In the year 2026, in Deerfield, Franklin county within MA, the USDA loan limit is set at $336,500, while the FHA limit for a single-family home is $472,030.
You can use the Lendersa® USDA loan calculator to compare the optimal USDA and FHA rates available today and identify the necessary income, credit, reserves, and requisite documents to qualify. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans side by side to determine which option in
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| Type of Loan | Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to swiftly securing you the most suitable USDA or FHA loan without any hassle. Choose one of three starting points to find matching lenders and USDA loan programs.
The USDA home loan, offered by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans that usually mandate a minimum down payment of 3.5%, the USDA mortgage is one of the few options that require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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