USDA Vs. FHA your options comparison in Burlington, Middlesex County, MA
In 2026, the USDA loan limit in Burlington, within the county of Middlesex, MA, stands at $675,000, while the FHA limit for a single-family home is $828,000.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates. Determine the income, credit, reserves, and documents needed for qualification. Through our advanced mortgage calculator, you can view the USDA, FHA, Conforming, and VA options in parallel, aiding your decision on the best fit for your particular financial situation in .
2026 Loan Limits and Down Payment Requirements in Burlington, Middlesex, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Options in Burlington, MA
Lendersa® seeks to help you find the best USDA or FHA loan quickly and without hassle. Select one of three starting points that connect you with lenders offering USDA loan programs.
A USDA home loan is a mortgage guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan. It is designed specifically for rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, a USDA loan requires no down payment at all.
Since 1960, Northern Bank has been the banking partner of choice for businesses and consumers throughout New England. We take an entrepreneurial, commonsense approach to providing a complete line of banking solutions. We are deeply invested in the communities we serve and passionately committed to helping you, our customers, grow.
Common Trust Federal Credit Union is a member-owned financial institution that provides personal banking services. Our mission is to be the familiar face that guides our membership to financial stability by building lifelong relationships with each individual and providing them with the solutions needed to meet their unique goals
300 Trade Center Drive, Suite 4580, Woburn, MA, 01801
Lends in Massachusetts
Priority Funding Solutions specializes in getting your business the capital it needs fast. Small and medium businesses sometimes struggle to raise the funds needed to succeed when going through a bank or other traditional lender. Priority Funding Solutions approves satisfactory applications in as little as 24 hours.
At Sparta Financial, LLC we use our experience to help our clients achieve their dream of home-ownership throughout Massachusetts & New Hampshire. We carefully analyze their needs to ensure they end up with the right mortgage product. Our mission is simple; Provide great service and develop long lasting relationships
Lendmark Mortgage Corporation is a Mortgage Brokerage company specializing in providing a variety of mortgage loans. Since its inception in 2005, Lendmark has experienced significant growth by following its original mission of meeting the personal lending needs of clients, by offering a combination of low rates and superior service.
BMECU now offers now offers 24/7 mortgage approvals on-line with MortgageClick®, a full-service mortgage approval solution. Even before starting the application you can research loan options based on your financial information. MortgageClick® also contains loan calculators and educational information on the home-buying process
At MortgageINQ, we treat each customer as an individual, not a number. We will take the time to analyze your personal financial situation and fit you with home financing that fits your long and short term financial goals. We represent multiple "A" rated lenders with extremely competitive rates and programs.
MorningTide Financial Group, Inc. We are a full-service, licensed mortgage broker company based in Lexington, MA. We specialize in FHA, Conventional,Renovation, Jumbo & VA Mortgages in MA. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
We provide expert advice on mortgage lending. Whether you are purchasing or refinancing, a primary home or a second mortgage, a condominium or a multi-family, we can handle the transaction. We do what we do best, Mortgages.We are a team of professionals, dedicated to our work and thrilled to help families gain home ownership.