USDA Loan Vs. FHA loan for Hatfield, MA [Hampshire County Rates 2023]

In 2025, USDA loan limit in Hatfield, county of Hampshire, MA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Hatfield, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(808) 244-7968 4956 miles Lender's profile and map Reviews Maui County Federal Credit Union 1888 Wili Pa Loop, Wailuku, HI, 96793 Maui County Federal Credit Union was originally established in 1937 to serve the needs of Maui’s County, State, and Federal government employees and their families. It is the largest credit union on Maui with 55 employees serving nearly 20,000 members throughout the County of Maui. Anyone that lives, works,
(808) 870-8731 4957 miles Lender's profile and map Reviews Creative Financial 320 Ohukai Rd, Suite 413, Kihei, HI, 96753 Locally Owned and Operated, Broker Kellie Pali- Cruz has access to many banks both local and international! One phone call can save you time and money! Don't be restricted by only one banks offering, allow yourself options! Kellie has many accolades including, The Real Estate Association of Maui's Affiliate Choice Award in 2008.
(808) 891-0415 4957 miles Lender's profile and map Reviews Pacific Home Loans, Inc. 2395 S Kihei Rd, Suite 205, Kihei, HI, 96753 Pacific Home Loans offers a wide variety of loans, from First-Time Home Buyer programs to VA loans to Alt Doc loans for the self-employed. We offer more programs than any other mortgage provider in the state of Hawaii. We are able to do this because we are both a mortgage banker and mortgage broker.
(800) 711-2847 4959 miles Lender's profile and map Reviews Avis Mortgage, Inc 256 Papalaua, Lahaina, HI, 96761 Whether you are in need of new financing or a refinance on your existing property; whatever your mortgage loan needs, and anywhere they may be, (including the communities of Maui any of our other service areas), Avis Mortgage can assist you by providing you with our top-notch service and expertise.
(808) 661-8886 4959 miles Lender's profile and map Reviews First Hawaiian Mortgage 910 Honoapiilani Hwy, Suite 2, Lahaina, HI, 96761 At First Hawaiian Mortgage. We are located in Lahaina, Maui but service the entire State of Hawaii. First Hawaiian Mortgage is a correspondent lender offering Fannie Mae, Freddie Mac, FHA, VA, USDA products and we have aligned ourselves with portfolio lenders so we can offer a full range of loan products
(808) 885-7349 4959 miles Lender's profile and map Reviews Hawaii First Federal Credit Union 67-1187 Mamalahoa Highway, Kamuela, HI, 96743 Hawaii First FCU has been serving our community for 60 years! We serve members island-wide with branches located in Kamuela and Hilo. Our mission statement is “Empowering Our Community by Serving Hawaii First!” and we strive to provide exceptional financial and empowerment services to meet the needs of our members and our community.
(808) 334-6200 4959 miles Lender's profile and map Reviews eMortgage Hawaii 67-1153 Mamalahoa Hwy, Suite 3, Kamuela, HI, 96743 eMortgage Hawaii offers the lowest rates and the fastest turn times in Hawaii. Once you provide us with the requested documents, we will have your conditional loan approval within 24 - 48 hours. eMortgage Hawaii's committed to helping you find the right mortgage product for your needs. We understand that every borrower is different,
(808) 553-5328 4964 miles Lender's profile and map Reviews The Molokai Community Federal Credit Union 135 Puali Place, Kaunakakai, HI, 96748 Aloha, The Molokai Community Federal Credit Union is a member owned Financial Cooperative Credit with over 3,900 members providing financial products and services since 1951. Whether you need help financing a new car, establishing credit, setting up an IRA, or just opening a new share draft account, your Credit Union can help you
(808) 930-7700 4975 miles Lender's profile and map Reviews Hawaii Community Federal Credit Union 73-5611 Olowalu Street, Kailua Kona, HI, 96740 By 1991, a decade after acquiring Kohala Federal Credit Union, we became Hawaii Community Federal Credit Union and soon expanded membership to the entire Hawaii Island. We are exponentially larger than we were in the beginning but we continue to hold true to our fundamental philosophy – a group of people joining together to help each other succeed.
(808) 443-2601 4975 miles Lender's profile and map Reviews Island Home Capital, Inc. 71-1744 Puu Kamanu Loop, Kailua Kona, HI, 96740 At Island Home Capital, our mission is to provide you with the necessary knowledge to make an informed, economic decision. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism
(808) 329-0900 4975 miles Lender's profile and map Reviews Point Financial 75-240 Nani Kailua Dr, Suite 7, Kailua-kona, HI, 96740 Point Financial’s experienced mortgage experts have been servicing clients in West Hawaii for decades. We work with homebuyers and investors, just like you, who are purchasing homes and land who need a local mortgage professional with the experience and track record you can trust.