USDA Vs. FHA your options comparison in Sagamore, Barnstable County, MA
In 2026, the USDA loan cap in Sagamore, within Barnstable County, MA, is $496,800. Meanwhile, the limit for FHA loans, geared for single-family homes, stands at $701,500.
Use the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA loans, and assess the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans side by side, aiding you in determining which program in best aligns with your financial needs.
2026 Loan Limits and Down Payment Requirements in Sagamore, Barnstable County, MA
Loan Type
Loan Limit
Down payment
USDA
$496,800
0%
FHA
$701,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Sagamore, MA
At Lendersa®, our aim is to efficiently secure for you the best USDA or FHA loan with minimal hassle. Start with one of three pathways, leading to matched lenders and suitable USDA loan programs.
The USDA home loan, backed by the government Department of Agriculture, known also as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment at all.
18181 Butterfield Boulevard, Suite 170, Morgan Hill, CA, 95037
Pacific Coast Mortgage Company believes the loan process should be painless. That's why we're here to partner with you for the life of your loan. Whereas banks only offer their own products, we source the entire open market to custom tailor valuable solutions for your unique needs.
16275 Monterey Road, Suite K, Morgan Hill, CA, 95037
Integrity. We believe it all begins here. If we are people of integrity, in a business that is not always known for it’s “honesty” we will be set apart from our competition. We strive hard to adhere to all government regulations. But that’s only the start. We also communicate clearly with you the client on your options, benefits.
17485 Monterey Road, Suite 202, Morgan Hill, CA, 95037
At Global Mortgage we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Purchasing or refinancing your home can be a confusing process. Our mission is to hire and train the best talent in your local area to provide you with First Class service, advice, and products for today’s competitive real estate market. Our mortgage professionals have an average of 10 years of experience in home lending.
"AEM was disrupting old school lending with technology years before “fintech” was a term. We’re known by the world’s largest investors for our credit discipline. And as a customer, we’re at your service 24/7.
All In like family. Driven like Wall Street. Approachable like Main Street. These are the core values AEM lives by."
LendUS® was created as a collaboration between RPM Mortgage and American Eagle Mortgage – two well-established mortgage companies with like-minded industry veterans. Together, we have formed one company, with one name, that is solely-focused on providing our clients smart advice and an easy process with super speed.
At Diversified Capital Funding/American Pacific Mortgage (APM) NMLS #1850 our core mission is to create experiences that matter while serving the home financing needs of individuals and families in the communities where we live and work.We understand the importance of every transaction
RPM Mortgage is a proud member of LendUS, one of the largest independently owned & operated mortgage lenders in America.LendUS® was created as a collaboration of two well-established, like-minded companies.we have formed one company,with one name, that is solely-focused on providing our clients with smart advice & an easy process with super speed.
1375 Locust St, Suite 205, Walnut Creek, CA, 94596
"We're a full service Mortgage Brokering office with an entire suite of Real Estate Transaction Services located in the Bay Area of California operating with an experienced staff offering expertise in every area of mortgage lending. We offer you several convenient and
secure options to get started."
1990 North California Boulevard, Suite 20, Walnut Creek, CA, 94596
Bullplace Inc Our business motto is to offer each client service that is perfectly tailored to their needs.We want to provide a personal touch, something lost in most other present-day companies, that have sacrificed empathy over cutting edge technology We are a residential and commercial loan brokerage, offering mortgage services.
