USDA Loan Vs. FHA loan for Ludlow, MA [Hampden County ]

In 2025, USDA loan limit in Ludlow, county of Hampden, MA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Ludlow, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

4438500588 Lender's profile and map Reviews Loans For Flips LLC 3317 Plaza Way, Waldorf, MD, 20603 We find the best solution for your real estate investment deal whether it's a fix & flip, rehab/rental, ground up construction or a commercial deal, we've gotyou covered. We do the ground work to save you time so you can focus on your deal and making money! "We Listen. We Fund. You Win."
(703) 201-6138 Lender's profile and map Reviews First Meridian Mortgage Corporation 8305 Richmond Hwy, Suite 12A, Alexandria, VA, 22309 First Meridian Mortgage Corporation is a trusted mortgage broker licensed to do business in Virginia, Maryland and District of Columbia. First Meridian’s purpose is to offer the most competitive mortgage interest rates and expert advice and guidance. First Meridian Mortgage Corporation is a Veteran Owned business.
(703) 934-8300 Lender's profile and map Reviews Congressional Federal Credit Union 10461 White Granite Drive, Oakton, VA, 22124 Congressional Federal was established in 1953 as Congressional Employees Federal Credit Union. Our first branch looked nothing like the modern facilities our members enjoy today. In fact, we were located in the Folding Room in the basement of the Longworth Building, essentially operating out of a desk drawer.
(703) 319-2198 Lender's profile and map Reviews Jefferson Mortgage Group LLC 2536 Leeds Road, Oakton, VA, 22124 We offer specialized residential mortgages in Virginia, Maryland, DC and Pennsylvania to help prospective borrowers and existing homeowners with broader financing solutions. Our programs focus in the Alternative A and Non QM loan categories to provide borrowers more financing choices and expanded loan eligibility by credit score.
(716) 934-3111 Lender's profile and map Reviews Northern Chautauqua Federal Credit Union 232 Central Avenue, Silver Creek, NY, 14136 Northern Chautauqua Federal Credit Union is located in Silver Creek, New York, a small community in Northern Chautauqua County about forty miles west of Buffalo. Our primary field of membership is the employees of the Silver Creek & Forestville Central School Districts. Our 2 main goals are to promote thrift & provide low cost oloans to members.
(703) 944-8197 Lender's profile and map Reviews Metro Mortgage LLC 7830 Backlick Road, Suite 401, Springfield, VA, 22150 At Metro Mortgage LLC, we treat your loan application a dream and work hard to make that dream come true. Our team examines your income, assets and liabilities to formulate a perfect solution for you. Irrespective of your credit score or financial situation our team will help you to make a guided decision for your dream homes.
(703) 906-5909 Lender's profile and map Reviews Commonwealth Mortgage Inc 6800 Backlick Road, Suite 201, Springfield, VA, 22150 Founded in 2012, Commonwealth Mortgage is your mortgage Company CM’s Mission is to develop strong relationship and deliver exceptional, reliable, next generation mortgage loan and refinance solutions and professional quality services for our client to won comfort, satistifed, and secure future
(703) 861-5369 Lender's profile and map Reviews Oak Hill Mortgage LLC 3057 Jeannie Anna Court, Herndon, VA, 20171 Oak Hill Mortgage, LLC, a veteran owned company, is committed to providing our clients with the highest quality loan origination services, combining outstanding service with very competitive rates. We work with our clients to structure the right loan solution (lender, program, rate, and terms) to satisfy your home financing needs.
(304) 263-0902 Lender's profile and map Reviews Berkeley County Public Schools Federal Credit Union 401 S Queen Street, Suite 1A, Martinsburg, WV, 25401 Berkeley County Public Schools FCU is a member-owned, non-profit financial cooperative. Our main goal is to provide for the financial well being of our members. Since our beginning in 1973, the credit union has offered services from basic shares (savings) accounts and loans to a wide variety of products and services.
(571) 250-2019 Lender's profile and map Reviews Strategic Federal Credit Union 22110 Pacific Boulevard, Suite 100, Sterling, VA, 20166 Strategic FCU is a not-for-profit, cooperative financial institution owned and governed by its members. Members' deposits are Federally insured and Strategic FCU is Federally regulated by the National Credit Union Administration (NCUA). Our sole purpose is to provide our members with the best possible financial services at the lowest cost.
(301) 863-7071 Lender's profile and map Reviews Cedar Point Federal Credit Union 22745 Maple Road, Lexington Park, MD, 20653 Cedar Point Federal Credit Union (CPFCU) is organized to serve people who live, work, worship, go to school and do business in St. Mary’s, Calvert, and Charles counties. As a community-based financial institution owned and operated by our members, our purpose is to provide financial advice.