USDA Vs. FHA Pro and Con comparison in Paxton, Worcester County, MA
In 2026, the USDA loan cap in Paxton, located in Worcester County, MA, is set at $336,500, whereas the FHA cap for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to juxtapose the current USDA and FHA prime rates, assessing requisite income, credit, reserves, and necessary documentation for qualification. This advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA programs to aid in selecting the most suitable option in for your specific financial needs.
Loan limits and down payment specifics for 2026 in Paxton, Worcester County, MA
Loan type
Loan limit
Down payment percent
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Paxton, MA
The mission of Lendersa® is to swiftly assist you in acquiring an optimal USDA or FHA loan without complications. You have three options to begin, each leading to matching lenders and tailored USDA loan solutions.
A USDA home loan, sometimes referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan available exclusively in rural areas. Unlike an FHA loan that necessitates a minimum of 3.5% as a down payment, the USDA mortgage loan requires no down payment at all.
The Equity Zone Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
9245 Laguna Springs Drive, Suite 200, Elk Grove, CA, 95758
We are a Property Management Company offering services to anyone looking for, Rental Homes, Management Services, Leasing, Vendor Management, Tenant Placement and Landlord Services as well as Full Circle Investment Real Estate and Property Management Services. Established in 2011.
Experienced Real Estate Broker & Mortgage Banker with a demonstrated history of Success, Operates as CEO of Beatific Associates Inc.( Real Estate Brokerage BRE#02056389 & Mortgage Banker NMLS#1724782 ) . Skilled in Negotiation, Private Money, Conventional Loans U.S. FHA Financing, U.S. VA Loans, USDA Loans of Investment Properties, 1031 Exchange.
9245 Laguna Springs Dr, Unit 200, Elk Grove, CA, 95758
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Founded in 1990, Big Valley Mortgage is one of the fastest growing full-service mortgage bankers serving our local communities with branch locations in Reno, throughout the Sacramento Valley, and into the Central Valley. At Big Valley Mortgage, we are passionately committed to serving our clients by delivering honesty
9281 Office Park Circle Suite 158, Elk Grove, CA, 95758
Mortgage Tree Capital is a specialty finance company that originates, purchases, sells, and services mortgage loans secured primarily by first mortgages on single-family residences. Headquartered in Elk Grove (Sacramento County), California, Mortgage Tree Capital and Mortgage Tree Reality is a wholly owned subsidiary of Mortgage Tree Capital Inc.
Heritage Financial was established in 1990 on the same ethics and standards that keep their doors open today. We are a locally owned and staffed mortgage brokerage with an amazing team of professionals that have the experience and knowledge to get the job done right.
We believe in education, not only for our clients but also our company.
I have been involved in real estate for over 35 years. My vast experience has provided me with extensive knowledge of the entire loan process. Today, as a licensed Mortgage Broker and Loan Officer, I am able to provide a wealth of information to my clients. As a true mortgage professional, I’m looking to build relationships so my clients
916 W. Ventura Blvd, Suite 102, Camarillo, CA, 93010
ACT Finance is a Camarillo-based motor vehicle sales finance company specializing in automobile loans. We cater to the needs of those who may not have access to conventional sources of financing and offer indirect financing through dealerships on new and used vehicles. ACT Finance has been offering its expertise to customers and its dealers for ove
333 N. Lantana Street, Suite 100, Camarillo, CA, 93010
DC Funding was founded on the idea and principle of building a better living with excellent support and service.We focus on incorporating and mastering the latest technologies & procedures keeping our associates above the crowd.Our team of professionals set a stronger standard of business, abide by a strict code of ethics and give superior service.
