In the year 2026, the USDA loan limit designated for Bolton, within Worcester county, MA, is set at $336,500. Meanwhile, for a single-family home, the FHA loan limit is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the most competitive rates between USDA and FHA loans today. Our enhanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side to aid your decision-making on which loan program in
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| Type of Loan | Limit of Loan | Down Payment Requirement |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa®'s mission is to provide you with the best USDA or FHA loan options quickly and seamlessly. Choose from three different starting points that connect you to matching lenders and suitable USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture, is known as a USDA rural development loan or mortgage. It is mainly available in rural areas and distinct from FHA loans, which require at least a 3.5% down payment, as it demands no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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