USDA VS FHA in Berkley, Bristol County, MA

In 2025, the USDA loan limit for Berkley, located in Bristol, MA, is $473,800, whereas the FHA limit for a single-family home is set at $661,250.

Leverage the Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates, and to identify the income, credit, reserves, and documents necessary for qualification. With our state-of-the-art mortgage calculator, you can see USDA, FHA, Conforming, and VA options alongside each other, particularly helping in Alabama to pinpoint the program perfect for your financial situation.

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2025 Loan Caps and Down Payment Criteria in Berkley, Bristol, MA

Loan Type Loan Limit Down Payment
USDA $473,800 0%
FHA $661,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Berkley, MA

Lendersa® is dedicated to helping you acquire the finest USDA or FHA loans swiftly with minimal fuss. Start by choosing one of three initial paths to connect with compatible lenders and USDA loan programs.

Lendersa Matching Results for USDA Loan Requests

Explaining USDA Loans in MA

A USDA home loan is endorsed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and it's exclusively available in rural areas. Unlike FHA loans that need at least a 3.5% down payment, a USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bank Iowa
  • 1150 Jordan Creek Pkwy, West Des Moines, IA, 50266
  • With over 25 locations in 22 communities across the state, Bank Iowa offers the services of a large financial institution, but operates as a community bank in which decisions are made locally. The Bank Iowa locations are affiliates of Bank Iowa Corporation, a privately owned bank holding company headquartered in West Des Moines, Iowa.
  • American Equity Investment Life Insurance Company®
  • 6000 Westown Parkway, West Des Moines, IA, 50266
  • An American-owned and operated company headquartered in the heart of the Midwest, American Equity Investment Life Insurance Company® is a leader in the fixed indexed annuities marketplace. American Equity’s growth and success is attributed to our dedication to excellent customer service and emphasis on building customer relationships.
  • Financial Plus Credit Union
  • 1831 25th Street, West Des Moines, IA, 50266
  • Financial Plus Credit Union is a full service financial institution which is cooperative in structure and serves the community of Des Moines, Iowa.We are in the business of improving the financial lives of our member/owners. Each account holder is an owner and is rewarded with personal service, the best rates and life stage products.
  • Homeservices Lending
  • 2700 Westown Pkwy, West Des Moines, IA, 50266
  • At HomeServices Lending, you can choose from wide range of home financing options including conventional conforming, fixed rate and adjustable rate, FHA and VA loans, jumbo financing, investment property financing, refinancing and renovation loans. Our mission is to provide credit-worthy customers
  • Summit Mortgage Corporation
  • 1501 42nd St, Suite 465, West Des Moines, IA, 50266
  • Summit Mortgage is changing the way homebuyers view and experience the mortgage lending process. In today’s technology-driven world, it’s easy to end up as another piece of data in an automated system. But we think homebuyers deserve better. That’s why we’ll provide you with personalized service, complete transparency
  • ECU Credit Union
  • 8250 Bryan Dairy Road, Suite 150, Largo, FL, 33777
  • ECU Credit Union is a not-for-profit financial cooperative. That means our members own us. No stockholders to worry about just our members/owners. Convenient services with competitive dividends and interest rates are our prime responsibilities. As a member of ECU Credit Union, your entire family is eligible to join.
  • All In One Lending Inc
  • 6933 Greenbrier Dr, Seminole, FL, 33777
  • All In One Lending, we believe in speed, service, and transparency. Whether you are a first-time homebuyer or an experienced real estate investor, we want to provide you the education and loan options to help you meet your specific goals. We have a passion for putting our clients’ interests first,
  • Ocean Blue Mortgages Inc
  • 14562 Vista Lane, Largo, FL, 33774
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Merchant One Financial
  • 12800 Indian Rocks Rd #5C, Largo, FL, 33774
  • mer1loans.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and We cater to new home purchases and refinance loans. Take advantage of the low rates in the market today while it lasts. FHA/VA loans, USDA loans, commercial, and conventional.