USDA VS FHA in Pinehurst, Middlesex County, MA

As of 2026, the USDA loan limit in Pinehurst, located in the county of Middlesex, MA, is $675,000. Meanwhile, the FHA loan limit for a standard single-family home is set at $828,000.

Utilize the Lendersa® USDA loan calculator to compare the best current rates of USDA and FHA loans. It helps you determine the necessary income, credit, reserves, and documentation needed for qualification. With our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, facilitating your decision on the most suitable program for your specific financial circumstances, particularly in .

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2026 Loan limits and necessary downpayment details in Pinehurst, county of Middlesex, MA

Loan Type Loan Limit Down Payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Exploring USDA and FHA loan possibilities in Pinehurst, MA

Lendersa® aims to provide you with the most advantageous USDA or FHA loan swiftly, minimizing hassle. Choose one of three starting points that link you with matching lenders and detailed USDA loan programs.

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A Glimpse into the USDA Loan in MA

Recognized as a USDA rural development loan, the USDA home loan is backed by the Department of Agriculture. This loan, or mortgage, is available solely in rural areas, making it distinct from FHA loans, which require at least a 3.5% down payment. A USDA mortgage does not mandate any down payment, providing an attractive option for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Champion Community Credit Union
  • 16601 County Road 150, Courtland, AL, 35618
  • Champion Community Credit Union began in 1971 with a group of Champion International Paper Company employees who saw the need for a place to save and borrow at reasonable rates. We are now a full service financial institution with assets to over $50,000,000, and four branch offices.

  • Farmers State Bank & Trust Company
  • 127-129 W. Main St., Mount Sterling, IL, 62353
  • We are the only locally-owned bank in Brown County, IL. With our focus on community for over 100 years, we have always aimed to provide our customers with the tools you need to thrive.

    Recognizing that agriculture is the primary industry of Brown County, the policy of Farmers State Bank & Trust Co

  • Brown County State Bank
  • 101 East Main Street, Mount Sterling, IL, 62353
  • Brown County State Bank was founded in Mt. Sterling, Illinois in 1901. In 2006, BCSB expanded to Adams County by joining with Golden State Bank in Golden, Illinois. In 2010, BCSB became part of United Community Bancorp, Inc. and since 2014, now serves customers as United Community Bank throughout Central Illinois and Northeast Missouri.

  • Royal Credit Union
  • 200 Riverfront Terrace, Eau Claire, WI, 54703
  • Royal Credit Union was made up of just 100 Members when we were organized in April 1964 to serve the employees of Uniroyal and their families. In November of 1972, Royal was granted permission to add other employee groups to its membership and over the next two years we did just that, bringing 27 new groups into the family.

  • FCB Banks
  • 2610 N Illinois St, Swansea, IL, 62226
  • FCB Banks are committed to being your first choice for financial services.We are locally owned and managed with experienced staff and officers and FCB Banks is a bank with operations in one state. FCB Banks offers numerous mortgage programs including conventional, non-owner occupied, FHA, VA, USDA, construction and bridge loan mortgages

  • Centennial Mortgage Company
  • 6424 Bradley Park Drive, Suite 100, Columbus, GA, 31904
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • FBMC MORTGAGE CORPORATION
  • 5650 Whitesville Rd Suite 106, Columbus, GA, 31904
  • The FBMC Mortgage Corp is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Georgia. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt

  • Envoy Mortgage, LTD
  • 5820 Veterans Pkwy, Suite 309, Columbus, GA, 31904
  • Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S.