USDA Vs. FHA your options comparison in Buzzards-Bay, Barnstable County, MA
As of 2025, the USDA loan limit for Buzzards-Bay in Barnstable County, MA, is $408,200, whereas the FHA loan limit for a single-family home is $506,000.
Utilize the Lendersa® USDA loan calculator to effectively compare today's leading rates for USDA versus FHA loans. Determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA options side by side, helping you choose which program in fits your unique financial needs best.
2025 Loan Limits and Downpayment Requirements in Buzzards-Bay, Barnstable County, MA
Loan Type
Loan Limit
Down payment
USDA
$408,200
0%
FHA
$506,000
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Buzzards-Bay, MA
Lendersa® is committed to securing you the most advantageous USDA or FHA loan effortlessly. Initiate with one of three paths to align with suitable lenders and USDA loan programs.
The USDA home loan, guaranteed by the government Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require none.
1968 S. Coast Hwy Suite 1222, Laguna Beach, CA, 92651
A Serv Corp private money loan provides flexible short-term financing solutions for investors to purchase new properties, refinance existing investments or fund renovation. Close in 7-10 days. Rates from 10.0%
Up to 85% LTC & 70% ARV
No application fees
Get pre-approved in minutes
Close in 7-10 days
Low Costs Fees start at 1.25 Points
31658 Pacific Coast Hwy, Suite A, Laguna Beach, CA, 92651
We are committed to exceptional customer service offering tailored loans that take into account your cash flow, payment timeframe, equity plans and investment opportunities.
At West One Capital Group, we assure you will get a loan that won't break your budget and provides you the flexibility.
1968 S Coast Hwy, Suite 100, Laguna Beach, CA, 92651
Financial Compound, a commercial mortgage broker based in Los Angeles, California has been an innovator in identifying and structuring capital markets opportunities for commercial real estate loans. Financial Compound and its staff have closed over $4.9 billion in transactions, running the gamut from low leverage first mortgages on trophy assets.
Founded as an Affliate of one of the Nation's leading Veteran Home Buying Membership programs, VRB Mortgage has expanded from its initial focus on VA Loans to now providing loan officers that can provide any loan program to incldue FHA, Conventional and even Jumbo Loans.We can also help you refiance your current loan.
Associated Properties, Inc., a family-owned real estate & lending company, was founded back in 1964 and incorporated in 1973 by Albert George Geigele of Newport Beach California. His career in real estate & lending spanned over half a century. Those whom had the privilege to work with him will always remember him for his honesty and trust
1050 South Coast Highway, Suite D, Laguna Beach, CA, 92651
Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.
430 Forest Avenue, Suite 1, Laguna Beach, CA, 92651
Loans by Suzette is an independently owned, full-service mortgage brokerage firm that provides a complete range of residential and income property financing options. The firm is headquartered in Laguna Beach, California, with an additional office in Beverly Hills, California, and handles financing all over the state via their partnership.
Pacific Loan Group, a professional mortgage company specializing in reverse mortgages. At Pacific Loan Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Blink Home Loans has funded numerous loans and solidified itself as a low price leader in the lending Industry. Others have tried to duplicate our process, when it comes down to it they just can’t compete with our dedication to provide the lowest rates coupled with our professionals to deliver outstanding customer service to our customers
31601 S. Coast Highway, Suite #200B, Laguna Beach, CA, 92651
Sierra Pacific Mortgage is one of the nation’s largest direct private lenders; we are solely focused on residential mortgage lending. That means we have a wide array of options to choose from for your home financing needs. We have been helping homeowners with their home financing needs for over three decades
