USDA Vs. FHA your options comparison in Middleborough-Center, Plymouth County, MA

In 2026, the loan limit for a USDA loan in Middleborough-Center, within the county of Plymouth, MA, is $579,600, whereas the FHA loan limit for a single-family home is $724,500.

Use the Lendersa® USDA loan calculator to contrast today's top USDA against FHA rates and determine the necessary income, credit, reserves, and paperwork to qualify. Our refined mortgage calculator provides a comparative view of USDA, FHA, Conforming, and VA loans, helping you choose the best program for your financial needs in .

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Loan limits and required down payment for 2026 in Middleborough-Center, county of Plymouth, MA

Loan Type Loan Limit Down Payment
USDA $579,600 0%
FHA $724,500 3.5%
Conventional Conforming $724,500 3%

USDA and FHA loan pathways in Middleborough-Center, MA

At Lendersa®, our aim is to secure you the most suitable USDA or FHA loan swiftly and effortlessly. Start by choosing any of the three options that match you to lenders and USDA loan possibilities.

  1. Make a comprehensive request using USDA/FHA loan enhancements
  2. Discover USDA and FHA rates & terms beforehand
  3. Access the extensive USDA lenders database
Lendersa USDA loan request and matching outcomes

Overview of USDA Loan in MA

The USDA home loan is backed by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage. It's accessible only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, a USDA mortgage demands no down payment at all.

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  • Goldmark Federal Credit Union
  • 155 Pleasant Street, Attleboro, MA, 02703
  • Goldmark has served the financial needs of members since 1955. In that year, five local citizens saw a need for people to save and borrow money through an institution focused on people helping people. Their goal was to form a credit union, which is a not-for-profit cooperative owned and controlled by members, for members. The five original members

  • Attleboro Municipal Employees Federal Credit Union
  • 138 South Main Street, Attleboro, MA, 02703
  • In June 1963, a small group of city employees met in an upstairs room of the South Main Street Fire Station (now the Attleboro Council on aging) to discuss forming a municipal credit union. This credit union would provide a convenient means of saving, and also provide members with low interest loans.

  • Bristol County Savings Bank
  • 130 Pleasant St, Attleboro, MA, 02703
  • Bristol County Savings Bank, founded in 1846, is a full-service financial institution offering commercial lending, personal and business banking, and mortgage services. The Bank’s Financial Advisory Services division has successfully assisted businesses, individuals and non-profits with the management of their assets since 1989.

  • RAH Federal Credit Union
  • 45 Diauto Drive, Randolph, MA, 02368
  • The RAH Federal Credit Union's mission is to provide personal attention along with competitive pricing on all our products and services. We meet our members' financial needs by building personal relationships through communication and technology. This is our commitment to all current and future members.

  • Coastal Heritage Bank
  • 195 Washington Street, Weymouth, MA, 02188
  • It takes more than physical location to be part of a neighborhood; it takes a dedicated, unwavering determination to help better the community & the lives of its residents. Since we live & raise our families in the towns we serve, our interests & those of our customers overlap.We all benefit from having a thriving, safe & culturally rich community.

  • East Coast Financial Corp.
  • 1460 Fall River Avenue, Seekonk, MA, 02771
  • "Our company motto, ""One Family Helping Another"", signifies the importance of treating all clients as if they were family. We realize the process of financing real estate can be difficult at times which is why we make it our primary goal to deliver superior service in an effort to make your experience more pleasurable than you may have expected.

  • Stonegate Mortgage
  • 10A Bridge Street, Suite 200, South Dartmouth, MA, 02748
  • Stonegate possesses the experience required to navigate consumers through the difficult process of obtaining a great mortgage loan, and their expertise has helped it to grow even at a time when many other companies were suffering during the Great Recession of 2007. Stonegate Was founded in 2003 by Thomas Quann.

  • Hingham Institution for Savings
  • 49 Main Street, Hingham, MA, 02043
  • Incorporated in 1834, When it was first incorporated, the Bank did not have a permanent building and we accepted deposits at David Harding’s general store on North Street in Hingham. Although we have long since outgrown the general store, we have not outgrown our focus on community, family, and local businesses.

  • Heritage Mortgage Company Inc
  • 175 Derby Street, Suite 36, Hingham, MA, 02043
  • Established 1993 Heritage Mortgage Company, Inc. enjoys a reputation for superior service and financial expertise. Whether you are buying your first home, trading up or looking to refinance your existing mortgage, we are here to help you meet your specific mortgage financing goals.

  • Hard Money Loans CT by Cutter Hill Capital
  • 4 Cutter Hill Rd, Hingham, MA, 02043
  • Cutter Hill Capital is a private real estate lender focusing on loans for short-term real estate investment projects in the greater New England region and select national markets.Our company was founded in 2018 by principals who have been involved in over 1,000 real estate loan transactions.

  • Liberty Bay Credit Union
  • 300 Granite Street, Braintree, MA, 02184
  • Liberty Bay Credit Union is a cooperative, non-profit financial institution that offers a full range of financial services to our individuals and business members. And because we are member-owned, instead of paying dividends to outside stockholders, we return our profits to our members in the form of higher rates on deposits and lower rates on loan

  • Harbor Mortgage Solutions
  • 100 Grandview Road, Suite 105, Braintree, MA, 02184
  • Harbor Mortgage Solutions was founded on a few core values: integrity, expertise, and outstanding service. We believe that homeowners—especially seniors and their families—should feel comfortable and confident about their home financing/equity decisions, including the partners they choose.
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