USDA Vs. FHA your options comparison in Easthampton, Hampshire County, MA
In 2026, the USDA loan limit for Easthampton, located in Hampshire County, MA, is $336,500, while the FHA limit for a single-family residence is $472,030.
Use the Lendersa® USDA loan calculator to explore today's best USDA and FHA rates. Determine what income, credit, reserves, and documents are needed to qualify. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the optimal financial program for your needs in .
2026 Loan Limits and Downpayment Requirements in Easthampton, Hampshire County, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Easthampton, MA
Lendersa®'s mission is to offer you the finest USDA or FHA loans quickly and easily. Choose from one of the three starting points, each connecting you with relevant lenders and USDA loan programs.
USDA home loans are government-backed by the Department of Agriculture, also referred to as USDA rural development loans. Available exclusively in rural neighborhoods, these loans do not require any down payment, unlike FHA loans which need a minimum of 3.5% down payment, thus enhancing access to homeownership.
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1st Tribal Lending is comprised of the most experience HUD Section 184 lending team in the nation. Much of our staff has been in the HUD Section 184 industry for greater than ten years. Our underwriters were among the first in the nation to become approved to directly underwrite this loan product
2550 W Union Hills Dr, Suite 350, Phoenix, AZ, 85027
Goettl Mortgage Corporation since 2018. Laurie serves as a guiding light with the “Clients First” attitude that sets an example to her employees. Her ability as a leader has proven to be a benefit in spearheading every endeavor, she has been a part of in the business field. Also, she has hands-on experience with management, loan origination.
2550 N Union Hills Drive, Suite 350, Phoenix, AZ, 85027
At DGS, we are a full service Real Estate and Mortgage Brokerage. We have experts at your fingertips that can help you through every stage of the home buying process. Our loan originators have a constant eye on the market and are able to advice you on the best time to lock in your rates.
Setabay LLC, Brokers, Agents and employees are not: attorneys, real estate appraisers, financial planners, securities dealers or accountants and we do not give advice as to these professions. If the loan is denied for any reasons, Setabay LLC is not responsible for refunding any of the costs/fees or services pay directly by you.
Landings Credit Union has been making a difference in the lives of our members and the communities we serve for more than 65 years. With that time comes both the experience and expertise of a big bank but with the sensibilities of a small business. We understand that banking needs aren’t a one size fits all type of thing
We understand that the purchase of your home is most likely the largest and sometimes most daunting financial decision you'll ever make. That's why we recognize the importance of the right financing. Not only do you want to be assured that you're financing at the best interest rate, you also want the pre-approval, application
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