USDA Loan Vs. FHA loan for Chelmsford, MA [Middlesex County ]

The USDA loan limit for a single-family home set for 2026 in Chelmsford, within Middlesex county of MA, is $675,000, whereas the FHA limit is $828,000.

With Lendersa®’s USDA loan calculator, you can compare the most favorable USDA and FHA rates available today. Determine the income, credit score, reserves, and documentation required for qualification. Utilize our advanced mortgage calculator to review USDA, FHA, Conforming, and VA loans side-by-side, aiding in selecting the best program tailored to your financial situation in .

Options for USDA and FHA Loans in Chelmsford, MA

At Lendersa®, our mission is to facilitate the prompt and seamless acquisition of your optimal USDA or FHA loan. Start your journey by choosing from three distinct initiation options that connect you with suitable lenders and USDA loan programs.

Lendersa USDA loan enquiries and matches

Understanding USDA Loans in MA

A USDA home loan is backed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage, and is exclusively available in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, the USDA mortgage does not demand any down payment.

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(781) 905-1500 Lender's profile and map Reviews Members Plus Credit Union 29 High Street, Medford, MA, 02155 Members Plus Credit Union is a community-chartered credit union owned by over 14, 000 members with branches in Medford, Dorchester, Everett, Norwood and Plymouth. The Credit Union, like all credit unions, is a not-for-profit cooperative. It is owned, managed and operated by members. Our mission is to provide quality, innovative, competitive,
(781) 245-4924 Lender's profile and map Reviews Pioneer Mortgage Corp 40 Salem Street, Building 1, Lynnfield, MA, 01940 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(800) 508-2265 Lender's profile and map Reviews Avidia Bank 42 Main Street, Hudson, MA, 01749 Avidia Bank is a responsive & independent community bank providing the best banking and financial services to individuals, families & businesses. Avidia Bank is a mutual community bank, headquartered in Hudson, MA with branches throughout Central Massachusetts. Our full-service offices are in Hudson, Westborough, Clinton, Leominster, Marlborough.
(617) 928-9000 Lender's profile and map Reviews Watertown Savings Bank 60 Main Street, Watertown, MA, 02472 Our mission is to be a safe and secure, independent mutual bank committed to being a leader in delivering superior personal service, quality products, and banking convenience to customers and local communities and Watertown Savings Bank wants to continue to help those it serves--customers, non-profit organizations, communities.
(617) 924-0160 Lender's profile and map Reviews Watertown Municipal Credit Union 149 Main Street, Watertown, MA, 02472 The Mission of the Watertown Municipal Credit Union is to serve the employees of Watertown and their families by offering high quality financial products and services. The Watertown Municipal Credit Union shall protect its member’s financial assets through a conservative management style that pays high rates on shares and charges reasonable interes
(617) 876-5730 Lender's profile and map Reviews North Cambridge Co-operative Bank 2360 Massachusetts Avenue, Cambridge, MA, 02140 The North Cambridge Co-operative Bank was chartered in 1912. We have operated continuously in this location since its inception. The bank’s primary mission has been to serve the banking needs of North Cambridge as well as the surrounding communities. We are proud of our Co-operative heritage and believe our financial strength demonstrates.
(617) 666-4700 Lender's profile and map Reviews Middlesex Federal Savings 1 College Avenue Davis, Somerville, MA, 02144 Middlesex Federal Savings is a full-service community bank headquartered in Davis Square Somerville, Massachusetts. It was established in 1890 as West Somerville Cooperative Bank. More than 130 years later, Middlesex Federal has grown from its modest beginnings. Established with only $840.20 in assets,
(617) 625-0898 Lender's profile and map Reviews Somerville Municipal Federal Credit Union 236 Holland St, Somerville, MA, 02144 Established on May 28, 1941, Somerville Municipal Federal Credit Union was started by people who were committed to helping their fellow City of Somerville employees save for retirement in an age when pensions were non-existent. In the 1960's, membership was extended to employees of the Somerville Housing Authority
(617) 965-1236 Lender's profile and map Reviews Westchester Mortgage 321 Walnut Street, Suite 412, Newtonville, MA, 02460 Debbie Siegel founded her mortgage brokerage firm Westchester Mortgage in 2000. Since then, she has helped hundreds of clients buy or refinance their homes. In addition, she’s cultivated an extensive professional network of real estate attorneys, insurance agents, contractors, mediators, business coaches, and financial planners.
(877) 383-1247 Lender's profile and map Reviews CCIG Commercial Capital Investor Group, LLC 800 Broadway, Haverhill, MA, 01832 Commercial Capital Investor Group is a multi-faceted firm providing numerous sources of liquidity and capital investment to both the commercial and residential investment real estate markets. Our innovative simple documentation, no income verification loan programs set us apart from the competition and enables us to close loans that banks.
(888) 418-5626 Lender's profile and map Reviews Cambridge Savings Bank 1374 Massachusetts Ave, Cambridge, MA, 02138 Cambridge Savings Bank is a full-service banking institution with over $5 billion in assets. As a mutual bank, CSB is committed to improving the quality of life of our employees, customers & the communities we serve. One of the oldest & largest community banks in MA, CSB offers a full line of individual & business banking services.
(617) 938-3900 Lender's profile and map Reviews Superior Funding Corporation 343 Washington Street, Newton, MA, 02458 Superior Funding Corporation is a Massachusetts mortgage company offering extremely competitive rates, personal approach and the highest standards in customer care. Superior Funding Corporation was formed by people with technical backgrounds and advanced education in several areas (engineering, finance and economics).