USDA and FHA Pro and Con in Pocasset, Barnstable County, MA

The USDA loan limit in Pocasset, located within the county of Barnstable, MA is $496,800 for the year 2025. Meanwhile, the limit for an FHA loan on a single-family property is $701,500.

To explore and contrast the top USDA and FHA rates currently available, use the Lendersa® USDA loan calculator. Identify the necessary income, credit score, reserves, and documentation to meet qualification standards. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to determine which offering in best aligns with your financial needs.

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2025 Loan Limits and Down Payment Criteria in Pocasset, Barnstable, MA

Loan Type Loan Limit Down payment
USDA $496,800 0%
FHA $701,500 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Pocasset, MA

The Lendersa® aim is to secure for you the optimal USDA or FHA loan swiftly, without hassle. Choose one of three pathways leading to lenders and USDA loan programs.

Lendersa USDA loan requests and outcomes

Understanding USDA Loan in MA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans which mandate a minimum down payment of 3.5%, the USDA mortgage loan requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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