USDA VS FHA in Middleborough, Plymouth County, MA

In 2026, the USDA loan cap for a single-family dwelling in Middleborough, part of Plymouth, MA, is $675,000, while the FHA limit is $828,000.

Utilize the Lendersa® USDA loan calculator to juxtapose today's optimal USDA and FHA rates, helping you determine income, credit, reserves, and documents needed for qualification. Our state-of-the-art mortgage calculator also lets you compare USDA, FHA, Conforming, and VA programs side by side, guiding you to find the most suitable option for your financial needs in .

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Loan limits and down payment requirements for 2026 in Middleborough, Plymouth, MA

Loan Type Loan Limit Down payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Evaluating USDA and FHA loan opportunities in Middleborough, MA

At Lendersa®, our aim is to secure for you the best USDA or FHA loan speedily and with minimal stress. Choose from three tailored starting options designed to connect you with compatible lenders and suitable USDA loan offerings.

Lendersa USDA loan application and results

Understanding USDA Loans in MA

The USDA home loan is a government-backed loan by the Department of Agriculture, often called the USDA rural development loan or USDA mortgage, available exclusively in rural areas. Contrast this with FHA loans, which necessitate a minimum 3.5% down payment, while the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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