USDA Vs. FHA your options comparison in East-Longmeadow, Hampden County, MA
In 2025, the USDA loan limit for East-Longmeadow, within Hampden County, MA, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates. Determine the necessary income, credit, reserves, and required documents. Featuring an advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in East-Longmeadow, Hampden County, MA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in East-Longmeadow, MA
Lendersa® is committed to securing the best USDA or FHA loans quickly and without hassle. Choose from three starting points to connect with matching lenders and USDA loan programs.
USDA home loans are backed by the Department of Agriculture and known as USDA rural development loans or mortgages. They are specifically available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, easing access to homeownership.
2111 E Highland Ave, Suite B-150, Phoenix, AZ, 85016
West Valley National Bank is one of a few locally owned & operated community bank. Founded by local business leaders, the Bank fills a much needed niche. For too long, Maricopa County has been served only by large institutions led by out of state ownership and management. We want to help local businesses control their own destiny.
At Arizona Bank & Trust, decision making is kept to a local level and Bankers are unwaveringly committed to deeply understanding every intricacy of every customer’s financial relationship. Because when that happens, a Bank, even one with over $19 billion in assets and the backing of a company with national outreach.
We are pleased to offer a wide variety of home financing programs to meet the needs of most home buyers and homeowners in the State of Arizona. Whether you are looking to purchase your first home, refinance an rental property, or buy a vacation home, we’ve got you covered.
We offer some of the most competitive pricing in the marketplace
1644 East Bethany Home Road, Suite 101, Phoenix, AZ, 85016
Prostaff Mortgage Corp. we have no hidden costs, no junk fees, and no surprises. We will take all of the confusion out of what is included in closing costs.Our low cost and low rate guarantee means you should not be able to get a better deal anywhere. and also We will always give you the straight scoop, return your calls, eliminate surprises.
2415 East Camelback Road, Suite 700, Phoenix, AZ, 85016
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Canopy Mortgage we have a passion for finding a simpler, faster, less expensive way to close a mortgage loan. By combining our proprietary mortgage technology with the best Loan Officers in the industry we provide our customers with a fast, smooth, transparent and inexpensive mortgage experience
Oasis Financial, Principals Paul Sargent & Kevin Richards provide expertise in direct lending & structured finance for various types of real estate transactions. We are dedicated to providing services with speed and flexibility for all our clients. Oasis Financial provides years of experience of both private & institutionalized real estate lending.
Nvestor Funding was founded in 2019 to meet the demand for affordable debt capital by a broad range of residential real estate investors. Our regional expertise and expansive experience enable us to provide attractively priced loans and bring investment financing from “Wall Street” to “Main Street”.
