USDA Vs. FHA your options comparison in West-Brookfield, Worcester County, MA

In 2025, the USDA loan limit in West-Brookfield, within Worcester County, MA is $291,600. Meanwhile, the FHA limit is $364,550 for a single-family home.

Utilize the Lendersa® USDA loan calculator to weigh current USDA versus FHA rates and identify the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator enables comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the ideal program for your financial needs in .

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2025 Loan Limits & Downpayment Needs in West-Brookfield, Worcester County, MA

Loan Type Loan Limit Down payment
USDA $291,600 0%
FHA $364,550 3.5%
Conforming $548,250 3%

USDA and FHA Loan Choices in West-Brookfield, MA

Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. Choose from three starting points to find and match with suitable lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

A USDA home loan, ensured by the government Department of Agriculture, is known as the USDA rural development loan or USDA mortgage, and accessible only in rural areas. Unlike FHA loans needing a 3.5% minimum down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Signature Mortgage Group, LLC
  • 3100 Broadway Blvd, Suite 313, Kansas City, MO, 64111
  • Signature Mortgage Group, LLC offers our clients a wide range of products to serve any need. The most significant difference that separates Signature Mortgage Group from other lenders is the experience of a Mortgage Consultant working directly with you to ensure that you are placed into a loan that will best benefit your future financial success.
  • Nutter Home Loans
  • 4153 Broadway, Kansas City, MO, 64111
  • Nutter Home Loans has grown to one of the most respected privately-owned mortgage banking firms in USA .Through the years,quality customer service has remained the hallmark of the firm’s way of doing business.It’s the reason why third & fourth generations of the same families have chosen Nutter Home Loans to handle their real estate mortgage needs.
  • Bank of Labor Kansas City
  • 756 Minnesota Avenue, Kansas City, KS, 66101
  • Bank of Labor cares about individuals, small businesses, and the community. You see it in our actions and what we offer. We make sure our products and services go above and beyond, such as our reward program options that can help customers get points toward travel, merchandise, and the perks that other places may not offer to everyone.
  • Reliance Credit Union
  • 540 Minnesota Avenue, Kansas City, KS, 66101
  • Reliance Credit Union was founded in 1931 serving the public utility employees in the Kansas City area. Since then we have expanded our membership profile to become a community credit union. We are dedicated to providing a safe, convenient place for our members to save and obtain loans at a reasonable rate.
  • ATS Investments Group
  • 3255 NW 94th Ave, Suite 8251, Coral Springs, FL, 33075
  • ATS Financial, a subsidiary of ATS Investments Group LLC, through its partnership with Fundwise Capital, offers business loans to help you grow your business. Among the products offered are: Equipment Leasing, Accounts Receivables, SBA Loans and Business Lines of Credit. We have expert consultants that will guide you through the process of funding
  • Country Club Bank
  • 1 Ward Parkway, Kansas City, MO, 64112
  • Country Club Bank (Member FDIC, Equal Housing Lender) is a locally owned community bank that offers a total-life lineup of products and services. Visit with our experienced professionals at over 21 locations across the greater Kansas City area. Our expertise includes banking, investments, trusts, mergers & acquisitions, estate planning and much mor
  • Country Club Bank
  • 1 Ward Parkway, Kansas City, MO, 64112
  • Founded in 1953 as Ward Parkway Bank, Country Club Bank adopted its current moniker in 1963, with its present holding company, CCB Financial Corporation, established shortly thereafter in 1968. The late Byron Thompson, iconic Kansas City entrepreneur and former chairman, acquired majority stock ownership in 1985.
  • Mortgages Unlimited
  • 22091 Elmira Blvd., Port Charlotte, FL, 33952
  • "Mortgages Unlimited was founded on the belief that everyone deserves a home and everyone deserves a mortgage to fit their financial needs. At Mortgages Unlimited, your Loan Officer will be with you every step of the way, from the initial application to the closing table. We do not outsource the processing of your loan."
  • Florida Sands Realty Inc.
  • 1921 E Atlantic Blvd, Pompano Beach, FL, 33060
  • Florida Sands is a full-service real estate brokerage working with buyers and sellers in Broward, Southern Palm Beach and Northern Miami-Dade Counties. Located in the heart of East Pompano, we thrive on helping our customers through a unique team approach. Florida Sands is the best place to develop and grow your real estate business.