As of 2026, the USDA loan limit for Milton in Norfolk county, MA, is set at $616,400, while for a single-family home, the FHA limit is $828,000.
Use the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates. Find out the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program for your specific financial situation in .
2026 Loan Limits and Down Payment Requirements in Milton, Norfolk, MA
Loan Type
Loan Limit
Down Payment
USDA
$616,400
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Options in Milton, MA
The purpose of Lendersa® is to secure the best USDA or FHA loan for you quickly and with ease. Choose one of three starting points that result in matching lenders and suitable USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan, available exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment at all.
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