USDA VS FHA in Bridgewater, Plymouth County, MA

In 2026, the USDA loan limit in Bridgewater, within Plymouth, MA, is set at $675,000, while the FHA limit for a single-family home is $828,000.

With the Lendersa® USDA loan calculator, you can compare today's USDA and FHA rates to find the best offers. Evaluate income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program that fits your financial situation in .

Explore loan offers from a wide range of 100 lenders

2026 Loan Limits and Downpayment Requirements in Bridgewater, Plymouth, MA

Loan Type Loan Limit Down Payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA Loan Choices in Bridgewater, MA

The goal of Lendersa® is to help you secure the best USDA or FHA loan promptly and without hassle. Start by selecting one of three options that connect you to lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

A USDA home loan, backed by the U.S. Department of Agriculture and also known as the USDA rural development loan, is only available in rural areas. FHA loans typically require a 3.5% down payment, whereas a USDA loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Bridgewater Lenders

  • Merrimack Valley Credit Union
  • 75 Main Street, Bridgewater, MA, 02324
  • Lends in Massachusetts
  • Whether you need a checking account, auto loan, mortgage or other financial assistance, Merrimack Valley Credit Union is here with your best interest at heart! We’re all about the credit union mission of “people helping people” and offering you quality products and services at reasonable rates and costs.

  • Bluestone Bank
  • 14 Main Street, Bridgewater, MA, 02324
  • Lends in Massachusetts
  • As an independent community bank, we’ve had a hand in helping southeastern Massachusetts flourish since 1872. In 2020, amid one of the most challenging years in U.S. history, we seamlessly united Bridgewater Savings Bank and Mansfield Bank to form Bluestone Bank. Our new brand is grounded in the same strong values that shaped our alliance.

  • Wheel House Mortgage Services Corporation d/b/a Wheel House Mortgage Services
  • 36 North Bedford Street, Suite C17A, East Bridgewater, MA, 02333
  • Lends in Massachusetts
  • Wheel House Mortgage Services, a professional mortgage company specializing in variety loans in whole state of Massachusetts. At Wheel House Mortgage Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.

  • Peoples Choice Mortgage LLC
  • 5 Bristol Drive, Suite 1, Easton, MA, 02375
  • Lends in Massachusetts
  • At Peoples Choice Mortgage we value our family. In turn, we treat all of our clients like family. We know that understanding finances isn’t always a straight path. That’s why we work to develop and educate all of our clients throughout the loan process. Our focus is empowering you to make a financial choice that fits your needs.

  • Star Mortgage
  • 691 Washington Street, South Easton, MA, 02375
  • Lends in Massachusetts
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Right Key Mortgage, LLC
  • 859 Washington Street, South Easton, MA, 02375
  • Lends in Massachusetts
  • At Right Key Mortgage, we educate our borrowers to make this a worry-free process, from pre-qualification to close – that’s our promise to you! We're here to make the home loan process as simple as possible. We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership.

  • HarborOne Bank
  • 770 Oak St, Brockton, MA, 02301
  • Lends in Massachusetts
  • HarborOne Bank has been serving the needs of customers and the communities that we call home for over 100 years. Today, HarborOne has 26 branches in southeastern Massachusetts and Rhode Island and commercial lending offices in Boston and Providence. HarborOne Mortgage, headquartered in Manchester

  • Taunton Federal Credit Union
  • 14 Church Green, Taunton, MA, 02780
  • Lends in Massachusetts
  • At TFCU, we are committed to offering an extensive range of products and services designed specifically with you in mind! We want to make your banking experience as easy as possible by giving you convenient access to manage your accounts on the go, all while providing you with the latest and greatest banking technology.

  • Mechanics Cooperative Bank
  • 316 Broadway, Taunton, MA, 02780
  • Lends in Massachusetts
  • Mechanics Cooperative Bank is proud to be a local community bank, focused on supporting the banking needs of local families and local small businesses. We have products and services that can match any financial institution and offer a more in-depth understanding of the local business market.