USDA VS FHA in Princeton, Worcester County, MA

In 2026, the USDA loan limit for Princeton, residing in Worcester County, MA, is set at $336,500. The FHA limit for a single-family home, on the other hand, is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today’s top USDA versus FHA rates to determine the income, credit, reserves, and required documentation for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program in suited for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Princeton, Worcester County, MA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Princeton, MA

At Lendersa®, we aim to get you the best USDA or FHA loan quickly and hassle-free. Choose from three initial paths that help align you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

The USDA home loan, guaranteed by the government Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. It is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Comunidad Latina Federal Credit Union (CLFCU) is a not-for-profit financial institution serving the community of Santa Ana, California. To qualify for membership you may live, work, worship or attend school in the city of Santa Ana or through an immediate family member that is currently a member.
  • American Home Loans and Realty
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  • American Home Loans and Realty is committed to honoring the privacy and security of its website visitors. We collect information to process your transactions and to help us provide a better level of service. We do not sell your information to anyone. We strive to protect the security and confidentiality of the information we collect.
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