USDA Vs. FHA your options comparison in Lawrence, Essex County, MA
During 2025, the USDA loan cap in Lawrence, within Essex county, MA, is $675,000, whereas the FHA cap for a single-family home is $828,000.
Leverage the Lendersa® USDA loan calculator to explore current USDA versus FHA rates, and identify necessary income, credit score, reserves, and documents for eligibility. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the ideal program in for your unique financial circumstances.
Loan Limits and Down Payment Requirements for 2025 in Lawrence, Essex County, MA
Loan Type
Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Options in Lawrence, MA
Lendersa® strives to secure the best USDA or FHA loan for you quickly and effortlessly. Opt for one of three available starting points that align with suitable lenders and USDA loan schemes.
The USDA home loan, endorsed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is meant solely for rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA loans do not require any down payment.
Bank of New Albany, BNA Bank is a state-chartered bank that has grown from a single location in downtown New Albany to 8 total locations. BNA Bank is one of the few ‘A’ rated banks by Weiss Bank Rating Services and was inducted into the Seifried and Brew Top 15th percentile of community banks.
13690 Highway 51 South, Suite 107, Atoka, TN, 38004
The West Tennessee Credit Union is a Not-for-Profit Mutual Benefit Financial Cooperative serving its members who share a common bond with high quality, friendly, fair, and courteous services while maintaining long-term financial stability and safeguarding the members' assets. We've proudly been serving members' needs since 1967!
Our mission is to actively protect your finances by ensuring the safety & soundness of our Credit Union.We are committed to providing consistent quality member service; to relentlessly strive to meet the needs of our members through building & maintaining a strong team.Membership in OCCU is limited to those who are employees of the City of Ocala,FL
Abbey Mortgage of Ocala, Inc is a locally owned and operated full service mortgage company As a full service mortgage company, we do all types of loans. We have lots of new loans, zero money down purchases and government loans We also do VA, FHA, USDA Rural housing and reverse mortgages
Gum Tree Mortgage assists clients from all credit grades and secures mortgage loans in the states of Mississippi and Montana. We pride ourself on having unique products to fit the various needs of our clients. Contact Gum Tree Mortgage at 877-356-6528 to find out more about the products and services we can provide
Coast2Coast Lending is a leader in residential home mortgages. We are proud to offer all government loan programs (FHA,VA,USDA) along with many conventional and jumbo financing programs. We serve borrowers for both purchase and refinance. Lending is a leader in residential home mortgages.
Landmark Mortgage Planners is setting new standards in mortgage lending. Any mortgage "professional" can take your information, submit it to an underwriter, and then cross their fingers and hope for the best. Unlike ordinary mortgage lenders, our mortgage consultants are actually certified mortgage planners.
7825 Washington Ave S, Suite 120, Minneapolis, MN, 55439
MidCountry Bank is proactively taking action to minimize the spread of germs. Our efforts will ensure we can continue serving our customers. Branch lobbies are temporarily closed to the public until it is prudent to reopen, but our drive-thrus are open! Please use our online and mobile service.
7801 E Bush Lake Road, Suite 350, Edina, MN, 55439
Venture Commercial Mortgage is a full-service, commercial mortgage banking firm providing loan origination, loan servicing, and equity procurement for commercial real estate properties. In 1990, our founder Mick Thorsland took his extensive experience in commercial real estate financing and opened Venture Commercial Mortgage.
