USDA VS FHA in Quincy, Norfolk County, MA

In 2025, the USDA loan limit in Quincy, within Norfolk county, MA, is $616,400. In contrast, the FHA limit for a single-family home is $828,000.

Utilize Lendersa®'s USDA loan calculator to explore today's best USDA versus FHA rates and find out the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is best for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Quincy, Norfolk, MA

Loan Type Loan Limit Down Payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA Loan Alternatives in Quincy, MA

Lendersa® aims to efficiently secure you the best possible USDA or FHA loan without hassle. Choose one of three starting points to connect with lenders and USDA loan programs.

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Understanding USDA Loans in MA

A USDA home loan, backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • The mission of Trans Texas Southwest Credit Union is to provide quality financial services to our members through the offering of deposit accounts to meet investment needs and to insure the availability of a competitive lending program handled in a cooperative spirit. Trans Texas Southwest Credit Union Chartered in 1954.
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  • Concho Educators Federal Credit Union was chartered in 1941 to fulfill the financial needs of Educators within Tom Green County. The initial field of membership for the credit union was limited to teachers and administrators employed by the San Angelo Independent School District.
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  • SAMCO Finance was founded in 1979. We are a Texas-only loan company that is locally owned. SAMCO Finance has grown throughout the years, expanding to offices in San Angelo, Abilene, TX. and the surrounding areas. Our mission statement is “Lending to Make a Difference.” This statement is backed by our commitment to help people
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  • Skyridge Lending is committed to helping you find the right mortgage for your needs. We offer a variety of products, including Conventional, FHA, VA, USDA and more. Currently lending in CO, TX, OK, CA, AK, and HI. Call us for a free assessment today!variety of products, including Conventional, FHA, VA
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