As of 2026, the USDA loan limit for Buzzards-Bay in Barnstable County, MA, is $408,200, whereas the FHA loan limit for a single-family home is $506,000.
Utilize the Lendersa® USDA loan calculator to effectively compare today's leading rates for USDA versus FHA loans. Determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA options side by side, helping you choose which program in
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| Loan Type | Loan Limit | Down payment |
| USDA | $408,200 | 0% |
| FHA | $506,000 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is committed to securing you the most advantageous USDA or FHA loan effortlessly. Initiate with one of three paths to align with suitable lenders and USDA loan programs.
The USDA home loan, guaranteed by the government Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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