USDA Vs. FHA Pro and Con comparison in Boxford, Essex County, MA
In 2025, the USDA loan limit for Boxford, Essex, located in MA, is set at $675,000, while the FHA limit for single-family homes is $828,000.
Utilize Lendersa® USDA loan calculator to evaluate today's best rates for USDA and FHA. This tool helps establish the necessary income, credit score, reserves, and required documentation for eligibility. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Boxford, Essex, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Options in Boxford, MA
Lendersa® aims to quickly provide you with the best USDA or FHA loan without complication. Choose from three starting points to connect with matching lenders and USDA loan options.
The USDA home loan, guaranteed by the Department of Agriculture, also called the USDA rural development loan or mortgage, is intended solely for rural areas. In contrast to FHA loans, which necessitate a down payment of at least 3.5%, USDA loans require no down payment at all.
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