USDA and FHA Pro and Con in Billerica, Middlesex County, MA
In 2025, the USDA loan limit in Billerica, which is part of Middlesex county, MA, stands at $675,000. On the other hand, the FHA limit for a single-family home is $828,000.
Utilize the Lendersa® USDA loan calculator to assess the premier USDA and FHA rates available today, as well as to determine necessary income, credit score, reserves, and qualification documents. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, guiding you to choose the best fit for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Billerica, Middlesex, MA
Loan Type
Loan Limit
Down payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Options in Billerica, MA
The goal of Lendersa® is to facilitate fast, hassle-free access to the best USDA or FHA loan for you. Choose from these three starting points to connect with lenders and explore USDA loan programs further.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is exclusively available for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require none.
The Houston Prime Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Security America Mortgage specializes in Construction loans, VA loans, ITIN loans, Conventional loans, and FHA loans. Our motto is "serving those who served" because we have great love for our Veterans and country. Not many VA lenders specialize in the VA one time close construction loan. Let us help you with the home loan that's best for you and
Simplending Financial is a leader in the private lending space. We keep the process fast and simple, curating a top tier customer service experience. Simplending focuses on growing long-term relationships and conducting business as a partner. We share a vested interest- as your success is the foundation of our business.
Security America Mortgage is not a government agency. This is a private website that is not affiliated with the U.S. government, U.S. Armed Forces, or Department of Veteran Affairs. U.S. government agencies have not reviewed this information. This site is not connected with any government agency.
The Baylor College of Medicine Federal Credit Union is a member owned, not-for-profit credit cooperative led by unpaid volunteers who are democratically elected from its membership.
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