During 2026, the USDA loan cap in Southampton, within Hampshire county of MA, is set at $336,500. In contrast, the FHA limit for a single-family residence is $472,030.
By utilizing the Lendersa® USDA loan calculator, you can effectively compare the prevailing USDA rates against FHA rates, and ascertain the income, credit score, reserves, and necessary documentation required for eligibility. Our comprehensive mortgage calculator features a side-by-side comparison of USDA, FHA, Conforming, and VA programs, helping you make an informed choice regarding the best option for your unique financial needs, particularly in Alabama.
Understanding 2026 loan limits and downpayment requirements in Southampton, Hampshire, MA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan alternatives in Southampton, MA
The intention of Lendersa® is to facilitate your access to optimal USDA or FHA loans swiftly and effortlessly. You can begin from any of three available starting points that guide you towards connecting with lenders and USDA loan options.
The USDA home loan, supported by the federal Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage, is exclusively accessible within rural areas. In contrast to FHA loans, which mandate a minimum down payment of 3.5%, the USDA mortgage loan requires no down payment at all, providing a significant advantage to eligible applicants.
Copperstate Home Loans, LLC is an Arizona based mortgage company specializing in home lending. We pride ourselves on offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re a first-time home buyer or looking to refinance an existing loan
At A Mortgage Central, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
"At Mindful Money you are the number one priority. With over 25 years of experience, we have helped tens of thousands of people from every walk of life. Don't risk your single biggest investment to just anyone.
With personalized service, and some of the lowest rates and fees, you will be 100% satisfied with Mindful Money, or your money back."
We have been providing people with affordable, trustworthy financial services for over sixty years. We started in 1957, when a small group of workers in the aerospace industry banded together. Back then, we were known as the Sperry Phoenix Employees Federal Credit Union. Through a series of mergers and acquisitions of our core sponsor
The U-Haul Federal Credit Union is YOUR financial institution. Your Membership Savings Account represents your ownership in the Credit Union. As a member, you can trust our dedication to providing better, more personal services to you.
U-HAUL FEDERAL CREDIT UNION is a banking company based out of 79 E Roanoke Ave, Phoenix, Arizona, United Stat
Premium Lending, LLC has been offering mortgage loans to the public for over 20 years. Premium Lending, LLC originally was started to assist people who could not find financing through traditional lending sources. Premium Lending, LLC is committed to making loans people can afford.
2020 N. Central Avenue, Suite 100, Phoenix, AZ, 85004
Proudly serving Arizona since 1939, Arizona Central Credit Union (ACCU) has been providing Arizona families with accessible, friendly, hometown banking. That means great member service, personalized checking & savings, higher dividends and low-interest rate loans, mortgages & financing.
B.E. Lending headquarters in downtown Phoenix and offers its loan products and services to a range of markets beyond its state lines. In addition to Arizona, the company lends in Colorado, North Carolina, Texas, Utah, and other markets on a case-by-case basis. For B.E. Lending, relations with the company's stakeholders are of utmost importance
