USDA and FHA Pro and Con in Barre, Worcester County, MA

As of 2025, the USDA loan limit in Barre, within Worcester county, MA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. Determine the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, helping you choose the program in Alabama that best suits your financial needs.

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2025 Loan Limits and Downpayment Requirements in Barre, Worcester, MA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Barre, MA

The objective of Lendersa® is to quickly secure the best USDA or FHA loan for you, free of hassle. Start with one of three options that route you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in MA

The USDA home loan is a government-guaranteed mortgage provided by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, applicable exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires none, making it particularly favorable for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Space Coast Financial Services Inc
  • 807 Cheney Highway, Titusville, FL, 32780
  • We were established in August 1989. We offer personal service and we keep you informed of the procgress of your application from state to closing. Space Coast Financial Services, Inc. is the most efficient and simplest way to manage buying a home. We can meet in person or complete the entire process through this website and using email.
  • LG&W Federal Credit Union
  • 1616 Whitten Road, Memphis, TN, 38134
  • L G & W Federal Credit Union is dedicated to serving and supporting the MLGW family with the financial products and services they want and need. Our friendly and knowledgeable staff has just one goal-to serve you! Unlike some larger financial institutions, we see you as a unique person, not just another account number.
  • Hometown Captial Group
  • 2860 Bartlett Rd, Suite 6, Bartlett, TN, 38134
  • Hometown Captial Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Friend Bank
  • 220 East Lawrence Harris Highway, Slocomb, AL, 36375
  • Just about any bank can offer you a mortgage, a business loan, or Online Banking. We offer those services and many more. But at Friend, we offer something you can't find at just any bank: the loyalty, caring, and reliability you expect from a true friend. We're locally owned and managed, and all of our important decisions.
  • US West Financial Corporation
  • 1864 Berkshire Ln N, Plymouth, MN, 55441
  • US West Financial Our goal is to make you happy with getting the best deal on your home loan. Our business success depends on your satisfaction. We believe that satisfied clients will bring more referrals to us The mortgage rates go up and down. Please let us have a chance to watch the rate for you. We will help you lower your house payment
  • LendMN
  • 5555 Quinwood Ln. N, Minneapolis, MN, 55442
  • Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with Lend MN for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days.
  • ExactLenders LLC
  • 56200 Trenton Ln, Plymouth, MN, 55442
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Northeast Missouri State Bank
  • 600 South Baltimore, Kirksville, MO, 63501
  • The Northeast Missouri State Bank was originally chartered as Schuyler County State Bank in 1933. The name was changed to Northeast Missouri State Bank in 1988, to better reflect our area of customer service, and the main bank moved to Kirksville, MO. In 2004, the bank expanded by purchasing the LaPlata State Bank.