In 2026, the USDA loan cap for Bedford, situated in Middlesex county, MA, is $675,000, whereas the FHA cap for a single-family house is $828,000.
Utilize the Lendersa® USDA loan calculator to assess today's prime USDA vs. FHA rates. It helps you determine the needed income, credit, reserves, and documents for qualifying. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the most suitable option for your financial needs in Alabama.
2026 Loan Limits and Down Payment Requirements in Bedford, Middlesex County, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Exploring USDA and FHA Loan Options in Bedford, MA
Lendersa®'s mission is to secure the optimal USDA or FHA loan for you quickly and effortlessly. Choose from three initial paths that efficiently link you with lenders and USDA loan plans.
The USDA home loan, also referred to as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment at all.
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Casamia Mortgage 1997 throughout my journey, I have worked with major mortgage companies gaining knowledge and experiences in programs such as FHA, Conventional, VA, FHA 203K, Private Money and Down Payment Assistance. I have also worked closely with the Hispanic Community in attempts to educate.
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Founded in 2015, the key to our success has been a combination of consistently offering the lowest rates possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.
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