For the year 2025, the USDA loan limit in Hardwick, within Worcester county, MA, stands at $336,500. Conversely, the FHA loan limit for a single-family home reaches $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the best current rates between USDA and FHA loans. Determine the income, credit, reserves, and documents you need to qualify. Through our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side, helping you select the program in Alabama that suits your financial situation best.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conforming Conventional | $726,200 | 3% |
The aim of Lendersa® is to rapidly provide you with the best USDA or FHA loan, alleviating any hassle. Select one of three starting approaches to connect with lenders and explore the available USDA loan programs.
The USDA home loan, supported by the Department of Agriculture and known as the USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans which require a minimum 3.5% down payment, the USDA mortgage requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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