USDA VS FHA in Lakeville, Plymouth County, MA

For 2026, the USDA loan limit in Lakeville, situated in Plymouth county, MA, is $675,000, whereas for an FHA loan, the limit for a single-family dwelling is $828,000.

By using Lendersa®'s USDA loan calculator, you can compare the current best rates for USDA versus FHA loans and understand the income, credit requirements, reserves, and necessary documentation to qualify. Our comprehensive mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA loan programs, aiding your decision-making in for your specific financial scenario.

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Details on 2026 loan limits and down payment requirements in Lakeville, Plymouth county, MA

Loan Type Loan Limit Down payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA loan opportunities in Lakeville, MA

The mission of Lendersa® is to secure either a USDA or FHA loan for you promptly and with ease. Choose from three inception points that lead to lender matches and your USDA loan program options.

Lendersa USDA loan request and matching results

Explaining the USDA Loan in MA

A USDA home loan, ensured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only accessible in rural localities. While FHA loans necessitate at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Lakeville Lenders

  • Brick Road Mortgage LLC
  • 10 Elders Pond Drive, Lakeville, MA, 02347
  • Lends in Massachusetts
  • "Brick Road Mortgage is a Mortgage Broker specializing in residential purchase, refinancing and reverse loans.
    At Brick Road Mortgage we focus on YOU, the customer. Let's face it, the process of obtaining a loan can seem complex and strenuous. Our goal at Brick Road is to make the experience as simple and positive as possible! "

  • My City Personal Loan's
  • 53 Belleville Rd, New Bedford, MA, 02745
  • Lends in Massachusetts
  • We want to hear from you and are available to help you find a lender as quickly as possible. No matter what your credit score is or don’t have one, contact us today. We want to help you find a lender who can offer you a loan for bad credit that fits your needs. You don’t have to pay us anything – our services are completely free.

  • Merrimack Valley Credit Union
  • 75 Main Street, Bridgewater, MA, 02324
  • Lends in Massachusetts
  • Whether you need a checking account, auto loan, mortgage or other financial assistance, Merrimack Valley Credit Union is here with your best interest at heart! We’re all about the credit union mission of “people helping people” and offering you quality products and services at reasonable rates and costs.

  • Bluestone Bank
  • 14 Main Street, Bridgewater, MA, 02324
  • Lends in Massachusetts
  • As an independent community bank, we’ve had a hand in helping southeastern Massachusetts flourish since 1872. In 2020, amid one of the most challenging years in U.S. history, we seamlessly united Bridgewater Savings Bank and Mansfield Bank to form Bluestone Bank. Our new brand is grounded in the same strong values that shaped our alliance.

  • Acushnet Federal Credit Union
  • 112 Main Street, Acushnet, MA, 02743
  • Lends in Massachusetts
  • Acushnet Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the AFCU will continue a sound yet progressive asset management strategy and provide new and improved financial services.

  • Taunton Federal Credit Union
  • 14 Church Green, Taunton, MA, 02780
  • Lends in Massachusetts
  • At TFCU, we are committed to offering an extensive range of products and services designed specifically with you in mind! We want to make your banking experience as easy as possible by giving you convenient access to manage your accounts on the go, all while providing you with the latest and greatest banking technology.

  • Mechanics Cooperative Bank
  • 316 Broadway, Taunton, MA, 02780
  • Lends in Massachusetts
  • Mechanics Cooperative Bank is proud to be a local community bank, focused on supporting the banking needs of local families and local small businesses. We have products and services that can match any financial institution and offer a more in-depth understanding of the local business market.

  • PCT Federal Credit Union
  • 2203 Cranberry Highway, West Wareham, MA, 02576
  • Lends in Massachusetts
  • PCT Federal Credit Union was established in 1962 by a group of teachers. It began its operation out of the Treasurer’s home, later a storeroom in a school, then once again in home of the prevailing Treasurer and at present occupies a building at 2203 Cranberry Highway in West Wareham

  • Bank 5
  • 79 North Main Street, Fall River, MA, 02720
  • Lends in Massachusetts
  • BankFive, based in Fall River, Massachusetts, is the SouthCoast's premier independent community bank, and one of the top regional banks in the area. With 13 convenient banking locations in Swansea, Somerset, Fall River, Dartmouth, New Bedford, Fairhaven, and Bristol, RI, plus lending offices in Woburn, Wrentham, and Cranston, RI.