USDA Vs. FHA your options comparison in Halifax, Plymouth County, MA
As 2026 progresses, the USDA loan limit set for Halifax, in the county of Plymouth, MA, is $675,000. Conversely, the FHA limit for a single-family home is $828,000.
Make use of the Lendersa® USDA loan calculator to juxtapose the top USDA and FHA rates available today, and identify the necessary income, credit, reserves, and documentation required for eligibility. Our advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you decide which option in fits your financial needs best.
2026 Loan Limits and Down Payment Requirements in Halifax, Plymouth, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Exploring USDA and FHA Loan Choices in Halifax, MA
The aim of Lendersa® is to quickly procure the most advantageous USDA or FHA loan without unnecessary hassle. Start with one of three routes to connect with lenders and discover USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.
Wheel House Mortgage Services Corporation d/b/a Wheel House Mortgage Services
36 North Bedford Street, Suite C17A, East Bridgewater, MA, 02333
Lends in Massachusetts
Wheel House Mortgage Services, a professional mortgage company specializing in variety loans in whole state of Massachusetts. At Wheel House Mortgage Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.
Whether you need a checking account, auto loan, mortgage or other financial assistance, Merrimack Valley Credit Union is here with your best interest at heart! We’re all about the credit union mission of “people helping people” and offering you quality products and services at reasonable rates and costs.
As an independent community bank, we’ve had a hand in helping southeastern Massachusetts flourish since 1872. In 2020, amid one of the most challenging years in U.S. history, we seamlessly united Bridgewater Savings Bank and Mansfield Bank to form Bluestone Bank. Our new brand is grounded in the same strong values that shaped our alliance.
Powerhouse Funding Corp. is a residential mortgage brokerage in Hanover, Massachusetts, specializing in conventional and government mortgage lending products.We arrange residential mortgage loans for clients home purchase and home refinance needs through a vast array of lenders that we broker with.
Our mission is to provide our members with quality, affordable financial services in a responsible, efficient, professional, & convenient manner. Deposits are insured through the National Credit Union Administration & the MA Share Insurance Corporation. Rockland Federal Credit Union is a federally chartered credit union, established in 1922.
We build strong relationships with our customers, helping business owners grow their companies, and helping individual consumers be successful by providing straightforward products and convenient service. Our success is based on having respectful and knowledgeable bankers, as well as robust technology available to our customers.
800 Hingham Street, Suite 104N, Rockland, MA, 02370
Lends in Massachusetts
Mortgage Corp of the East III was organized as a Massachusetts corporation in May of 1988. Michael Aizenstadt is the founder and President of Mortgage Corp East. Our primary business focus is on the origination of residential mortgages in the state of Massachusetts, licensed as a direct lender.
Duxbury Mortgage Services we understand the entire process and make it simple for you to obtain the right financing for your home. We use our expertise to determine how the transaction should be structured for your benefit. This enables our customers to be linked to reliable lending sources. A win-win situation for all!
Abington Bank, part of the Hometown Financial Group banking family.
We’re excited about all the great ways our bank can help you, your family, and your business unlock your potential. After all, for more than 100 years, it’s been our mission to deliver individualized financial support that ensures you can build a successful future.
