USDA Vs. FHA your options comparison in Springfield, Hampden County, MA
In 2025, the USDA loan limit for Springfield, located in Hampden county, MA, is $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates and find out the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, helping you determine the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Springfield, Hampden, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Springfield, MA
The goal of Lendersa® is to swiftly provide you with the best possible USDA or FHA loan, hassle-free. Choose one of three paths to connect with lenders and USDA loan programs.
A USDA home loan is supported by the government's Department of Agriculture and is only available in rural neighborhoods, known as the USDA rural development loan or USDA mortgage. Contrary to FHA loans that require at least a 3.5% down payment, USDA loans have no such requirement.
2787 E. Oakland Park Blvd, Fort Lauderdale, FL, 33306
At flipper Loans we design the program to fit your needs, not ours. We have programs for Wholesaler referrals, Fix and flip Investors and long term rental programs.We Make Hard Money Loans for Real Estate Investors, Simple and Fast and also We are a small local lender that services the entire country with loans to investors
2601 E Oakland Park Blvd, Suite 205, Fort Lauderdale, FL, 33306
At LoKation Real Estate, we empower individuals to live their legacy, not leave it. Our agents earn 100% on every transaction. No splits, no caps, no compromise.
LoKation Real Estate is the premier full-service real estate firm delivering the highest level of service and marketing expertise in the South Florida real estate market.
3000 NE 30th Place, Suite 403, Fort Lauderdale, FL, 33306
American Independent Mortgage is an innovation-driven lender that is rapidly growing in the mortgage industry. Founded by a group of mortgage professionals, we have a long history of providing flexible and affordable mortgage solutions to help families, individuals and veterans improve their quality of life.
2881 East Oakland Park Blvd, Suite 420, Fort Lauderdale, FL, 33306
At Clear Mortgage Lending, Inc. our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options
2751 East Oakland Park Blvd, Fort Lauderdale, FL, 33306
We are experts in purchase and refinance mortgages and use our wealth of experience to find the most economical loan options for our clients. Our technology provides an efficient and innovative experience for our clients. Through our website you can submit a secure loan application or pre-qualify for a home purchase.
3000 NE 30th Place, Suite 103, Fort Lauderdale, FL, 33306
Colonial First Mortgage was opened in August 1996 and has had continued success to present day. Serving primarily South Florida we also finance throughout the entire state. Our primary focus is helping families “finance the American dream”. In doing so we feel it is a strong contribution to the surrounding communities.
2601 E Oakland Park Blvd, Suite 500, Fort Lauderdale, FL, 33306
Americas Mortgage Professionals has over 20 years of direct lending experience, and we take pride in providing our customers with an honest and professional lending experience.Our team members work hard to keep our customers informed, no matter the type of loan we are helping you achieve.
AAA Capital Funding is an independent Mortgage Company located in Fort Lauderdale, Florida that provides mortgage and home lending solutions to our clients looking to purchase a home. We are inspired by the need to provide individuals, couples, and families with the benefits that independent mortgage companies can provide.
3471 N Federal Hwy #500, Fort Lauderdale, FL, 33306
The Moore Lending Group prides itself in developing lasting relationships with clients and strives to provide excellent customer service. We understand that a home purchase is the largest financial investment one will make in their lifetime. It is important to select a trusted and experienced representative who will be available around the clock.
Covington County Bank has been offering customers outstanding service for over 40 years. From checking accounts to loans, and everything in between, we will find a product that suits your needs! A friendly hometown bank ready to meet all of your banking needs. Locally owned, locally headquartered.
"LEGACY LENDING & MORTGAGES LLC is an Active company incorporated on June 14, 2021 with the registered number L21000279251. This Florida Limited Liability company is located at 5954 GLASGOW WAY, TAMARAC, 33321 and has been running for one year. It currently has one Manager.
L. Levin Wilson Is a licensed mortgage lending professional,"
