USDA Loan Vs. FHA loan for Springfield, MA [Hampden County Rates 2023]

In 2025, USDA loan limit in Springfield, county of Hampden, MA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Springfield, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(310) 571-3600 2528 miles Lender's profile and map Reviews First Financial Bancorp 12424 Wilshire Boulevard, Suite 630, Los Angeles, CA, 90025 First Financial Bancorp (FFB) is a full-service mortgage company providing clients with services on residential, investment, commercial and construction. First Financial Bancorp is a California corporation formed to bring unlimited financing capabilities of the capital markets to the real estate community.
(323) 844-1143 2528 miles Lender's profile and map Reviews Priority One Mortgage 12021 Wilshire Blvd, Suite 432, Los Angeles, CA, 90025 Priority One Mortgage offers premier mortgage benefits. We are located in Los Angeles, California. The experienced team members here are committed to quality customer service and putting the needs of the people it serves first. Priority One Mortgage will always adhere to the highest degree of integrity in all business dealings.
(310) 231-9300 2528 miles Lender's profile and map Reviews JDM Funding Corporation 11111 Santa Monica Boulevard, Suite 1840, Los Angeles, CA, 90025 JDM Funding Corp provides competitive financing options for real estate investors, developers, & owner-occupants. Given our extensive experience, we offer direct expertise for each situation & transaction, whether you are buying a home, or you have a commercial project needs, such as financing existing properties, construction, development.
310.295.2900 2528 miles Lender's profile and map Reviews MCP Mortgage Capital Partners 12400 Wilshire Blvd, Suite 900, Los Angeles, CA, 90025 Mortgage Capital Partners are the preferred lender for many realtors, business managers and CPAs in Los Angeles and throughout the country.Our team of skilled loan officers, each with an average of 20 years experience, works in a collaborative environment where expertise is shared.
(310) 220-0984 2528 miles Lender's profile and map Reviews Wilshire Quinn Capital 11601 Wilshire Blvd., Suite 500, Los Angeles, CA, 90025 Since 2004, Wilshire Quinn Capital Inc. has been a leader in the capital markets. It is a direct portfolio lender that originates bridge loans secured by real estate located primarily in California. Today Wilshire Quinn Capital serves as the Fund’s managing partner, actively working to provide fast, reliable funding for our borrowers and consiste
(855) 956-1281 2528 miles Lender's profile and map Reviews iBorrow 12100 Wilshire Boulevard, Suite 520, LOS ANGELES, CA, 90025 iBorrow is a direct lender that provides short term bridge financing of up to $25 million to commercial property owners at fixed interest rates on a non-recourse basis. iBorrow has completed more than $350 million worth of transactions and lends on all property types throughout the United States.
310.400.5631 2528 miles Lender's profile and map Reviews Rodeo Capital 11601 Wilshire Boulevard Suite 2410, LOS ANGELES, CA, 90025 Rodeo Lending is a direct lender specializing in commercial real estate bridge loans nationwide. Rodeo Lending is dedicated to providing alternative financing options to those that dont fit into the conventional lending system.With creativity & experience, we are confident that we can accommodate most financing needs through a personal relationship
424 354 5325 2528 miles Lender's profile and map Reviews Mortgage Help Los Angeles 11901 Santa Monica Blvd Suite 110, Los Angeles, CA, 90025 "Bill has substantial experience handling jumbo loans($750,000 – $6,000,000), for both residential and commercial properties, as well as the many, related complex issues. Bill vast resources assure you of finding the best possible rates and terms Alternative Documentation Loans Low Credit Score Refinancing Mortgages
(310) 954-1602 2528 miles Lender's profile and map Reviews Budget Mortgage Group 1849 Sawtelle Blvd., Suite 700, Los Angeles, CA, 90025 udget Mortgage Corp and related companies have been serving California over 65 years. Since 1950, the companies have focused on originating high quality real estate loans as a direct lender. The average tenure of each of the managers is over 22 years in the industry. Our primary market is California.
818 635 6490 2528 miles Lender's profile and map Reviews Fidelity Mortgage Lenders, Inc. 11952 Wilshire Boulevard, Los Angeles, CA, 90025 Fidelity Mortgage Lenders, Inc. has been funding real estate loans in Southern California since 1971. At Fidelity Mortgage Lenders, we base our loan qualifications on the property value, not on the borrowers’ credit. We can fund your next Commercial Real Estate Loans, whether small or large. No Tax Returns, Fast Funding.
310-696-2134 2528 miles Lender's profile and map Reviews Dominion Mortgage 1990 S. Bundy Drive, Suite 640, Los Angeles, CA, 90025 Dominion Mortgage Corporation is a privately held real estate mortgage lender that finances income-producing commercial and healthcare properties nationwide. Founded in 1977 in West Los Angeles, California, Dominion was formed to provide time-sensitive, fair and creative underwriting solutions to fund your mortgage loan.