USDA Vs. FHA your options comparison in Springfield, Hampden County, MA
In 2026, the USDA loan limit for Springfield, located in Hampden county, MA, is $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates and find out the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, helping you determine the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Springfield, Hampden, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Springfield, MA
The goal of Lendersa® is to swiftly provide you with the best possible USDA or FHA loan, hassle-free. Choose one of three paths to connect with lenders and USDA loan programs.
A USDA home loan is supported by the government's Department of Agriculture and is only available in rural neighborhoods, known as the USDA rural development loan or USDA mortgage. Contrary to FHA loans that require at least a 3.5% down payment, USDA loans have no such requirement.
1043 NE Stephens St, Suite 101, Roseburg, OR, 97470
Award Home Loans of Roseburg we are committed to assisting our clients with the highest quality home loans. We listen to you fitting the mortgage to your personal financial goals. We are located in Roseburg and are available to serve anyone throughout the state of Oregon, but specializing in Douglas County and the I-5 corridor.
At Golden City Home loans. We are a full-service mortgage company based in Carmichael, California. We specialize in First Time Home Buyers in Carmichael. We also serve the surrounding cities in Sacramento County, including zip code. We can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
4901 Marconi Ave, Carmichael, Carmichael, CA, 95608
Asher Evan Investments uses private investors to fund its First Trust Deed private mortgage loans. Private loans are made against standing Commercial, Multi-family and Residential investment properties. All loans are in 1st position, a priority position over other liens or encumbrances.
5777 Madison Avenue, Suite 605, Sacramento, CA, 95841
Client 1st Mortgage strives to provide all of the qualities that people look for in a mortgage company. We treat each customer as an individual. Not as a number.We operate under a strict code of ethics and values aimed at building long-term customer trust and loyalty. We use a “common sense” approach and will help you.
Patron Mortgage is a California Mortgage Company working with borrowers throughout California. I am a senior loan officer and real estate broker with over ten years experience. I can assist you with home purchase loans, refinancing, reverse mortgages, ITIN loans, land loans, construction loans, hard money loans,
Blackburne & Sons Realty Capital Corporation is a $50 million hard money commercial lending company. We syndicate the investment funds of about 900 accredited, private investors and use these funds to make permanent first mortgage loans on standing commercial properties.The company has been in business since June of 1980.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4353 Park Terrace Dr, Suite 100, Westlake Village, CA, 91361
Michael Glick is the professional you want on your team – whether you are purchasing your first home or refinancing. When your most valuable investment, your home matters.…Michael's experience and reputation will not let you down.
Michael has assisted families with their first home purchase to their dream home
2835 Townsgate Rd, Suite 101, Westlake Village, CA, 91361
At HMS Capital Funding, we’re here to help you with mortgage and refinance processes that can otherwise feel like too much to handle without proper information and guidance. At HMS Capital Funding, we offer personalized service no matter what size your loan is. Our experts will guide you through the loan process, get you the best rates possible
4353 Park Terrace Drive, Suite 100, Westlake Village, CA, 91361
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage team will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Conrad Kantor CK Financial One of the most important factors in making a sound investment decision today is working with an expert who has the knowledge to help you find the loan product with competitive term and minimizes risk. Rather than being affiliated with one bank, we can present your loan to a broad group of capital resources.
