USDA Vs. FHA Pro and Con comparison in Lancaster, Worcester County, MA
In 2025, the USDA loan limit for Lancaster, located in Worcester, MA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best rates for USDA versus FHA today and determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is best for your financial situation.
2025 Loan Limits and Downpayment Requirements in Lancaster, Worcester, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Lancaster, MA
The goal of Lendersa® is to secure you the best USDA or FHA loan quickly without hassle. Choose one of three starting points, each connecting you to matching lenders and USDA loan programs.
A USDA home loan is backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is limited to rural areas only. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment at all.
21680 Gateway Center Drive, Suite 230, Diamond Bar, CA, 91765
NuBridge Commercial Lending is a nationwide direct lender focused on making first-lien, short-term bridge loans to owners of small-balance commercial properties in 48 states and the DC. We can help you fund loans for multifamily, mixed-use, office, retail, light industrial, mobile home parks, self-storage, warehouse, and retail properties.
GRAND INVESTMENT&FINANCIAL was founded with the intent to provide a loan for every borrower and every home. With a wide choice of loan products, you'll find a loan program that suits your financial goals, and our skilled loan specialists can walk you through the steps to funding your dreams. With unparalleled customer service
21671 Gateway Center Drive, Suite 207, Diamond Bar, CA, 91765
Our mission is to ensure that your real estate dreams are fulfilled in a way that is seamless, efficient, and in your best interest. Serving the entire State of California with a focus on Southern California, our team has over a decade of experience helping both buyers and sellers navigate the complexities involved in exploring real estate.
20955 Pathfinder Rd, Suite 100, Diamond Bar, CA, 91765
American Empire Lending helping customers afford the home of their dreams for many years and we love what we do.All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown our indicative of market conditions and individual qualifications.
22632 Golden Springs Dr, Suite 200, Diamond Bar, CA, 91765
Founded in 1989, Residential Bancorp is committed to making the home-buying experience simple and enjoyable for customers from start to finish. Our mission is to become the first choice and a household name throughout the United States for home loans. With a vibrant, team-oriented corporate culture and a proven track record of success,
We at Exceed Lending understand that your real estate is an important investment, and it is our mission to help you achieve your dreams. Our goal at Exceed Lending is to provide access to loan programs that best fit your needs, while providing exceptional customer service, to achieve a rewarding loan experience.
Canyon Realty, a Real Estate Brokerage based in Anaheim Hills, CA. We serve all of Southern California, specializing in beautiful Orange County! For buyers, you'll find a great search page to see what is currently out there on the market as well as detailed neighborhood information.
8175 East Kaiser Boulevard, Suite 206, Anaheim, CA, 92808
Meridox Real Estate and Mortgage is a family owned brokerage firm, established in 2007. Our core values encompass customer service, strong communication, and timely execution. Our experienced team is equipped to execute all faucets of your real estate transactions, including buying, selling, and finding the best suited financial option.
180 North Riverview Drive, Suite 150, Anaheim, CA, 92808
At GoModern Lending we believe that every customer deserves the best care & service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs & have what it takes to make a difference in your next mortgage transaction. Call us today to get a free quote and overview of current market conditions affecting.
8175 East Kaiser Boulevard, Suite 218, Anaheim, CA, 92808
We are a full service mortgage company which has made the home loan process easy. With experts in all the current residential programs including FHA, VA, Fannie Mae, Freddie Mac, Jumbo, and Reverse Mortgage lending. You can count on Instant Capital to close your purchase or refinance home loan, and close it in the most efficient, cost effective
