In 2025, the USDA loan limit in Quincy, within Norfolk county, MA, is $616,400. In contrast, the FHA limit for a single-family home is $828,000.
Utilize Lendersa®'s USDA loan calculator to explore today's best USDA versus FHA rates and find out the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is best for your financial needs.
2025 Loan Limits and Down Payment Requirements in Quincy, Norfolk, MA
Loan Type
Loan Limit
Down Payment
USDA
$616,400
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Alternatives in Quincy, MA
Lendersa® aims to efficiently secure you the best possible USDA or FHA loan without hassle. Choose one of three starting points to connect with lenders and USDA loan programs.
A USDA home loan, backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.
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Demonstrating dedication to our customers, community and employees by providing meaningful conversations and services,
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