USDA VS FHA in Brockton, Plymouth County, MA

In 2026, the USDA loan limit in Brockton, located in Plymouth county, MA, is $675,000. The FHA limit for a single-family home is $828,000.

Use the Lendersa® USDA loan calculator to compare today’s top USDA vs. FHA rates to determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA side by side, helping you select the best program for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Brockton, Plymouth, MA

Loan Type Loan Limit Down Payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA Loan Options in Brockton, MA

Lendersa® aims to swiftly provide the best USDA or FHA loan, hassle-free. Begin with one of three methods to connect with lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

The USDA home loan, guaranteed by the Department of Agriculture, also called the USDA rural development loan or USDA mortgage, is only available in rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Brockton Lenders

  • HarborOne Bank
  • 770 Oak St, Brockton, MA, 02301
  • Lends in Massachusetts
  • HarborOne Bank has been serving the needs of customers and the communities that we call home for over 100 years. Today, HarborOne has 26 branches in southeastern Massachusetts and Rhode Island and commercial lending offices in Boston and Providence. HarborOne Mortgage, headquartered in Manchester

  • Easy Apps Mortgage Inc
  • 1044 Central Street, Suite 202, Stoughton, MA, 02072
  • Lends in Massachusetts
  • Easy Apps Mortgage Working for our Borrowers and finding the best rates, programs, and costs is what we do best. We put you first and make sure your home purchase or refinance goes as EASY as possible! Our staff and experienced loan officers are available to you at all times and we gladly can meet with you.

  • Maritime Mortgage Corp
  • 4 Cabot Pl, #2, Stoughton, MA, 02072
  • Lends in Massachusetts
  • Maritime Mortgage Corp opened its doors in 1989. Since then, we have been able to help thousands of people obtain affordable home financing. Our team of knowledgeable and friendly professionals work hard to ensure a smooth buying or refinancing process. Although our office is conveniently located in Stoughton, Ma, we are able to offer mortgage fina

  • Continental Funding Corp.
  • 7 Cabot Place, Stoughton, MA, 02072
  • Lends in Massachusetts
  • Continental Funding Corp. scours the country for the lowest possible rates to offer our customers. By doing this, we can ensure that we will be able to offer the qualified borrower the best possible terms to meet their needs. We offer FNMA, FHLMC, FHA, VA, Rehab, USDA, Jumbo and Reverse mortgage programs to handle any situation a customer may have.

  • Bank of Easton North Easton
  • 275 Washington St, North Easton, MA, 02356
  • Lends in Massachusetts
  • Bank of Easton provides traditional banking services to the surrounding communities.

    our Bank proudly opened its doors to the public for the first time. We are excited to continue to serve our customers and the Easton community and look forward to writing many new chapters in the history of our Bank and our community – together!

  • ABINGTON BANK
  • 6 Harrison Avenue, Abington, MA, 02351
  • Lends in Massachusetts
  • Abington Bank, part of the Hometown Financial Group banking family.

    We’re excited about all the great ways our bank can help you, your family, and your business unlock your potential. After all, for more than 100 years, it’s been our mission to deliver individualized financial support that ensures you can build a successful future.

  • Peoples Choice Mortgage LLC
  • 5 Bristol Drive, Suite 1, Easton, MA, 02375
  • Lends in Massachusetts
  • At Peoples Choice Mortgage we value our family. In turn, we treat all of our clients like family. We know that understanding finances isn’t always a straight path. That’s why we work to develop and educate all of our clients throughout the loan process. Our focus is empowering you to make a financial choice that fits your needs.

  • Star Mortgage
  • 691 Washington Street, South Easton, MA, 02375
  • Lends in Massachusetts
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Right Key Mortgage, LLC
  • 859 Washington Street, South Easton, MA, 02375
  • Lends in Massachusetts
  • At Right Key Mortgage, we educate our borrowers to make this a worry-free process, from pre-qualification to close – that’s our promise to you! We're here to make the home loan process as simple as possible. We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership.