USDA Vs. FHA Pro and Con comparison in Warren, Worcester County, MA

In 2025, the USDA loan limit within Warren, county of Worcester, MA is $336,500, whereas for a single-family home, the FHA limit stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top rates between USDA and FHA available today. Determine the necessary income, credit, reserves, and documentation to qualify seamlessly. Our sophisticated mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA choices side by side, helping you ascertain which program in best fits your financial circumstances.

Review and compare loan offers from a variety of 100 lenders

2025 Loan Limits and Downpayment Requirements in Warren, County of Worcester, MA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Warren, MA

The aim of Lendersa® is to connect you with the most favorable USDA or FHA loan quickly and smoothly. You can choose one of three different starting options that match you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

The USDA home loan is a type of mortgage backed by the Department of Agriculture. Also known as a USDA rural development loan or mortgage, it's specifically available in rural areas. One significant advantage is that, unlike FHA loans which require a minimum down payment of 3.5%, USDA loans do not demand a down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Stock Financial
  • 2639 Professional Circle Suite 105, Naples, FL, 34119
  • Stock Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Magellan International Mortgage Corporation
  • 260 Crandon Blvd, Suite 9, Key Biscayne, FL, 33149
  • We closed our first loan in 1989 and from then on it has been a fantastic road in helping homeowners achieve their dreams of financing their property. Centrally located in Key Biscayne, Florida and servicing the whole South Florida area, we are partnered with the top Wholesale lenders in the country. Maria is the owner
  • Construction, Private, & Hard Money Lending - London Financial Company (LFC)
  • 965 Crandon Boulevard, Key Biscayne, FL, 33149
  • London Financial Company (LFC) our underwriting is flexible, individual, and tailored to your requirements. We have no hard and fast rules to determine the terms of your loan. Whether it be a construction or hard money/private equity loan, we pride ourselves on coming up with fair terms on a case-by-case basis.
  • Southwest Missouri Bank
  • 202 W High, Alba, MO, 64830
  • We are proud to be the largest locally owned community bank in southwest Missouri. It all began in Carthage, Missouri, when Garry Denney, along with seven other citizens, decided to start a new bank. The first Carthage branch opened in June, 1979, with one million dollars in assets and over the years we expanded into Joplin, Neosho, Jasper & Alba.
  • Grove Bank & Trust
  • 2701 South Bayshore Drive, Miami, FL, 33133
  • Grove Bank & Trust, founded on July 12, 1926, is a Miami-based financial services firm and is one of the longest continuously operating banks in Florida. Grove Bank & Trust offers boutique banking, comprehensive trust, and wealth management services* tailored to meet the needs of individuals, families and their businesses.
  • Comprehensive Loan Solutions
  • 2665 S Bayshore Dr, Miami, FL, 33133
  • Comprehensive Loan Solutions Is an industry leading mortgage modification and short-sale negotiations firm. We have assisted hundreds of property owners, real estate professionals, and lenders in the complex business of approving and closing both short sales and modifications. Our expertise help’s property owners.
  • 3650 Reit
  • 2977 McFarlane Road, Suite 300, Miami, FL, 33133
  • 3650 REIT is a CRE lending, investment management and services firm, led by a unique team of recognized industry leaders. We originate and service both short- and long-term commercial real estate loans.Capital is just the beginning of what we offer. Our true value is in our ability to hold a loan on our balance sheet through maturity.
  • International Lenders Inc
  • 2665 Southwest 37th Avenue, Suite 804, Miami, FL, 33133
  • We are a Mortgage Broker company specialized in assisting U.S Citizen and Foreign national clients gain access to asset based loans in the U.S. We’re about simplifying the process that gets clients from pre qualification to funding. Whether it’s your first attempt at getting pre-qualified or banks have previously turned you down
  • NEWLOANCO
  • 3390 Mary Street, Suite 116, Coconut Grove, FL, 33133
  • At NEWLOANCO , our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage..
  • Family America Mortgage Corp
  • 2937 SW 27th Ave #201, Miami, FL, 33133
  • Family America Mortgage Corp, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.