USDA and FHA Pro and Con in Bourne, Barnstable County, MA

In 2025, the USDA loan limit for Bourne, within Barnstable county, MA is $496,800. Conversely, the FHA loan limit for a single-family residence is $701,500.

The Lendersa® USDA loan calculator helps you compare today’s USDA and FHA best rates, understanding the income, credit, reserves, and document requirements for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA side by side, assisting you in deciding the best program for your financial situation in .

Review loan offers from 100 varied lenders

2025 Loan Limits and Downpayment Requirements in Bourne, Barnstable, MA

Loan Type Loan Limit Down payment
USDA $496,800 0%
FHA $701,500 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Bourne, MA

Lendersa® aims to provide you the best USDA or FHA loan speedily and without complication. Select from three options to find matching lenders and appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available only in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans don’t require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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