In 2026, the USDA loan limit for Kingston in Plymouth county, MA, is $675,000, while the FHA limit for a single-family home is $828,000.
Utilize the Lendersa® USDA loan calculator to examine today's leading USDA and FHA rates. It also helps determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA programs side by side, guiding you in selecting the best option for your financial situation in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $675,000 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
Lendersa® is committed to getting you the best USDA or FHA loan quickly, without hassle. Choose from three starting paths that effectively match you with lenders and USDA programs.
A USDA home loan, or USDA mortgage, also known as a rural development loan, is backed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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