USDA Vs. FHA Pro and Con comparison in Hubbardston, Worcester County, MA

As of 2025, the USDA loan limit for Hubbardston in Worcester County, MA, is $336,500, whereas the FHA limit for a single-family house stands at $472,030.

Employ the Lendersa® USDA loan calculator to analyze today's top USDA versus FHA interest rates and determine the qualifying income, credit scores, reserves, and documents required. Our advanced mortgage tool lets you view USDA, FHA, Conforming, and VA loan options side by side, aiding in choosing the best financial strategy in for your needs.

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2025 Loan Limits & Down Payments in Hubbardston, Worcester County, MA

Loan Type Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA & FHA Loans in Hubbardston, MA

Lendersa® is dedicated to securing you the finest USDA or FHA loan swiftly and with ease. Choose from three options to connect with lenders and identify USDA loan solutions that fit your situation.

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Understanding USDA Loans in MA

The USDA home loan is a government-backed mortgage, called a USDA rural development loan or mortgage, exclusive to rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Veterans United Home Loans Eagle River
  • 1400 Veterans United Drive, Columbia, MO, 65203
  • We’re all about helping Veterans and military families become homeowners. In two short decades, we’ve closed over 500, 000 VA Loans and became the #1 VA purchase lender in the nation. But to us, success isn’t measured in numbers. Our success is measured in living our values every day
  • Mid-Continent Funding, Inc.
  • 3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
  • Mid-Continent Funding offers mortgage products for home buyers. Working alongside several of today’s lenders gives us the capability to offer products that allow borrowers: Minimum down payments First time buyer benefits Program options for high debt-to-income ratios and low credit Refinancing opportunities To lower your monthly payments
  • VeteransLoans.com
  • 3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
  • We pride ourselves on giving the best customer service in the industry. Unlike some competitors, you will work with the same person from your first call to the closing of your VA-backed loan. Your loan officer will be available to you at any point in the loan process should any question or concern arise.
  • Veterans United Home Loans of Hampton Roads
  • 1400 Veterans United Drive, Columbia, MO, 65203
  • We are committed to exceeding clients' expectations and creating an amazing experience with the VA Mortgage process by providing an abundance of information and personalized service to Veterans, military members, and their families across the U.S. Veterans United consistently strives to amaze, measuring success by the positive impact on the lives.
  • JD Lending Group Inc.
  • 1412 W Colonial DR, Suite 100, Orlando, FL, 32804
  • JD Lending Group Inc. offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time home buyer, buying a second home, or interested in refinancing your mortgage, we're here to guide you through the process. We work with over 25 of the nation's top lenders
  • FidusFi
  • 1209 Edgewater Drive, Suite 200, Orlando, FL, 32804
  • FidusFi, you can get the best of both worlds. Private and Institutional financing for Real Estate Investors Across the U.S. Rates available from 5.00% on residential rentals, and from available from 8.00% for rehab projects. Fixed Rates are often available and terms are available up to 30 years. Foreign National and Non-Recourse Specialists.
  • Launch Credit Union
  • 300 S. Plumosa St, Merritt Island, FL, 32952
  • Launch Credit Union was officially chartered in April of 1963, & since then we’ve been providing quality financial products and exceptional service to our members for more than 50 years. We look forward to helping you go beyond to reach your financial goals. Stop by any of our conveniently located branches to open your savings & checking account,
  • Local 606 Electrical Workers Federal Credit Union
  • 820 Virginia Dr, Orlando, FL, 32803
  • Local 606 Electrical Workers Federal Credit Union is a not-for-profit cooperative financial institution, owned by our members. Each member has one vote in elections, which are held annually in order to select members to serve on the Board of Directors. These volunteers represent various member companies, which in turn offer credit union benefits.