As of 2026, the USDA loan limit in Pinehurst, located in the county of Middlesex, MA, is $675,000. Meanwhile, the FHA loan limit for a standard single-family home is set at $828,000.
Utilize the Lendersa® USDA loan calculator to compare the best current rates of USDA and FHA loans. It helps you determine the necessary income, credit, reserves, and documentation needed for qualification. With our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, facilitating your decision on the most suitable program for your specific financial circumstances, particularly in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $675,000 | 0% | |
| FHA | $828,000 | 3.5% | |
| Conventional Conforming | $828,000 | 3% |
Lendersa® aims to provide you with the most advantageous USDA or FHA loan swiftly, minimizing hassle. Choose one of three starting points that link you with matching lenders and detailed USDA loan programs.
Recognized as a USDA rural development loan, the USDA home loan is backed by the Department of Agriculture. This loan, or mortgage, is available solely in rural areas, making it distinct from FHA loans, which require at least a 3.5% down payment. A USDA mortgage does not mandate any down payment, providing an attractive option for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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