USDA and FHA Pro and Con in Clinton, Worcester County, MA

For 2025, the USDA loan limit in Clinton, within the county of Worcester, MA, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to assess today's competitive USDA versus FHA rates. It helps determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage comparison tool allows you to evaluate USDA, FHA, Conforming, and VA options side by side, guiding you to the best program for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Guidelines in Clinton, County of Worcester, MA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Opportunities in Clinton, MA

Lendersa® is dedicated to swiftly helping you secure the best USDA or FHA loan with minimum hassle. Choose from one of three starting paths to connect with suitable lenders and USDA loan programs efficiently.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in MA

A USDA home loan, guaranteed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is solely available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage does not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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