USDA Vs. FHA your options comparison in Pinehurst, Middlesex County, MA
As of 2025, the USDA loan limit in Pinehurst, located in the county of Middlesex, MA, is $675,000. Meanwhile, the FHA loan limit for a standard single-family home is set at $828,000.
Utilize the Lendersa® USDA loan calculator to compare the best current rates of USDA and FHA loans. It helps you determine the necessary income, credit, reserves, and documentation needed for qualification. With our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, facilitating your decision on the most suitable program for your specific financial circumstances, particularly in .
2025 Loan limits and necessary downpayment details in Pinehurst, county of Middlesex, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Exploring USDA and FHA loan possibilities in Pinehurst, MA
Lendersa® aims to provide you with the most advantageous USDA or FHA loan swiftly, minimizing hassle. Choose one of three starting points that link you with matching lenders and detailed USDA loan programs.
Recognized as a USDA rural development loan, the USDA home loan is backed by the Department of Agriculture. This loan, or mortgage, is available solely in rural areas, making it distinct from FHA loans, which require at least a 3.5% down payment. A USDA mortgage does not mandate any down payment, providing an attractive option for eligible borrowers.
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10200 E. Girard Ave, Suite B321, Denver, CO, 80231
Journey Home Lending Our team will provide the highest level of expertise to quickly guide you through the entire process of finding the best home purchase options or refinancing options for your new mortgage. Transparency and Integrity define our work ethic, and we help guide with options so you can make informed decisions
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10200 East Girard Avenue, Building B, Suite 230, Denver, CO, 80231
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