USDA Loan Vs. FHA loan for Kingston, MA 2025

In 2025, USDA loan limit in Kingston, county of Plymouth, MA is $675,000 while FHA limit is $828,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Kingston, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(252) 523-5800 Lender's profile and map Reviews SMC home finance 717 Rosanne Drive, Suite One, Kinston, NC, 28504 SMC Home Finance was established in 1996 by Donald Fader after spending time in management roles with First American Savings and First South Bank. The company is licensed as a non-depository mortgage lender under the supervision and regulation of the North Carolina Commissioner of Banks.
(919) 525-3660 Lender's profile and map Reviews Robby Oakes Mortgage Team 5039 Executive Drive, Suite 500B, Morehead City, NC, 28557 Robby is a Chapel Hill native, a graduate of the University of North Carolina. Robby joined Corporate Investors Mortgage Group in 2003 with a background in Financial Planning and Real Estate and hit the ground running winning the 2004 NC Association of Mortgage Professionals “Rookie of The Year” award.
(919) 477-0696 Lender's profile and map Reviews Vision Financial FCU 214 Pacific Avenue, Durham, NC, 27704 Vision Financial FCU is member-owned, member-driven. We are owned by our members and, since we opened our doors in 1960, our members have always been the foundation and strength of our Credit Union. We currently serve the employees and family members of over 100 companies and almost 10, 000 established members.
(919) 787-6080 Lender's profile and map Reviews AccessOne Mortgage Company LLC 2609 Atlantic Avenue, Suite 201, Raleigh, NC, 27604 AccessOne Mortgage Company is a mortgage broker with operations in one state. AccessOne Mortgage Company offers numerous mortgage programs including conventional and jumbo mortgages and We can guide you to the right loan amount and best program for your needs. Based on standard lender guidelines, we'll get you a good idea of what kind of terms.
(919) 734-8224 Lender's profile and map Reviews NC Community Credit Union 2401 E Ash St, Goldsboro, NC, 27534 NC Community Credit Union has provided quality financial services to help members achieve their financial goals. Your Community Credit Union is committed to serving individuals, businesses, and other organizations who live, work, worship, or attend school in Wayne County. As a credit union member, you’re also the owner!
(833) 294-4643 Lender's profile and map Reviews First Mutual Bank, FSB 631 Washington Boulevard, Belpre, OH, 45714 First Mutual Bank is focused on helping you, our customers, and creating vibrant communities in the Mid-Ohio Valley Region. Being depositor-owned also means we are accountable to our customers, not shareholders. Deposit dollars are reinvested in our communities, and collectively we strengthen and help the local economy thrive.
(740) 423-2388 Lender's profile and map Reviews Kraton Belpre Federal Credit Union 2419 State Route 618, Belpre, OH, 45714 KRATON Belpre Federal Credit Union has been open since 1970. The credit union has assets totaling $8.55 Million and provides banking services to more than 800 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
(304) 485-1421 Lender's profile and map Reviews Union Trades Federal Credit Union 1925 Murdoch Avenue, Parkersburg, WV, 26101 Union Trades Federal Credit Union began in 1972 as the Plumbers & Steamfitters Federal Credit Union. The Credit Union was founded by union member, ""Bones Garrett"", with the help of 15 brother Pipefitters from Local 565. In 2001, the credit union changed its name to Union Trades Federal Credit Union
(304) 485-4066 Lender's profile and map Reviews One Community Federal Credit Union 531 5th Street, Parkersburg, WV, 26101 One Community Federal Credit Union is a full service, federally chartered, financial cooperative located in Parkersburg, West Virginia. We are mutually owned by our members, and have been serving the Mid-Ohio Valley since 1958. Our sole purpose is to provide our membership with competitive financial services with the best possible rates
(304) 424-7256 Lender's profile and map Reviews Mountain Heritage Federal Credit Union 1822 Seventh Street, Parkersburg, WV, 26101 Mountain Heritage Federal Credit Union has been open since 1958. It's the 22nd largest credit union in West Virginia with assets totaling $48.94 Million and providing banking services to more than 8, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member gr
(304) 485-4523 Lender's profile and map Reviews West Virginia Central Federal Credit Union 1306 Murdoch Avenue, Parkersburg, WV, 26101 WV Central Credit Union is to get you settled in to your new home sooner. Buying a home can be stressful but we will walk you through a simple step by step process to ease any worry. We will help you determine the right loan and terms to find your needs, whether you're purchasing, refinancing, constructing, or remodeling.