USDA Vs. FHA Pro and Con comparison in Paxton, Worcester County, MA
In 2025, the USDA loan cap in Paxton, located in Worcester County, MA, is set at $336,500, whereas the FHA cap for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to juxtapose the current USDA and FHA prime rates, assessing requisite income, credit, reserves, and necessary documentation for qualification. This advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA programs to aid in selecting the most suitable option in for your specific financial needs.
Loan limits and down payment specifics for 2025 in Paxton, Worcester County, MA
Loan type
Loan limit
Down payment percent
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Paxton, MA
The mission of Lendersa® is to swiftly assist you in acquiring an optimal USDA or FHA loan without complications. You have three options to begin, each leading to matching lenders and tailored USDA loan solutions.
A USDA home loan, sometimes referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan available exclusively in rural areas. Unlike an FHA loan that necessitates a minimum of 3.5% as a down payment, the USDA mortgage loan requires no down payment at all.
We are a Premier Mortgage Banker specializing in all types of Mortgage loans. We have dedicated Loan Specialists and Realtors on staff to help you with pre approving clients for the best loan that will fit their needs as well as helping with the purchasing or selling of existing Real Estate.
"Red White & Blue Lending is a mortgage broker company. It was founded in 2016 by Alex Zelada with 14 years’ experience in the home financing industry. Our products include:
• Purchase and refinance options
• Conforming and High Balance mortgages
• FHA mortgage
• VA mortgages
• Jumbo mortgages"
At RefiNow Financial, we help current and aspiring homeowners to achieve their financial aspirations. Our brokerage maintains close ties with the nation's most aggressive and renown lenders to ensure that we present the best options to our clients. We always offer up to date pricing information, and we make sure that you get the loan
151 North Tustin Avenue, Suite A-4, Tustin, CA, 92780
Blue Stone Capital Corporation is based in Tustin, California. The company has net-branches in 30 states in the U.S. Its mission is to help borrowers find the best mortgages to suit their individual needs. We do this by providing information about all aspects of the mortgage process, including interest rates, monthly payments and closing costs
131 North Tustin Avenue, Suite 101, Tustin, CA, 92780
Rosiles Group prides itselt in communication. We are here to answer any questions before during and after the close of you file. Technology has been a major focus for mortgage companies, but nothing can replace the role of the loan officer in your home buying and refinancing needs.
17482 Irvine Boulevard, Suite 232, Tustin, CA, 92780
Skynet Financial Co We take great pride in what we do. We have been serving the state of California for over 20 years and it’s our specialty to help anyone we can get the loan they deserve. and also providing a Fixed & ARMs, Home Equity Line of Credit Loans, FHA Loans, VA Loans, Stated Income and hard money
TransUnited Financial’s Services loan officers have the expertise and knowledge you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is TransUnited Financial’s ultimate goal. We are mortgage brokers and experts in locating the best mortgage for your individual circumstances.
17291 Irvine Boulevard, Suite 260, Tustin, CA, 92780
Legacy Realty & Funding is a Full service Real Estate and Mortgage Lending company, Our team of experts have over 25 years of experience in Selling homes, and helping buyers purchase their dream homes we tailor all purchases and loans to your specific needs and wants, As a mortgage lender we will fully qualify and approve you for a mortgage loan
American Realty Associates have been working with real estate professionals for over 12 years. Our staff understands how important it is to communicate and follow up with realtors regarding their client’s mortgage services. Our automated prequalification and approval systems allow the real estate professional to prequalify the client.
United Finance Corporation we provide a strong cost saving capability for our clients. Your new home loan can become a very significant instrument in life. Anyone who decides to take the leap and get hold of their piece of the pie requires the best position possible for acquiring financing.
