USDA VS FHA in Lakeville, Plymouth County, MA

For 2026, the USDA loan limit in Lakeville, situated in Plymouth county, MA, is $675,000, whereas for an FHA loan, the limit for a single-family dwelling is $828,000.

By using Lendersa®'s USDA loan calculator, you can compare the current best rates for USDA versus FHA loans and understand the income, credit requirements, reserves, and necessary documentation to qualify. Our comprehensive mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA loan programs, aiding your decision-making in for your specific financial scenario.

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Details on 2026 loan limits and down payment requirements in Lakeville, Plymouth county, MA

Loan Type Loan Limit Down payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA loan opportunities in Lakeville, MA

The mission of Lendersa® is to secure either a USDA or FHA loan for you promptly and with ease. Choose from three inception points that lead to lender matches and your USDA loan program options.

Lendersa USDA loan request and matching results

Explaining the USDA Loan in MA

A USDA home loan, ensured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only accessible in rural localities. While FHA loans necessitate at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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