In the year 2025, the USDA loan ceiling for Hampden in Hampden county situated in MA is set at $336,500. Meanwhile, the FHA limit for a single-family residence stands at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA and FHA rates, as well as to ascertain the necessary income, credit rating, reserves, and documentation for eligibility. Our sophisticated mortgage calculator presents side-by-side comparisons of USDA, FHA, Conforming, and VA options, guiding you to choose the most suitable program in
Review loan offers from a variety of 100 lenders
| Type | Ceiling | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to secure you the optimal USDA or FHA loan swiftly and seamlessly. Choose one of three pathways to connect with lenders and discover USDA loan opportunities.
A USDA home loan is a government-backed mortgage offered through the Department of Agriculture. Known as the USDA rural development loan or USDA mortgage, it is exclusive to rural locales. Contrary to FHA loans, which necessitate a down payment of at least 3.5%, the USDA mortgage requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
