USDA Vs. FHA Pro and Con comparison in Plympton, Plymouth County, MA

As of 2025, the USDA loan limit for Plympton in the county of Plymouth, MA stands at $675,000, whereas the FHA limit for a single-family dwelling is pegged at $828,000.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today, and assess the income, credit rating, reserves, and documents necessary for qualification. Our comprehensive mortgage calculator facilitates a comparison of USDA, FHA, Conforming, and VA loans, allowing you to determine the ideal program for your financial circumstances in .

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Overview of 2025 Loan Limits and Down Payment Criteria in Plympton, Plymouth, MA

Type of Loan Limit on Loan Minimum Down Payment
USDA $675,000 0%
FHA $828,000 3.5%
Standard Conforming $828,000 3%

Investigating USDA and FHA Loans in Plympton, MA

The mission of Lendersa® is to expedite the process of obtaining the most favorable USDA or FHA loans without unnecessary complications. Choose one of three pathways to connect with lenders and explore USDA loan programs.

Lendersa USDA loan inquiry and matching outcomes

Explaining USDA Loans in MA

A USDA home loan is secured by the government under the Department of Agriculture. Known as a USDA rural development loan or USDA mortgage, it is designated for rural areas only. Unlike FHA loans requiring at least a 3.5% down payment, a USDA mortgage requires zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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