USDA Vs. FHA Pro and Con comparison in West-Boylston, Worcester County, MA

In 2025, the USDA loan cap in West-Boylston, Worcester, MA is $291,600, while the FHA ceiling for a single-family home stands at $364,550.

Leverage the Lendersa® USDA loan calculator to compare today's best rates for USDA and FHA loans. It helps you determine the necessary income, creditworthiness, reserves, and documentation for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side to inform your decision on the most suitable program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in West-Boylston, Worcester, MA

Loan Type Loan Limit Down Payment
USDA $291,600 0%
FHA $364,550 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Choices in West-Boylston, MA

Lendersa® is committed to obtaining the best USDA or FHA loan promptly and without hassle. Choose one of three pathways to find matching lenders and USDA loan offerings.

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Understanding USDA Loans in MA

A USDA home loan, endorsed by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans that require at least 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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