The USDA loan limit for a single-family home set for 2025 in Chelmsford, within Middlesex county of MA, is $675,000, whereas the FHA limit is $828,000.
With Lendersa®’s USDA loan calculator, you can compare the most favorable USDA and FHA rates available today. Determine the income, credit score, reserves, and documentation required for qualification. Utilize our advanced mortgage calculator to review USDA, FHA, Conforming, and VA loans side-by-side, aiding in selecting the best program tailored to your financial situation in
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| Loan Type | Maximum Loan Limit | Required Down Payment |
| USDA | $675,000 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
At Lendersa®, our mission is to facilitate the prompt and seamless acquisition of your optimal USDA or FHA loan. Start your journey by choosing from three distinct initiation options that connect you with suitable lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage, and is exclusively available in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, the USDA mortgage does not demand any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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