USDA and FHA Pro and Con in Hampden, Hampden County, MA
In the year 2025, the USDA loan ceiling for Hampden in Hampden county situated in MA is set at $336,500. Meanwhile, the FHA limit for a single-family residence stands at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA and FHA rates, as well as to ascertain the necessary income, credit rating, reserves, and documentation for eligibility. Our sophisticated mortgage calculator presents side-by-side comparisons of USDA, FHA, Conforming, and VA options, guiding you to choose the most suitable program in for your financial circumstances.
2025 Loan Ceilings and Down Payment Guidelines in Hampden, Hampden County, MA
Type
Ceiling
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Hampden, MA
The mission of Lendersa® is to secure you the optimal USDA or FHA loan swiftly and seamlessly. Choose one of three pathways to connect with lenders and discover USDA loan opportunities.
A USDA home loan is a government-backed mortgage offered through the Department of Agriculture. Known as the USDA rural development loan or USDA mortgage, it is exclusive to rural locales. Contrary to FHA loans, which necessitate a down payment of at least 3.5%, the USDA mortgage requires no down payment at all.
Hartford Federal Credit Union is a community chartered credit union serving all of Hartford, Middlesex, & Tolland counties. The Credit Union is a non-profit financial cooperative owned by its members & governed by a volunteer Board of Directors elected from the membership. The Credit Union has been serving its members' financial needs since 1961.
The Metropolitan District Employees' Credit Union (MDECU) was founded for and by the employees of the MDC in 1955 to serve the financial needs of the MDC employees and their families. In the first quarter of 2004, the field of membership was extended as defined by the General State Statutes TO INCLUDE employees.
Wellness Federal Credit Union has been successfully serving 1000 of members in the healthcare field over 60 years.Wellness Federal Credit Union serves the primary financial needs of members & their families in the healthcare arena & the community. The credit union will provide financial products & services in a professional, friendly atmosphere.
We are a cooperative, a group of people who’ve joined together to develop our own organization for checking, savings, and borrowing money. Each member has one vote, and for over almost 70 years– we have offered financial opportunities to Hartford firefighters active or retired and their families.
Being a member of Franklin Trust Federal Credit Union allows you to access your banking needs any time of day, seven days a week . We offer a diverse array of traditional and online services to stay connected 24/7! Franklin Trust Federal Credit Union is now a Community-Chartered credit union.
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Cencap Federal Credit Union is the new and improved Hartford Municipal Employees Federal Credit Union. Our ideals are the same as when we started in 1950, but our vision for the future and services we offer demanded we keep up with the times. We have been working hard to help our members fulfill their hopes, dreams and become financially secure.
"First World Mortgage is known as one of the leading mortgage lenders by real estate professionals, builders, and individual homebuyers throughout CT, MA and RI.
We are a full-service mortgage lender with expert staff in every area of mortgage lending. From purchase loans and refinancing to construction and home renovation loans,"
Superior Rate Mortgage Of New England, mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options
At MJ Mortgage Services, LLC. We are a full-service mortgage company based in West Hartford, Connecticut. We specialize in Home Purchase Loans and Refinance in West Hartford. We also serve the surrounding cities in Hartford County. Whether you are buying a home or refinancing in the zip code 06117
A full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
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