In 2026, the USDA loan limit in Quincy, within Norfolk county, MA, is $616,400. In contrast, the FHA limit for a single-family home is $828,000.
Utilize Lendersa®'s USDA loan calculator to explore today's best USDA versus FHA rates and find out the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is best for your financial needs.
2026 Loan Limits and Down Payment Requirements in Quincy, Norfolk, MA
Loan Type
Loan Limit
Down Payment
USDA
$616,400
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Alternatives in Quincy, MA
Lendersa® aims to efficiently secure you the best possible USDA or FHA loan without hassle. Choose one of three starting points to connect with lenders and USDA loan programs.
A USDA home loan, backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.
Mayflower Venture Partners helps entrepreneurs and growing businesses secure smart, responsive financing—so you can hire, build, and scale with confidence. From tailored credit solutions to hands-on partnership, MVP puts speed and clarity first. Reach out at mvplender.com to explore your next round of capital.
Mayflower Venture Partners is a direct hard money lender based in Quincy, MA, serving real estate investors across New England. We specialize in fix and flip loans, new construction financing, bridge loans, and cash-out refinances for residential and small commercial investment properties.
We are not a broker, which means faster answers, cleaner communication, and no surprises at the closing table. We issue term sheets within 24 hours and close in 10 to 14 business days.
First Boston Capital Partners, has been funding home builders for over 60 years and originated over $1 billion in loans since 2012. We provide short-term bridge capital to developers and investors for acquisitions, ground-up construction, or renovations throughout southern New England—focusing on the Greater Boston area. As one of the largest, most
Quincy Credit Union is proud to be celebrating 80 years of providing outstanding financial service to its members. From competitive interest rates and many no-fee products and services, it remains our commitment every day to help members meet their financial goals. At QCU, we are dedicated to providing exceptional service as part of our “people hel
"SharpTurn Mortgage, LLC: is a mortgage provider of online and off-line mortgage broker services, headquartered in Quincy MA. SharpTurn Mortgage constantly strive for customer satisfaction.
The company’s loan professionals are trained to deliver straightforward solutions, to help buyers make confident decisions about their mortgage selection"
Northeastern Mortgage LLC is a leading mortgage brokerage company that can arrange the best loan products available such as of Conventional Fannie Mae/Freddie Mac, FHA, VA, USDA, first time homebuyer, residential and commercial loans. and Our purpose is straightforward. We strive to arrange our clients with the best possible financing options.
Conquest Funds is an asset-based private money lender in the Boston, Dallas, Austin and San Antonio areas.Founded in 2010, Conquest specializes in hard money loans for real estate investors, builders and developers providing unparalleled real estate financing through bridge loans, fix & flip loans, construction and acquisition loans.
Our success comes from the amazing colleagues, clients & communities.We’re grateful to have talented professionals across our organization,who provide knowledgeable service to our amazing clients.MBA Mortgage team continues to inspire action with our ongoing support of veteran causes.From fundraising to community engagement, our passion for service
Grand Coast Capital Group is a real estate private lending and investment firm based in Boston, MA, with over 40 years of combined real estate investment and development experience. Established in 2013, the firm has developed an institutional-quality platform with a reputation as the preferred private lender for seasoned real estate investors, ope
