USDA Vs. FHA your options comparison in Springfield, Hampden County, MA
In 2025, the USDA loan limit for Springfield, located in Hampden county, MA, is $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates and find out the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, helping you determine the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Springfield, Hampden, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Springfield, MA
The goal of Lendersa® is to swiftly provide you with the best possible USDA or FHA loan, hassle-free. Choose one of three paths to connect with lenders and USDA loan programs.
A USDA home loan is supported by the government's Department of Agriculture and is only available in rural neighborhoods, known as the USDA rural development loan or USDA mortgage. Contrary to FHA loans that require at least a 3.5% down payment, USDA loans have no such requirement.
1625 Sweetwater Road, Suite D, National City, CA, 91950
California Housing Administration, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
2140 Hoover Avenue, Suite 115, National City, CA, 91950
Springboard Home Loans was started in 1982 out of a garage in the City Heights neighborhood of San Diego. Originally named San Diego Neighborhood Housing Services, we began by providing rehab loans to homeowners to revitalize the neighborhood. From there, our not-for-profit mortgage lending activities grew both in the products offered.
151 N. Kraemer Blvd, Suite 105, Placentia, CA, 92870
Underwood Mortgage Group is a boutique lender with all of the capabilities of a much larger brokerage firm. We are both Mortgage Brokers and Direct Lenders – a unique position that allows us to shop dozens of banks, as well as loan our own money. Even more important, we remain in control of the underwriting and processing of each.
Socalzone was founded in January 2017 as an independent mortgage brokerage to serve the needs of borrowers looking to buy or refinance a home throughout Southern California. echnology is a focal point in the day to day operations of Socalzone Home Loans. We utilize the latest systems and software to ensure a smooth borrower.
377 E. Chapman Ave, Suite 200, Placentia, CA, 92870
Crosswalk Mortgage, Inc., our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide you a safe place to discuss home loans options with our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers.
Access Lending Solutions Inc. is a California based loan provider offering solutions to homeowners looking for an un-invasive and simple approach to mortgage planning. We take a consumer-centric approach to quoting that most loan providers reject. We require very limited, bare-bones criteria to quote.
The Vieira Mortgage Team is a group of highly skilled professionals that have served over 7, 000 clients ranging from first time home buyers to seasoned real estate investors. Our team delivers the most intimate mortgage experience one can find. Dedicated to giving a top-notch purchase or refinance experience,
9891 Irvine Center Dr, Suite 190, Irvine, CA, 92618
The team here at Dan Wurtz- Charter Pacific Lending Corp. is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution
We provide our partners the individualized service from submission through funding by having a dedicated team of employees at every milestone of the transaction. The core of this team has a working relationship of 10 or more years together. If practice makes perfect get ready to experience perfection
Tony truly believe that I am qualified for the position. My career in Real Estate spans 30 years and I’ve funded over $700 million in home loans since 1992 and closed over 3, 700 transactions. Currently, I am a top producing loan officer/Branch Manager and Real Estate Broker Associate.
Homeowners First Mortgage offers the promise of longevity and security along with a commitment to service excellence. Homeowners First Mortgage offers hundreds of loan choices to our customers, but our strength lies in the knowledge and experience of our loan officers. We are recognized as the industry leader in mortgage partnerships.
