USDA Loan Vs. FHA loan for Springfield, MA [Hampden County Rates 2023]

In 2025, USDA loan limit in Springfield, county of Hampden, MA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Springfield, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(714) 365-7436 2515 miles Lender's profile and map Reviews Turn Time Mortgage 6281 Santa Catalina Avenue, Garden Grove, CA, 92845 Turn Time Mortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently
(562) 598-0649 2515 miles Lender's profile and map Reviews CalTerra Financial 12792 Valley View Street, Suite 202, Garden Grove, CA, 92845 CalTerra Partners builds, customizes and grows a client’s real estate portfolio to accumulate wealth based on their individual short and long term goals. Our strategy is consumer focused and supports all aspects of a client's real estate needs, we 1) BuySell 2) FixList 3) FixFlip 4) Finance 5) Invest and 6) Manage Real Estate.
(657) 227-8115 2515 miles Lender's profile and map Reviews HomeSmart Advisors 12842 Valley View Street, Suite 205, Garden Grove, CA, 92845 The HomeSmart Advisors team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(888) 775-0859 2515 miles Lender's profile and map Reviews First Cal 1125 E Broadway, Suite 545, Glendale, CA, 91205 First Cal began providing loans to new home buyers in 1977, helping to fund explosive economic growth. In time we launched Headlands Mortgage Company to bring innovative loan programs to mortgage brokers. We expanded the operation across the country and, at one point, made loans in 42 states.
(888) 775-0859 2515 miles Lender's profile and map Reviews Quick Loans America 1125 E. Broadway, Suite 545, Glendale, CA, 91205 Quick Loans America We Welcome Good Credit, Bad Credit And Poor Credit For All Of Our Loans. With A Simple Form You Can Start Your Loan Process Today. Quick Loans America Now Has Lenders That Can Go Up To $50, 000. Our mission at Quick Loans America is to make your lending process as quick and easy as possible.
(877) 695-2328 2515 miles Lender's profile and map Reviews Los Angeles Federal Credit Union 300 S. Glendale Ave, Glendale, CA, 91205 Los Angeles Federal Credit Union (LAFCU), was founded in 1936 by Los Angeles City employees to provide a source for affordable financial services to their fellow workers. Today our 49, 000 members include Los Angeles City employees, retirees and volunteers, "Select Employee Group" employees,
(818) 536-7332 2515 miles Lender's profile and map Reviews Jacob & Jacob Realty & Finance Inc. 225 East Broadway, Suite 201, Glendale, CA, 91205 Jacob and Jacob Realty & Finance launched in July 2015 in Glendale, California providing mortgage and real estate services with excellent customer service. We are a committed team of both real estate agents and loan officers with a combined experience of 30 years in our industry.
(818) 972-9353 2515 miles Lender's profile and map Reviews Glencore Lending 220 South. Kenwood Street, Suite 305, Glendale, CA, 91205 Glencore Lending we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates.
(818) 209-7396 2515 miles Lender's profile and map Reviews Better Loans & Realty 4543 Encinas Dr, Glendale, CA, 91205 "Ester Perez and Joseph Perez – (husband and wife) founded Better Loans & Realty in 2005 with a vision of helping individuals build wealth through hard money. With the hope that the more one can accumulate the more one can give. We are a hard money mortage brokerage which acts as a conduit to large REIT, pension and hedge funds. We focus on h
(562) 331-8994 2515 miles Lender's profile and map Reviews Khan Home Loan 18831 Ibex Ave, Artesia, CA, 90701 Khan Home Loan's aim is to provide each of our customers with the best possible rates with an exceptional service. My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to all clients while providing them with the lowest interest rates and closing costs possible.
(562) 809-2643 2515 miles Lender's profile and map Reviews MGB Financial Services Inc. 18300 Gridley Road, Suite I, Artesia, CA, 90701 Our mission is to provide the lending process effortless—even fun—for them, by being focused on them all the way. We concentrate on providing a creative, secure, trusting environment for our clients. MGB Financial Services, Inc. is a full service mortgage brokerage firm and we offer a variety of financing options.