USDA Vs. FHA your options comparison in Stoughton, Norfolk County, MA

In 2025, the USDA loan limit for Stoughton in the county of Norfolk, MA is $616,400, while for a single-family home, the FHA limit is $828,000.

Leverage the Lendersa® USDA loan calculator to compare the best available USDA versus FHA rates today. Evaluate the required income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA side by side, helping you choose the most suitable program for your specific financial scenario in .

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Loan Limits and DownPayment Requirements for 2025 in Stoughton, Norfolk, MA

Loan Type Loan Limit Down Payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA Loan Options Available in Stoughton, MA

The mission of Lendersa® is to promptly get you the best USDA or FHA loan without hassle. Choose one of three starting paths that lead you to matching lenders and suitable USDA loan programs.

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What is a USDA Loan in MA?

A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, meant only for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, a USDA loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Washington is a one-stop solution to your real estate and investment needs. We help individuals and organizations acquire and retain real estate assets. In today's market, you need to work with a company you can trust with professionals with in-depth knowledge of the market. We help you to finance your home through our Financial department.
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