In 2026, the USDA loan limit for Berkley, located in Bristol, MA, is $473,800, whereas the FHA limit for a single-family home is set at $661,250.
Leverage the Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates, and to identify the income, credit, reserves, and documents necessary for qualification. With our state-of-the-art mortgage calculator, you can see USDA, FHA, Conforming, and VA options alongside each other, particularly helping in Alabama to pinpoint the program perfect for your financial situation.
2026 Loan Caps and Down Payment Criteria in Berkley, Bristol, MA
Loan Type
Loan Limit
Down Payment
USDA
$473,800
0%
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Berkley, MA
Lendersa® is dedicated to helping you acquire the finest USDA or FHA loans swiftly with minimal fuss. Start by choosing one of three initial paths to connect with compatible lenders and USDA loan programs.
A USDA home loan is endorsed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and it's exclusively available in rural areas. Unlike FHA loans that need at least a 3.5% down payment, a USDA mortgage requires no down payment.
"Brick Road Mortgage is a Mortgage Broker specializing in residential purchase, refinancing and reverse loans. At Brick Road Mortgage we focus on YOU, the customer. Let's face it, the process of obtaining a loan can seem complex and strenuous. Our goal at Brick Road is to make the experience as simple and positive as possible! "
Our goal is to provide our members with the financial services they need along with the latest technology and the personal attention they deserve.
SFCU serves people who live or work in Bristol County, Massachusetts, or if a member of your immediate family lives or works in Bristol County, Massachusetts.
At TFCU, we are committed to offering an extensive range of products and services designed specifically with you in mind! We want to make your banking experience as easy as possible by giving you convenient access to manage your accounts on the go, all while providing you with the latest and greatest banking technology.
Mechanics Cooperative Bank is proud to be a local community bank, focused on supporting the banking needs of local families and local small businesses. We have products and services that can match any financial institution and offer a more in-depth understanding of the local business market.
BankFive, based in Fall River, Massachusetts, is the SouthCoast's premier independent community bank, and one of the top regional banks in the area. With 13 convenient banking locations in Swansea, Somerset, Fall River, Dartmouth, New Bedford, Fairhaven, and Bristol, RI, plus lending offices in Woburn, Wrentham, and Cranston, RI.
BayCoast Bank has 24 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs are located at select branches.
1723 Grand Army of the Republic Highway, Swansea, MA, 02777
Lends in Massachusetts
St. Dominic’s Federal Credit Union is “Your Community Credit Union”. The staff of St. Dominic's Federal Credit Union will provide the best services possible to the members we serve. We are a non-profit organization that has been in operation for over forty years, dedicated to the communities we serve.
BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout the East Coast including FNMA, FHLC, VA, FHA, Jumbo, MA Housing, RI Housing and BayCoast Portfolio .
We want to hear from you and are available to help you find a lender as quickly as possible. No matter what your credit score is or don’t have one, contact us today. We want to help you find a lender who can offer you a loan for bad credit that fits your needs. You don’t have to pay us anything – our services are completely free.
