USDA Vs. FHA your options comparison in Pinehurst, Middlesex County, MA

As of 2025, the USDA loan limit in Pinehurst, located in the county of Middlesex, MA, is $675,000. Meanwhile, the FHA loan limit for a standard single-family home is set at $828,000.

Utilize the Lendersa® USDA loan calculator to compare the best current rates of USDA and FHA loans. It helps you determine the necessary income, credit, reserves, and documentation needed for qualification. With our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, facilitating your decision on the most suitable program for your specific financial circumstances, particularly in .

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2025 Loan limits and necessary downpayment details in Pinehurst, county of Middlesex, MA

Loan Type Loan Limit Down Payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Exploring USDA and FHA loan possibilities in Pinehurst, MA

Lendersa® aims to provide you with the most advantageous USDA or FHA loan swiftly, minimizing hassle. Choose one of three starting points that link you with matching lenders and detailed USDA loan programs.

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A Glimpse into the USDA Loan in MA

Recognized as a USDA rural development loan, the USDA home loan is backed by the Department of Agriculture. This loan, or mortgage, is available solely in rural areas, making it distinct from FHA loans, which require at least a 3.5% down payment. A USDA mortgage does not mandate any down payment, providing an attractive option for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • BWB is an independent bank made up of a small group of investors with a vision to create a different, more extraordinary and refreshing banking experience – much like the Boundary Waters itself. We are a team of dedicated financial experts that understands every business journey is unique.
  • Heritage Bank Minnesota
  • 181 Main Street, West Concord, MN, 55985
  • Heritage Bank is proud of its southern Minnesota history, rooted in local family ownership. Known as Farmers State Bank from 1930-2018, this community bank originated in West Concord, Minnesota. In 1966, current owners, Al and Mary Ellen Organ, moved from the Rice Lake, Wisconsin area to West Concord.
  • Accentra Credit Union
  • 400 Fourth Avenue NE, Austin, MN, 55912
  • Accentra Credit Union, formerly Hormel Employees Credit Union, has been serving our members since 1930. Our commitment today is as firm as it was in 1930 - to provide our member-owners a secure place to save and a trusted place from which to borrow. Since our formation, Accentra Credit Union has grown to almost 15, 000 member.
  • "Austin City Employees Credit Union"
  • 711 4th Avenue NE, Austin, MN, 55912
  • Austin City Employees Credit Union is a member owned and controlled financial organization dedicated to serve the financial needs of our members by promoting savings and providing low interest loans and other financial services economically feasible and also We offer competitive rates and flexible terms
  • Mower County Employees Credit Union
  • 900 18th Avenue NW, Austin, MN, 55912
  • The Mower County Employees Credit Union was chartered in 1961 to benefit the employees of Mower County. When you become a member, you become an owner! As a cooperative, owned entirely by our members, earnings are returned to you in the form of better rates, fewer fees and exceptional service! We're an exclusive benefit for all Mower County.
  • First Farmers & Merchants Bank
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  • We strive to be recognized as the financial institution of choice in all of the communities we serve.We continue to be a premier community bank focusing on agricultural & small business lending. We maintain a strong, positive, team-oriented work environment and are recognized as a great place to work. We strive to exceed our customers’ expectations
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  • CAMPUS serves over 100,000 members from all over the world. As a not-for-profit cooperative, we are owned by our members. Profits are returned to our member-owners in the form of no- and low- cost financial services. Since our members own CAMPUS, we can never be bought, nor can we merge with another institution without our members’ approval.
  • Associated Healthcare Credit Union
  • 6789 Upper Afton Road, Woodbury, MN, 55125
  • AHCU is a full-service credit union offering financial wellness and education, savings, checking, investments, deposit accounts, all loan types, and electronic services to help accommodate those busy schedules. We also offer car buying and retirement services. If you’re not a member, we hope you will join us.