USDA Vs. FHA Pro and Con comparison in Sterling, Worcester County, MA
In 2025, the USDA loan limit for Sterling, in Worcester, MA, is $336,500, whereas the FHA limit set for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare top rates of USDA versus FHA loans today and find out the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, helping you determine which program in best suits your financial requirements.
2025 loan limits and down payment requirements in Sterling, located in Worcester, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Sterling, MA
The goal of Lendersa® is to swiftly provide you with the best USDA or FHA loan without adding complexity. Choose one of three starting approaches to match with lenders and discover USDA loan programs.
A USDA home loan is supported by the government's Department of Agriculture, also known as a USDA rural development loan or mortgage, and is exclusively available in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans do not require any down payment.
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4710 East Falcon Drive, Suite 202, Mesa, AZ, 85215
We provide a professional environment for you to feel comfortable and welcome to discuss your needs. We are committed to evaluate every individual situation. With the experience and education of our mortgage consultants, we will help you make the best home financing decision possible.
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Tucson home loans are originated by institutional lenders such as Mortgage Bankers, Banks, Savings & Loans.
7359 East Tanque Verde, Suite D, Tucson, AZ, 85715
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Cheney Federal Credit Union has been serving members and our local community since 1951. We provide convenient and low-cost financial services to those who live, work, worship or attend school in the Cheney and Medical Lake School Districts and their immediate family members. CFCU is a member-owned, not-for-profit financial institution.
16626 E Avenue Of The Fountains, Suite 103, Fountain Hills, AZ, 85268
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