USDA Vs. FHA your options comparison in Easthampton, Hampshire County, MA

In 2025, the USDA loan limit for Easthampton, located in Hampshire County, MA, is $336,500, while the FHA limit for a single-family residence is $472,030.

Use the Lendersa® USDA loan calculator to explore today's best USDA and FHA rates. Determine what income, credit, reserves, and documents are needed to qualify. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the optimal financial program for your needs in .

Explore loan offers from 100 different lenders

2025 Loan Limits and Downpayment Requirements in Easthampton, Hampshire County, MA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Easthampton, MA

Lendersa®'s mission is to offer you the finest USDA or FHA loans quickly and easily. Choose from one of the three starting points, each connecting you with relevant lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in MA

USDA home loans are government-backed by the Department of Agriculture, also referred to as USDA rural development loans. Available exclusively in rural neighborhoods, these loans do not require any down payment, unlike FHA loans which need a minimum of 3.5% down payment, thus enhancing access to homeownership.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Rubiola Mortgage Co Inc
  • 8700 Crown1600 NE Loop, Suite 604, San Antonio, TX, 78209
  • Rubiola Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
  • 212 Loans LLC
  • 909 NE Loop 410, Suite 100, San Antonio, TX, 78209
  • 212 Loans, LLC is a leading source of financing for acquisition and renovation loans. We are able to understand and provide creative financing options for investment real estate transactions. Our process enables us to quickly and easily fund loans while still offering superior customer service.
  • The Bank of Denver
  • 810 East 17th Avenue, Denver, CO, 80218
  • The Bank of Denver, formerly the Denver Industrial Bank, was organized by George F. Rock, Jr. as a result of a merger of the Credit Finance Company, organized in 1936, and the Denver Safe Deposit Company, organized in 1908. The Bank’s mission is to be a full service financial institution that delivers great personal service
  • Metro Mortgage Group LLC
  • 825 E Speer Blvd, Suite 206, Denver, CO, 80218
  • At Metro Mortgage Group, experience the difference that Genuine personal service makes when buying or refinancing your home. Experience the difference. Extensive knowledge and experience, paired with excellent lender relationships, allows Metro Mortgage Group to offer our clients mortgage solutions that meet their individual needs and goals.
  • Northstar Mortgage: Phil A. Trujillo
  • 387 Corona St, Suite 563, Denver, CO, 80218
  • Northstar Mortgage is a mortgage broker firm dedicated not only to provide you with the best combination of service, product, and rates but as well as to work hand in hand with you so we meet your personal goals. With over twenty years of combined mortgage lending experience you are sure to get the best advice to meet your needs.
  • US Mortgage Solutions
  • 1424 N Clarkson Street, Denver, CO, 80218
  • Our mission is to serve our customers with pride, honesty, and integrity. Our goal is to provide our clients with very competitive interest rates at a discounted cost. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a mortgage. US Mortgage Solutions, LLC is an established Mortgage Broker.
  • Mortgage Maestro Group
  • 387 North Corona Street, Suite 646, Denver, CO, 80218
  • At the Mortgage Maestro Group, we are here to help you navigate through the complicated seas of house-hunting to the promised land of home ownership. Whether you are refinancing, a first-time buyer, buying a rental property, or you’re finally ready for your dream home, we have you covered. Let our experts guide you through the maze.
  • Cardinal Financial Inc
  • 1299 Gilpin Street, Denver, CO, 80218
  • Cardinal Financial makes many kinds of short term real estate loans secured by property in Colorado. Loans include purchases of income property, fix and flip loans loans to LLCs, corporations, trusts and other entities as well as loans to settle estates and auction bidding loans. We can commit to a loan.