USDA Vs. FHA your options comparison in West-Brookfield, Worcester County, MA

In 2025, the USDA loan limit in West-Brookfield, within Worcester County, MA is $291,600. Meanwhile, the FHA limit is $364,550 for a single-family home.

Utilize the Lendersa® USDA loan calculator to weigh current USDA versus FHA rates and identify the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator enables comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the ideal program for your financial needs in .

Compare loan offers from 100 lenders

2025 Loan Limits & Downpayment Needs in West-Brookfield, Worcester County, MA

Loan Type Loan Limit Down payment
USDA $291,600 0%
FHA $364,550 3.5%
Conforming $548,250 3%

USDA and FHA Loan Choices in West-Brookfield, MA

Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. Choose from three starting points to find and match with suitable lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

A USDA home loan, ensured by the government Department of Agriculture, is known as the USDA rural development loan or USDA mortgage, and accessible only in rural areas. Unlike FHA loans needing a 3.5% minimum down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Epic Capital Solutions
  • 5605 Riggins Ct, Suite 201, Reno, NV, 89502
  • Epic Capital Solutions, we all come to work every day because we want to solve one of the biggest problems faced by entrepreneurs: Not having enough money to start, build or grow your dream business. We find that most people looking to fund their businesses do not possess the tools or resources needed to properly structure themselves for successful
  • Victory Nevada Mortgage LLC
  • 5250 South Virginia St, Suite 360, Reno, NV, 89502
  • Our goal is to deliver the very best mortgage options possible for your specific requirements... no matter the circumstances. To learn more, click on the links to the left. and We are committed to maintaining an effective and efficient organization that is open and responsive to the needs.
  • US Financial, LLC - Mark Lamerdin
  • 1325 Airmotive Way, Suite 175-D, Reno, NV, 89502
  • US Financial is located in Reno, Nevada & has built a strong reputation as an outstanding mortgage company, serving the lending needs of real estate professionals, home builders and helping individuals and families achieve the dream of home ownership throughout Nevada. We understand you have a choice and we want to be your first choice every time.
  • Umpqua Bank
  • 3490 S. Virginia Street, Reno, NV, 89502
  • Umpqua Bank You, your life, your money management style—all things that are more important to us than the size of your balance. We pair financial expertise with a passion for getting to know you as an individual—and it’s not just because we’re looking for new gym buddies. We’re on a mission to help you manage.
  • Clackamas County Bank
  • 38975 Proctor Blvd., Sandy, OR, 97055
  • To be a locally owned, independent community bank, dedicated to delivering high-quality personalized banking services to our customers and to our communities while maintaining a sound, profitable investment for our shareholders. We are a full-service bank in the Sandy, Welches, Boring & Gresham area.
  • Alpen Mortgage
  • 100 N Arlington ave Suite 350, Reno, NV, 89501
  • Alpen Mortgage has been in business for over a decade in Northern Nevada. Our experienced team of Investment professionals will work with you to get your hard earned funds placed ONLY into the deals you are most comfortable with. Our net return to investors range from 8% to 12% and yields are payed out monthly.
  • Utter Mortgage Company
  • 115 West Plumb Lane, Suite 201, Reno, NV, 89509
  • Utter Mortgage Company is a Nevada-based mortgage company specializing in the long-term financing of commercial real estate projects located in Nevada and the adjacent areas of California. Utter Mortgage Company has placed long-term loans on shopping centers, office buildings, warehouses, mini-­warehouses, medical buildings, strip centers.
  • In1Spot Lending LLC
  • 3500 Lakeside Court, Suite 170, Reno, NV, 89509
  • Working with a mortgage broker gives you options and saves you money. We have numerous sources for investors so finding the best loan with the most affordable terms is exactly what we do! We also have access to mortgage loan products that banks and other lending institutions don't normally offer.
  • Mortgage Professionals Group, INC.
  • 6774 S McCarran Blvd, Suite 102, Reno, NV, 89509
  • Whether this is a first home, investment property, an upgrade you’re looking to do, or perhaps refinance the home you already own and love, our professionals will guide you through the process and find the best loan that fits your lifestyle. We make it easy to understand and ensure that our number one priority is taking care of you!