USDA Vs. FHA your options comparison in East-Longmeadow, Hampden County, MA

In 2025, the USDA loan limit for East-Longmeadow, within Hampden County, MA, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates. Determine the necessary income, credit, reserves, and required documents. Featuring an advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in East-Longmeadow, Hampden County, MA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in East-Longmeadow, MA

Lendersa® is committed to securing the best USDA or FHA loans quickly and without hassle. Choose from three starting points to connect with matching lenders and USDA loan programs.

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What You Need to Know About USDA Loans in MA

USDA home loans are backed by the Department of Agriculture and known as USDA rural development loans or mortgages. They are specifically available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, easing access to homeownership.

Enter your location to find out if it qualifies for USDA rural housing loan?



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