In 2025, the USDA loan limit in Worcester, within the county of Worcester, MA, is set at $336,500. For a single-family home, the FHA limit is $472,030.
Utilize Lendersa®'s USDA loan calculator to compare today's leading USDA and FHA rates, assessing the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding you in determining the best program for your financial situation in
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to efficiently bridge you to the most favorable USDA or FHA loan available. Choose one of three starting pathways to connect with lenders and USDA programs.
The USDA home loan, backed by the government’s Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. It is available only in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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