USDA Vs. FHA Pro and Con comparison in Holden, Worcester County, MA

In 2025, the USDA loan limit for Holden, within Worcester county, MA, is $336,500. The FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s best USDA versus FHA rates, and to identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, guiding you to make the best program choice for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Holden, Worcester, MA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Holden, MA

At Lendersa®, our goal is to quickly secure the best USDA or FHA loan possible without hassle. Choose one of three starting points to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MA?

A USDA home loan is backed by the government’s Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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