In 2026, the USDA loan limit for Easthampton, located in Hampshire County, MA, is $336,500, while the FHA limit for a single-family residence is $472,030.
Use the Lendersa® USDA loan calculator to explore today's best USDA and FHA rates. Determine what income, credit, reserves, and documents are needed to qualify. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the optimal financial program for your needs in .
2026 Loan Limits and Downpayment Requirements in Easthampton, Hampshire County, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Easthampton, MA
Lendersa®'s mission is to offer you the finest USDA or FHA loans quickly and easily. Choose from one of the three starting points, each connecting you with relevant lenders and USDA loan programs.
USDA home loans are government-backed by the Department of Agriculture, also referred to as USDA rural development loans. Available exclusively in rural neighborhoods, these loans do not require any down payment, unlike FHA loans which need a minimum of 3.5% down payment, thus enhancing access to homeownership.
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