USDA Vs. FHA your options comparison in Easthampton, Hampshire County, MA
In 2025, the USDA loan limit for Easthampton, located in Hampshire County, MA, is $336,500, while the FHA limit for a single-family residence is $472,030.
Use the Lendersa® USDA loan calculator to explore today's best USDA and FHA rates. Determine what income, credit, reserves, and documents are needed to qualify. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the optimal financial program for your needs in .
2025 Loan Limits and Downpayment Requirements in Easthampton, Hampshire County, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Easthampton, MA
Lendersa®'s mission is to offer you the finest USDA or FHA loans quickly and easily. Choose from one of the three starting points, each connecting you with relevant lenders and USDA loan programs.
USDA home loans are government-backed by the Department of Agriculture, also referred to as USDA rural development loans. Available exclusively in rural neighborhoods, these loans do not require any down payment, unlike FHA loans which need a minimum of 3.5% down payment, thus enhancing access to homeownership.
Citizens Bank of the Midwest is a locally owned bank that is dedicated to building the communities we call home. We are committed to providing the best personalized service for all your financial needs. Stop by any of our three convenient locations and speak to our knowledgeable staff to start banking with us today.
"We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process.
We understand that you have many mortgage consultant options and are prepared to earn your long term trust. We are confident that you will quickly see how commited"
10250 SE US Highway 441, Suite 101A, Belleview, FL, 34420
"Mortgage Xperts is a mortgage lender located in Belleview, Florida. They offer various loan programs
including conventional, reverse, and government mortgage loans. They are dedicated to fair and
equitable lending practices and offering the best opportunities for every potential homeowner"
"We help take the Stress out of the Mortgage process. Purchases, Refinance, Investor specials. Free consultation, low rates with fast Stress Less Closings.
Experienced Owner with a demonstrated history of working in the mortgage industry. Skilled in Sales, Risk Management, and Training."
A local, community bank is important to the area. All financial decisions are made by people who live and work in the community, understanding its needs. Originally located in the northern portion of the bowling alley building, the bank grew and a narrow addition was added to the north connecting it to the former Iverson garage building.
Mortgage Avenue helps you navigate the ins & outs of qualifying for and securing a home loan. Founder & home-financing expert Mike Louden educates and coaches you on financing options & helps you determine the type of home you can afford. Unlike the impersonal online mortgage companies where you need to fit neatly into their “box” to qualify,
Mortgage Capital can assist with all of your constructions needs. Whether you are looking for plans, looking for lots, creating a budget, or looking for builders, We are committed to the highest level of services, ease and value for conventional mortgages, refinances, home equity lines, FHA, USDA, VA, jumbo financing, first-time buyers etc..
We were established in August 1989. We offer personal service and we keep you informed of the procgress of your application from state to closing. Space Coast Financial Services, Inc. is the most efficient and simplest way to manage buying a home. We can meet in person or complete the entire process through this website and using email.
