USDA Loan Vs. FHA loan for Holden, MA [Worcester County ]

In 2026, the USDA loan limit for Holden, within Worcester county, MA, is $336,500. The FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s best USDA versus FHA rates, and to identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, guiding you to make the best program choice for your financial situation in .

USDA and FHA Loan Options in Holden, MA

At Lendersa®, our goal is to quickly secure the best USDA or FHA loan possible without hassle. Choose one of three starting points to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MA?

A USDA home loan is backed by the government’s Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.

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(800) 221-4020 Lender's profile and map Reviews WORKERS CREDIT UNION 119 Russell Street, Littleton, MA, 01460 Our members – both long-time and brand-new – have chosen Workers for full banking services to meet a lifetime of financial needs, and we can help you, too. We would love to show you how we can save you money, and make banking easier, and more convenient.We take the time to focus on the things that are important to you
(860) 928-6600 Lender's profile and map Reviews Polaris Mortgage Group, LLC 581 Riverside Drive, Thompson, CT, 06255 Polaris Mortgage Group, LLC prides itself in providing affordable financing with World Class Service to clients in both MA and CT. Conveniently located in Thompson, CT, the heart of the Quiet Corner. We offer personal service combined with lower rates and/or lower closing costs as compared with most local lenders!
(508) 533-8661 Lender's profile and map Reviews Charles River Bank 70 Main Street, Medway, MA, 02053 Founded in 1915, Charles River Bank began providing opportunities for people in our community to enjoy homeownership, achieve financial goals, & look to the Bank as a constant resource for improving the lives of their family, their business, & the community that we share. Charles River Bank is a successful, independent co-operative chartered bank.
(508) 877-6666 Lender's profile and map Reviews New Horizon Mortgage Co. Inc. 165 Main St, Suite109, Medway, MA, 02053 New Horizon Mortgage Company is a Medway, MA based mortgage brokerage company that is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in the region. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
(508) 820-4000 Lender's profile and map Reviews MutualOne Bank 49 Main Street, Natick, MA, 01760 Headquartered in Framingham, we are able to offer our customers the benefit of local decision making from people who live & work in their community. This allows us to support the local economy & the organizations that work so hard to strengthen it. MutualOne Bank meets the needs of its customers with a variety of checking, savings, consumer loan.
(508) 975-4367 Lender's profile and map Reviews QS Private Lending 83 Speen St, Natick, MA, 01760 QS Private Lending specializes in making short-term, hard money loans for the acquisition, construction and renovation of investor-owned real estate. We focus on properties in Massachusetts, Rhode Island, New Hampshire and Georgia. As one of the oldest and largest private, hard money lenders
(617) 921-2153 Lender's profile and map Reviews Best Rate Mortgage LLC 28 Broadway Street, Westford, MA, 01886 Best Rate Mortgage MA was started in 2011 in Charlestown MA and now serves the entire Commonwealth with below market rates and personalized customer service. With loan officers located across the state and equipped with state of the art technology, the mortgage process is easily tailored to those who demand either in-person.
(781) 235-0503 Lender's profile and map Reviews Wellesley Municipal Employees Credit Union 1 Hollis Street, Suite 105, Wellesley, MA, 02482 In 1955, the credit union was founded by our first treasurer - manager; Ethel McNeil. She asked ten town employees to deposit $5.00 each into a savings account. These dedicated members received no dividends in their weekly deposits for a long time.Thus the credit union began with ten members and $50.00 in assets.
(774) 567-0483 Lender's profile and map Reviews hmw real estate llc 66 Central Street, Suite 18, Wellesley, MA, 02482 We're always looking for new talent to help us expand our pool of Executive Client Services. If you have a true passion for helping others live their dreams, we're where you want to be. We cultivate a selection of unique, stylish, timeless, and modern homes – befitting of our A-list clientele. Dealing in superlatives puts you in rare company.
(508) 528-0088 Lender's profile and map Reviews Dean Co-operative Bank 21 Main Street, Franklin, MA, 02038 A full-service financial institution that stands by their promise: offering outstanding financial products and customer service and helping individuals, families and businesses to reach their goals and dreams. Since 1889, Dean Bank has been a community bank committed to its mutual bank charter. With 4 branches; Franklin, Bellingham, Blackstone and
(413) 267-4646 Lender's profile and map Reviews Monson Savings Bank 146 Main Street, Monson, MA, 01057 Monson Savings Bank is a community bank that has served local residents and businesses since 1872. We are proud to play an integral role in the communities we serve, contributing to the progress and success of the area. We have a deep connection and understanding of the local landscape which allows us to appreciate everything that makes it so great