USDA Vs. FHA Pro and Con comparison in Boxford, Essex County, MA
In 2025, the USDA loan limit for Boxford, Essex, located in MA, is set at $675,000, while the FHA limit for single-family homes is $828,000.
Utilize Lendersa® USDA loan calculator to evaluate today's best rates for USDA and FHA. This tool helps establish the necessary income, credit score, reserves, and required documentation for eligibility. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Boxford, Essex, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Options in Boxford, MA
Lendersa® aims to quickly provide you with the best USDA or FHA loan without complication. Choose from three starting points to connect with matching lenders and USDA loan options.
The USDA home loan, guaranteed by the Department of Agriculture, also called the USDA rural development loan or mortgage, is intended solely for rural areas. In contrast to FHA loans, which necessitate a down payment of at least 3.5%, USDA loans require no down payment at all.
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The People's Federal Credit Union was federally chartered on January 12, 1953 and currently has more than 18, 000 members. With five branches located in Amarillo, Childress and Canyon.
The mission of The People's Federal Credit Union is to be the Members' primary financial institution.
Amarillo Postal Employees Credit Union is a full service, non-profit cooperative financial institution that began in 1931. It was formed for the purpose of encouraging savings, by offering a good rate of return, using collective moneys to make loans at competitive, low rates and provide other useful financial services.
Access Community Credit Union has been open since 1953. The credit union has assets totaling $156.27 Million and provides banking services to more than 12, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
FirstBank Southwest is a community bank with nine banking center locations in Amarillo, Booker, Hereford, Pampa, and Perryton, Texas. In addition to our convenient branches, we also offer convenient digital banking for both consumer and commercial needs.
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Our goal is simple. Deliver the best possible Banking experience so our customers & clients can better manage their finances. We provide a full range of quality financial products that include commercial, consumer, investment & trust services in TX, Ok & CO. Our board of directors, local leadership are committed to exceeding customer expectations.
Open Mortgage is not affiliated with any governmental agency. The material shown on this site is for informational purposes only and is not an offer to lend or extend credit. All applications are subject to underwriting approval and guidelines. Not all applicants will qualify for loan products described.
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