USDA Vs. FHA Pro and Con comparison in Paxton, Worcester County, MA

In 2025, the USDA loan cap in Paxton, located in Worcester County, MA, is set at $336,500, whereas the FHA cap for a single-family dwelling is $472,030.

Utilize the Lendersa® USDA loan calculator to juxtapose the current USDA and FHA prime rates, assessing requisite income, credit, reserves, and necessary documentation for qualification. This advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA programs to aid in selecting the most suitable option in for your specific financial needs.

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Loan limits and down payment specifics for 2025 in Paxton, Worcester County, MA

Loan type Loan limit Down payment percent
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Paxton, MA

The mission of Lendersa® is to swiftly assist you in acquiring an optimal USDA or FHA loan without complications. You have three options to begin, each leading to matching lenders and tailored USDA loan solutions.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

A USDA home loan, sometimes referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan available exclusively in rural areas. Unlike an FHA loan that necessitates a minimum of 3.5% as a down payment, the USDA mortgage loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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