During 2025, the USDA loan cap in Southampton, within Hampshire county of MA, is set at $336,500. In contrast, the FHA limit for a single-family residence is $472,030.
By utilizing the Lendersa® USDA loan calculator, you can effectively compare the prevailing USDA rates against FHA rates, and ascertain the income, credit score, reserves, and necessary documentation required for eligibility. Our comprehensive mortgage calculator features a side-by-side comparison of USDA, FHA, Conforming, and VA programs, helping you make an informed choice regarding the best option for your unique financial needs, particularly in Alabama.
Understanding 2025 loan limits and downpayment requirements in Southampton, Hampshire, MA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan alternatives in Southampton, MA
The intention of Lendersa® is to facilitate your access to optimal USDA or FHA loans swiftly and effortlessly. You can begin from any of three available starting points that guide you towards connecting with lenders and USDA loan options.
The USDA home loan, supported by the federal Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage, is exclusively accessible within rural areas. In contrast to FHA loans, which mandate a minimum down payment of 3.5%, the USDA mortgage loan requires no down payment at all, providing a significant advantage to eligible applicants.
15900 La Cantera Parkway, Suite 26225, San Antonio, TX, 78256
"Our experienced loan officers will find the best mortgage options and loan programs tailored to your needs. Our bilingual staff will answer any questions you have before, during and after the home buying process to keep you informed every step of the way.
Located in San Antonio, Texas, The La Cantera at Directions Home Loan team works"
Westerra Credit Union has a startup agile mentality with rich 85-year history. At nearly $1.7 billion in assets we are taking the opportunity to lean into new technology and improve member access to financial services. We are implementing new products and adjusting others so that we can effectively meet both the big life events
3200 Cherry Creek S Dr, Suite 200, Denver, CO, 80209
Montegra Capital Resources has served as Colorado’s premier hard money lender, developing a reputation as a trusted source for hard money and bridge loans in Colorado and the Rocky Mountain Region. Montegra is a direct hard money lender, not a loan broker, and as such has complete control over the funds issued and the decisions made.
Texas Associations of Professionals Federal Credit Union
9110 IH 10 West, Suite 100, San Antonio, TX, 78230
A Federal Credit Union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled Credit Unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.
8000 IH 10 West, Suite 600, San Antonio, TX, 78230
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional company who is able to give you quick and accurate financial advice.
13526 George Rd, Suite 208, San Antonio, TX, 78230
Synergy Home Loans, LLC is a locally owned, full service, mortgage company committed to helping home buyers select the mortgage option that best fits their needs while providing the greatest value. We understand that every borrower is different, and offer a variety of programs and products to meet your individual requirements
Clarity Mortgage was founded by its current President, Geoff Snyder. With over a decade of experience in the lending industry, Geoff and his team can provide any type of loan to their customer base.You can always count on frequent updates and explanations that are easy to understand as we help you navigate through the loan process
"Vision Mortgage Company, Ltd. offers a wide array of loan products ranging from the traditional residential & commercial funding to private portfolio alternative loan sources and non-QM financing.
Residential loans include new construction financing for primary residences, commercial businesses, as well as equipment and credit line sources."
