USDA and FHA Pro and Con in Billerica, Middlesex County, MA
In 2026, the USDA loan limit in Billerica, which is part of Middlesex county, MA, stands at $675,000. On the other hand, the FHA limit for a single-family home is $828,000.
Utilize the Lendersa® USDA loan calculator to assess the premier USDA and FHA rates available today, as well as to determine necessary income, credit score, reserves, and qualification documents. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, guiding you to choose the best fit for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Billerica, Middlesex, MA
Loan Type
Loan Limit
Down payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Options in Billerica, MA
The goal of Lendersa® is to facilitate fast, hassle-free access to the best USDA or FHA loan for you. Choose from these three starting points to connect with lenders and explore USDA loan programs further.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is exclusively available for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require none.
High Desert Home Lending, LLC is a brokerage firm serving the Southwest from our Albuquerque, New Mexico office. We are locally owned and operated and specialize in residential mortgage lending. We are proud to offer personal service. We focus on understanding your needs and goals to create a loan program that fits you perfectly.
6330 Riverside Plaza Lane Northwest, Suite 175, Albuquerque, NM, 87120
Premier Choice Mortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We see people such as yourself being so enthused with the process and service we provide that you will become a raving fan for us, telling stories to people of what you just experienced.
6260 Riverside Plaza Ln NW, Albuquerque, NM, 87120
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Since 2001 we have established great relationships with many reputable Wholesale Lenders. This allows us the ability find you the best loan product and rate available in the market. It is important for us to understand more about your specific needs to ensure you receive the best possible service and accurate rate quote.
Cuba Credit Union was charted in 1972 as a school-based credit union including Cuba Independent Schools and Jemez Mountain Schools. Over the years, there have been several managers and volunteers elected by the membership. These Managers and Volunteers set the foundation for the Credit Union we have today.
With more than 30 years of experience working in every aspect of the mortgage and real estate professions, I am passionate about helping people achieve their financial goals through home ownership. I take the time to listen, understand, and share the vision of everyone I work with to assure that they are informed.
1 Mortgage LLC is a wholesale brokerage versus a bank that closes and funds their own loans. We have many wholesale lender partners that we work with that offer an array of solutions for whatever your home loan needs may be serving both New Mexico and Colorado. We answer our phone 7 days a week and are available to help you.
9680 Eagle Ranch Road Northwest, Unit 6, Albuquerque, NM, 87114
Financial Mortgage Solutions was started in the Fall of 2006, shortly before the struggles in the housing market began. We not only made it through those difficult times, we also helped hundreds of people lower their payments and buy their dream homes despite the challenging market.
