USDA Vs. FHA your options comparison in Middleborough-Center, Plymouth County, MA

In 2026, the loan limit for a USDA loan in Middleborough-Center, within the county of Plymouth, MA, is $579,600, whereas the FHA loan limit for a single-family home is $724,500.

Use the Lendersa® USDA loan calculator to contrast today's top USDA against FHA rates and determine the necessary income, credit, reserves, and paperwork to qualify. Our refined mortgage calculator provides a comparative view of USDA, FHA, Conforming, and VA loans, helping you choose the best program for your financial needs in .

Examine loan offers from 100 different lenders

Loan limits and required down payment for 2026 in Middleborough-Center, county of Plymouth, MA

Loan Type Loan Limit Down Payment
USDA $579,600 0%
FHA $724,500 3.5%
Conventional Conforming $724,500 3%

USDA and FHA loan pathways in Middleborough-Center, MA

At Lendersa®, our aim is to secure you the most suitable USDA or FHA loan swiftly and effortlessly. Start by choosing any of the three options that match you to lenders and USDA loan possibilities.

Lendersa USDA loan request and matching outcomes

Overview of USDA Loan in MA

The USDA home loan is backed by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage. It's accessible only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, a USDA mortgage demands no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Middleborough-Center Lenders

  • Brick Road Mortgage LLC
  • 10 Elders Pond Drive, Lakeville, MA, 02347
  • Lends in Massachusetts
  • "Brick Road Mortgage is a Mortgage Broker specializing in residential purchase, refinancing and reverse loans.
    At Brick Road Mortgage we focus on YOU, the customer. Let's face it, the process of obtaining a loan can seem complex and strenuous. Our goal at Brick Road is to make the experience as simple and positive as possible! "

  • Merrimack Valley Credit Union
  • 75 Main Street, Bridgewater, MA, 02324
  • Lends in Massachusetts
  • Whether you need a checking account, auto loan, mortgage or other financial assistance, Merrimack Valley Credit Union is here with your best interest at heart! We’re all about the credit union mission of “people helping people” and offering you quality products and services at reasonable rates and costs.

  • Bluestone Bank
  • 14 Main Street, Bridgewater, MA, 02324
  • Lends in Massachusetts
  • As an independent community bank, we’ve had a hand in helping southeastern Massachusetts flourish since 1872. In 2020, amid one of the most challenging years in U.S. history, we seamlessly united Bridgewater Savings Bank and Mansfield Bank to form Bluestone Bank. Our new brand is grounded in the same strong values that shaped our alliance.

  • PCT Federal Credit Union
  • 2203 Cranberry Highway, West Wareham, MA, 02576
  • Lends in Massachusetts
  • PCT Federal Credit Union was established in 1962 by a group of teachers. It began its operation out of the Treasurer’s home, later a storeroom in a school, then once again in home of the prevailing Treasurer and at present occupies a building at 2203 Cranberry Highway in West Wareham

  • Wheel House Mortgage Services Corporation d/b/a Wheel House Mortgage Services
  • 36 North Bedford Street, Suite C17A, East Bridgewater, MA, 02333
  • Lends in Massachusetts
  • Wheel House Mortgage Services, a professional mortgage company specializing in variety loans in whole state of Massachusetts. At Wheel House Mortgage Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.

  • Acushnet Federal Credit Union
  • 112 Main Street, Acushnet, MA, 02743
  • Lends in Massachusetts
  • Acushnet Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the AFCU will continue a sound yet progressive asset management strategy and provide new and improved financial services.

  • My City Personal Loan's
  • 53 Belleville Rd, New Bedford, MA, 02745
  • Lends in Massachusetts
  • We want to hear from you and are available to help you find a lender as quickly as possible. No matter what your credit score is or don’t have one, contact us today. We want to help you find a lender who can offer you a loan for bad credit that fits your needs. You don’t have to pay us anything – our services are completely free.

  • Derby Street Mortgage Inc
  • 10 Ouimet Lane, Plymouth, MA, 02360
  • Lends in Massachusetts
  • Derby Street Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Taunton Federal Credit Union
  • 14 Church Green, Taunton, MA, 02780
  • Lends in Massachusetts
  • At TFCU, we are committed to offering an extensive range of products and services designed specifically with you in mind! We want to make your banking experience as easy as possible by giving you convenient access to manage your accounts on the go, all while providing you with the latest and greatest banking technology.