USDA VS FHA in Middleborough, Plymouth County, MA

In 2025, the USDA loan cap for a single-family dwelling in Middleborough, part of Plymouth, MA, is $675,000, while the FHA limit is $828,000.

Utilize the Lendersa® USDA loan calculator to juxtapose today's optimal USDA and FHA rates, helping you determine income, credit, reserves, and documents needed for qualification. Our state-of-the-art mortgage calculator also lets you compare USDA, FHA, Conforming, and VA programs side by side, guiding you to find the most suitable option for your financial needs in .

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Loan limits and down payment requirements for 2025 in Middleborough, Plymouth, MA

Loan Type Loan Limit Down payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Evaluating USDA and FHA loan opportunities in Middleborough, MA

At Lendersa®, our aim is to secure for you the best USDA or FHA loan speedily and with minimal stress. Choose from three tailored starting options designed to connect you with compatible lenders and suitable USDA loan offerings.

Lendersa USDA loan application and results

Understanding USDA Loans in MA

The USDA home loan is a government-backed loan by the Department of Agriculture, often called the USDA rural development loan or USDA mortgage, available exclusively in rural areas. Contrast this with FHA loans, which necessitate a minimum 3.5% down payment, while the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • McBride Mortgage Group LLC
  • 340 Burchington Drive, Debary, FL, 32713
  • At McBride Mortgage Group, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Pilot Grove Savings Bank
  • 1341 Pilot Grove Rd, Pilot Grove, IA, 52648
  • Pilot Grove Savings Bank was established on May 12, 1911. Twenty-three investors pooled a total of $10, 000 to start the Bank and set up business in a small building on the western side of the only street in Pilot Grove, Iowa. Since that day, the Bank has continued to grow and prosper, serving customers in the Bank’s Southeast Iowa area.
  • Palo Savings Bank
  • 2801 Hollenbeck Rd, Palo, IA, 52324
  • Palo Savings Bank, in Palo, IA, is the area's leading bank serving Cedar Rapids, Palo, Marion, Hiawatha, Shellsburg, Vinton & surrounding areas since 1908. We offer checking and savings accounts, IRAs, loans, bill pay, online banking, mobile banking, e-statements, remote deposits & much more. For more information, contact Palo Savings Bank in Palo.
  • Fairfax State Savings Bank
  • 409 Vanderbilt Street, Fairfax, IA, 52228
  • Fairfax State Savings Bank, we understand the little things that make this community so special: strong solid relationships, a sense of pride in local growth, welcoming hospitality and sincere friendliness. We are an independent, community bank that has provided trusted financial services for generations
  • Peoples Bank & Trust
  • 430 East Wood St., Troy, MO, 63379
  • The Great Depression, expansion and breakthroughs in technology; Peoples Bank & Trust has survived and experienced it all since we opened our doors as Peoples Bank of Hawk Point in 1924. There have been peaks and valleys along the way, but we have never stopped in our commitment to providing the best banking and lending products
  • BankIowa
  • PO Box 229, Independence, IL, 50644
  • At BankIowa, community banking is a commitment and a responsibility. We will deliver the highest quality banking experience for our customers while fulfilling their financial needs with a broad array of products and services. Employees, contributing to our customer's and the Bank's success, are our most important asset
  • Security Bank
  • 120 North Mill Avenue, Dyersburg, TN, 38024
  • Security Bank's heritage is one built on financial strength and integrity. Our corporation was chartered as a state bank on April 3, 1931. At that time, it was called Newbern State Bank and was located in downtown Newbern. In October 1968, the name was changed to Security State Bank to reflect its expansion into other Dyer County towns.
  • New Era Bank
  • 101 S Mine La Motte Street, Fredericktown, MO, 63645
  • New Era Bank offers Home Equity Lines of Credit at competitive rates. These loans are an excellent choice for homeowners wanting utilize the current equity in their house to pay for things like: college expenses for children, major home improvements, or those unexpected expenses that life throws at you.