USDA Vs. FHA your options comparison in Burlington, Middlesex County, MA
In 2026, the USDA loan limit in Burlington, within the county of Middlesex, MA, stands at $675,000, while the FHA limit for a single-family home is $828,000.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates. Determine the income, credit, reserves, and documents needed for qualification. Through our advanced mortgage calculator, you can view the USDA, FHA, Conforming, and VA options in parallel, aiding your decision on the best fit for your particular financial situation in .
2026 Loan Limits and Down Payment Requirements in Burlington, Middlesex, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Options in Burlington, MA
Lendersa® seeks to help you find the best USDA or FHA loan quickly and without hassle. Select one of three starting points that connect you with lenders offering USDA loan programs.
A USDA home loan is a mortgage guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan. It is designed specifically for rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, a USDA loan requires no down payment at all.
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