USDA Vs. FHA your options comparison in Halifax, Plymouth County, MA
As 2026 progresses, the USDA loan limit set for Halifax, in the county of Plymouth, MA, is $675,000. Conversely, the FHA limit for a single-family home is $828,000.
Make use of the Lendersa® USDA loan calculator to juxtapose the top USDA and FHA rates available today, and identify the necessary income, credit, reserves, and documentation required for eligibility. Our advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you decide which option in fits your financial needs best.
2026 Loan Limits and Down Payment Requirements in Halifax, Plymouth, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Exploring USDA and FHA Loan Choices in Halifax, MA
The aim of Lendersa® is to quickly procure the most advantageous USDA or FHA loan without unnecessary hassle. Start with one of three routes to connect with lenders and discover USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.
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We are a team of mortgage professionals, who are up to today’s complex mortgage challenges. Buying a home is the realization of a dream and it takes hard work to achieve this dream. You deserve a team of mortgage professionals working just as hard for you. With 50 years of combined experience
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