In 2026, the USDA loan limit for Stoughton in the county of Norfolk, MA is $616,400, while for a single-family home, the FHA limit is $828,000.
Leverage the Lendersa® USDA loan calculator to compare the best available USDA versus FHA rates today. Evaluate the required income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA side by side, helping you choose the most suitable program for your specific financial scenario in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $616,400 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
The mission of Lendersa® is to promptly get you the best USDA or FHA loan without hassle. Choose one of three starting paths that lead you to matching lenders and suitable USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, meant only for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, a USDA loan requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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