USDA Vs. FHA Pro and Con comparison in Deerfield, Franklin County, MA
In the year 2025, in Deerfield, Franklin county within MA, the USDA loan limit is set at $336,500, while the FHA limit for a single-family home is $472,030.
You can use the Lendersa® USDA loan calculator to compare the optimal USDA and FHA rates available today and identify the necessary income, credit, reserves, and requisite documents to qualify. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans side by side to determine which option in suits your financial situation best.
2025 Loan Limits and Down Payment Guidelines in Deerfield, Franklin, MA
Type of Loan
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Deerfield, MA
Lendersa® is committed to swiftly securing you the most suitable USDA or FHA loan without any hassle. Choose one of three starting points to find matching lenders and USDA loan programs.
The USDA home loan, offered by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans that usually mandate a minimum down payment of 3.5%, the USDA mortgage is one of the few options that require no down payment at all.
1611 South Pacific Coast Highway, Suite 102, Redondo Beach, CA, 90277
South Bay Equity Lending (SBEL) was established in 1998. In 2001, Matthew Hadnett, a former Wells Fargo executive, joined the organization. Matthew has managed SBEL since 2001 and is also the principal. The headquarters are located in the Riviera Village, Redondo Beach. SBEL is both a mortgage broker and a mortgage banker.
200 South Pacific Coast Highway, Redondo Beach, CA, 90277
California Home Financial is a real estate company based out of 200 S Pacific Coast Hwy With a history of integrity & quality California Home Financial is the place where you can find the best possible mortgage solutions to meet your needs. Helping you find the best mortgage options for your situation. We want to make acquiring a mortgage simple.
1801 South Catalina Avenue, Suite 201, Redondo Beach, CA, 90277
Our goal at Riviera Funding is to be the “lender for life” for every one of our clients. Additionally, we expect to continue our growth as a company through the referrals of every one of our past (and current) clients. We have been successful with this philosophy in the past & expect to continue to be successful with this philosophy in the future.
1711 Via El Prado, Suite 103-B, Redondo Beach, CA, 90277
Professional Lending Network is a full-service brokerage for wholesale mortgages. It specializes in single family residences as well as units.With over 15 years of experience as a mortgage broker, real estate broker, and estate planning lawyer, Gregory is uniquely positioned to help his clients with a wide variety of matters.
You will work with a team that has 57 years of combined mortgage industry experience. Vista Loans uses the latest comparative analysis software which allows us to research and compare hundreds of loan programs & rates to find the best options to meet your needs. Your satisfaction is our Top Priority! Most Important to Us is Customers Satisfaction.
860 Via De La Paz, Suite B-5, Pacific Palisades, CA, 90272
Palisades Funding, Inc. provides alternative financing for borrowers who have not been able to achieve financing through traditional methods. We are not bound by a set of specific criteria, which allows us to provide custom crafted solutions for our borrowers and investors to meet their goals.
"At Tri Valley Home Loans, we take pride in being a trusted mortgage broker across multiple states, offering exceptional customer service and sound advice throughout the home-buying journey. Whether you're a first-time homebuyer, an experienced investor, or pursuing commercial property, our team is committed to guiding you through every step, ensur
California Lending Source is a residential and commercial loan brokerage that services all of California. Since 2009 we have been helping homeowners and consumers find the most suitable options available for them to achieve their financing goals. We have access to dozens of lenders to find the best loan products available that fit our clients.
Heritage Community Credit Union Credit Union (HCCU), not-for-profit financial cooperative, has provided friendly and trusted guidance to members in the greater Sacramento area since 1953. As a financial cooperative, HCCU can — with authentic credibility — deliver the brand promise that we want our members to, “Profit Wherever You Go.
United Financial Services was founded by Todd Zancaner in 2006. Working for large banks and retail branches I realized that I could provide more to my clients with little over head and more experience then most of the big banks and I could give back to my clients so that is when I knew starting United Financial Services was the best option for me.
1839 Iron Point Road, Suite 100, Folsom, CA, 95630
At The Mortgage Company, while our process is automated and digital - our guidance is personal and unique to your financial situation. We bring a wealth of mortgage experience to every purchase and refinance loan, and our clients have all their questions answered up front and throughout the loan process.
