USDA Vs. FHA Pro and Con comparison in Plympton, Plymouth County, MA

As of 2026, the USDA loan limit for Plympton in the county of Plymouth, MA stands at $675,000, whereas the FHA limit for a single-family dwelling is pegged at $828,000.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today, and assess the income, credit rating, reserves, and documents necessary for qualification. Our comprehensive mortgage calculator facilitates a comparison of USDA, FHA, Conforming, and VA loans, allowing you to determine the ideal program for your financial circumstances in .

Access loan offers from 100 different lenders

Overview of 2026 Loan Limits and Down Payment Criteria in Plympton, Plymouth, MA

Type of Loan Limit on Loan Minimum Down Payment
USDA $675,000 0%
FHA $828,000 3.5%
Standard Conforming $828,000 3%

Investigating USDA and FHA Loans in Plympton, MA

The mission of Lendersa® is to expedite the process of obtaining the most favorable USDA or FHA loans without unnecessary complications. Choose one of three pathways to connect with lenders and explore USDA loan programs.

Lendersa USDA loan inquiry and matching outcomes

Explaining USDA Loans in MA

A USDA home loan is secured by the government under the Department of Agriculture. Known as a USDA rural development loan or USDA mortgage, it is designated for rural areas only. Unlike FHA loans requiring at least a 3.5% down payment, a USDA mortgage requires zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Plympton Lenders

  • Wheel House Mortgage Services Corporation d/b/a Wheel House Mortgage Services
  • 36 North Bedford Street, Suite C17A, East Bridgewater, MA, 02333
  • Lends in Massachusetts
  • Wheel House Mortgage Services, a professional mortgage company specializing in variety loans in whole state of Massachusetts. At Wheel House Mortgage Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.

  • Merrimack Valley Credit Union
  • 75 Main Street, Bridgewater, MA, 02324
  • Lends in Massachusetts
  • Whether you need a checking account, auto loan, mortgage or other financial assistance, Merrimack Valley Credit Union is here with your best interest at heart! We’re all about the credit union mission of “people helping people” and offering you quality products and services at reasonable rates and costs.

  • Bluestone Bank
  • 14 Main Street, Bridgewater, MA, 02324
  • Lends in Massachusetts
  • As an independent community bank, we’ve had a hand in helping southeastern Massachusetts flourish since 1872. In 2020, amid one of the most challenging years in U.S. history, we seamlessly united Bridgewater Savings Bank and Mansfield Bank to form Bluestone Bank. Our new brand is grounded in the same strong values that shaped our alliance.

  • Duxbury Mortgage Services, Inc.
  • 1 Bay Road, Duxbury, MA, 02331
  • Lends in Massachusetts
  • Duxbury Mortgage Services we understand the entire process and make it simple for you to obtain the right financing for your home. We use our expertise to determine how the transaction should be structured for your benefit. This enables our customers to be linked to reliable lending sources. A win-win situation for all!

  • Powerhouse Funding Corp
  • 439 Columbia Rd, Suite 101, Hanover, MA, 02339
  • Lends in Massachusetts
  • Powerhouse Funding Corp. is a residential mortgage brokerage in Hanover, Massachusetts, specializing in conventional and government mortgage lending products.We arrange residential mortgage loans for clients home purchase and home refinance needs through a vast array of lenders that we broker with.

  • CHM Mortgage Group
  • 475 School Street, Unit 2, Marshfield, MA, 02050
  • Lends in Massachusetts
  • CHM Mortgage Group is a local Massachusetts company delivering large banking expertise via a boutique style firm. Here at CHM, we have gained an outstanding reputation built on honesty, trust, and a commitment to ethical mortgage practices. With many years in the industry we understand that customer service is vital

  • Derby Street Mortgage Inc
  • 10 Ouimet Lane, Plymouth, MA, 02360
  • Lends in Massachusetts
  • Derby Street Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Brick Road Mortgage LLC
  • 10 Elders Pond Drive, Lakeville, MA, 02347
  • Lends in Massachusetts
  • "Brick Road Mortgage is a Mortgage Broker specializing in residential purchase, refinancing and reverse loans.
    At Brick Road Mortgage we focus on YOU, the customer. Let's face it, the process of obtaining a loan can seem complex and strenuous. Our goal at Brick Road is to make the experience as simple and positive as possible! "

  • Rockland Federal Credit Union
  • 241 Union St, Rockland, MA, 02370
  • Lends in Massachusetts
  • Our mission is to provide our members with quality, affordable financial services in a responsible, efficient, professional, & convenient manner. Deposits are insured through the National Credit Union Administration & the MA Share Insurance Corporation. Rockland Federal Credit Union is a federally chartered credit union, established in 1922.