USDA Vs. FHA your options comparison in East-Longmeadow, Hampden County, MA
In 2026, the USDA loan limit for East-Longmeadow, within Hampden County, MA, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates. Determine the necessary income, credit, reserves, and required documents. Featuring an advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in East-Longmeadow, Hampden County, MA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in East-Longmeadow, MA
Lendersa® is committed to securing the best USDA or FHA loans quickly and without hassle. Choose from three starting points to connect with matching lenders and USDA loan programs.
USDA home loans are backed by the Department of Agriculture and known as USDA rural development loans or mortgages. They are specifically available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, easing access to homeownership.
The home buying and selling process can be a hassle-filled and extremely lengthy experience for first time and repeat buyers. Driven to improve this process and remove the headache and frustration it can cause, SmartMoney Realty & Mortgage created a stress-free and streamlined solution for its clients by providing realty
At Everwise Home Loans & Real Estate, our mission is to set a high standards in the Mortgage & Real Estate industry. We are committed to quality customer service by putting the people we serve first. Our goal is to carefully guide you through the Home Loan and Real Estate process, so that you can confidently make the best decisions for you
Eagle Home Mortgage has offered full-service home lending and refinancing options to customers. It is Eagle’s mission to remove the barriers to homeownership by providing every customer with an elite team of mortgage advisors, a competitive financial package, and the industry's best digital mortgage experience.
Ryan Grant Team - A Professional Mortgage Experience
100 Spectrum Center Dr #750, Irvine, CA, 92618
The Ryan Grant Team has been a pioneer in transforming the way that the consumer looks at their mortgage lending relationship. For over 13 years, Ryan and his team of outstanding professionals have provided a level of value to their clients that is not common in the mortgage business.
PSG Capital Partners Inc. we have over 30 years of real estate analysis, residential and commercial financing (retail and wholesale), underwriting and Trust Deed investing, we have the experience in California and Specialize in the local Orange County market that you can trust. PSG Capital Partners Inc.
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LNDR can offer help to these entrepreneurial homeowners with our short-term Private Money Financing which offers quick cash for business purposes secured with residential real estate and also provides equity-based private money & alternative documentation loans for residential properties throughout California and Colorado
Parse Mortgage is a California only Southern California Lender property.up to 60% LTV of After Renovation ValueRates as low as 9.95%Must have mimimum 5 flips successfully sold within last 24 monthsBorrower must have liquid funds in excess of amount required to renovate property Maximum Loan Amount.
16441 Scientific Way, Suite #250, Irvine, CA, 92618
PSG Capital Partners Inc. we have over 30 years of real estate analysis, residential and commercial financing (retail and wholesale), underwriting and Trust Deed investing, we have the experience in California and Specialize in the local Orange County market that you can trust. PSG Capital Partners Inc. has a large portfolio lender base we have the
