USDA Vs. FHA Pro and Con comparison in Pocasset, Barnstable County, MA
The USDA loan limit in Pocasset, located within the county of Barnstable, MA is $496,800 for the year 2025. Meanwhile, the limit for an FHA loan on a single-family property is $701,500.
To explore and contrast the top USDA and FHA rates currently available, use the Lendersa® USDA loan calculator. Identify the necessary income, credit score, reserves, and documentation to meet qualification standards. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to determine which offering in best aligns with your financial needs.
2025 Loan Limits and Down Payment Criteria in Pocasset, Barnstable, MA
Loan Type
Loan Limit
Down payment
USDA
$496,800
0%
FHA
$701,500
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Pocasset, MA
The Lendersa® aim is to secure for you the optimal USDA or FHA loan swiftly, without hassle. Choose one of three pathways leading to lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans which mandate a minimum down payment of 3.5%, the USDA mortgage loan requires no down payment whatsoever.
Oak Grove Financial is a financial intermediary and commercial real estate mortgage banker that specializes in arranging and negotiating custom debt solutions for owners, operators and developers of commercial real estate located in the US. Our professional staff specialize in delivering customized financing for multifamily, senior housing.
TopLine Federal Credit Union is a not-for-profit, member-owned financial services cooperative serving the Twin Cities and surrounding areas. For over 85 years, we’ve been the safe, local banking choice for Minnesotans looking for greater financial peace of mind. We provide all the personal banking services you need to make life more comfortable
7365 Kirkwood Court N, Suite 300, Maple Grove, MN, 55369
Mortgages Unlimited delivers value-added loan solutions that fit every clients needs. Our goal is simple—to offer the unlimited loan options of a major lender with the personal service and feel of a family-owned business. We take great pride in our corporate values—strong ethics, family values and teamwork.
We are a locally and family owned, community bank that was established in 1914. We have seen significant growth since that time and now have additional locations in Marys Home, Freeburg and Osage Beach. Our slogan “Your Hometown Friend” is one we take great pride in, as that’s exactly what we are to our customers.
PHD Financial strives to deliver impressive results for businesses, with a commitment to manage our clients’ matters as if they were our own. We spend whatever time and resources necessary to cultivate relationships with numerous contacts, networks, associations and lenders to provide the most beneficial outcomes for clients.
2875 South Ocean Blvd, Suite 200-23, Palm Beach, FL, 33480
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Edge Home Finance Corporation offers personalized mortgage solutions tailored to unique financial needs. I personally have been a loan officer for 23 years and can work with all types of clients . As a trailblazer in the mortgage industry, our innovative approach ensures clients achieve their dream of homeownership seamlessly and efficiently.
Certainty Home Loans has been helping homebuyers for over 20 years, with a focus on making homeownership a reality by putting people first and investing in the right technology and Our core belief is that our Certainty family is our #1 asset. We never want to lose sight of the importance of our team members or of our values: integrity, quality.
