USDA VS FHA in Berkley, Bristol County, MA

In 2025, the USDA loan limit for Berkley, located in Bristol, MA, is $473,800, whereas the FHA limit for a single-family home is set at $661,250.

Leverage the Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates, and to identify the income, credit, reserves, and documents necessary for qualification. With our state-of-the-art mortgage calculator, you can see USDA, FHA, Conforming, and VA options alongside each other, particularly helping in Alabama to pinpoint the program perfect for your financial situation.

Review loan propositions from 100 lenders

2025 Loan Caps and Down Payment Criteria in Berkley, Bristol, MA

Loan Type Loan Limit Down Payment
USDA $473,800 0%
FHA $661,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Berkley, MA

Lendersa® is dedicated to helping you acquire the finest USDA or FHA loans swiftly with minimal fuss. Start by choosing one of three initial paths to connect with compatible lenders and USDA loan programs.

Lendersa Matching Results for USDA Loan Requests

Explaining USDA Loans in MA

A USDA home loan is endorsed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and it's exclusively available in rural areas. Unlike FHA loans that need at least a 3.5% down payment, a USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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