USDA Vs. FHA your options comparison in North-Andover, Essex County, MA

For the year 2025, the USDA loan limit in North-Andover, Essex, MA is set at $579,600 while the FHA limit for a single-family residence is $724,500.

Try Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. Evaluate the income, credit, reserves, and documentation that you'll need to qualify. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in North-Andover, Essex, MA

Loan Type Loan Limit Down Payment
USDA $579,600 0%
FHA $724,500 3.5%
Conventional Conforming $724,500 3%

USDA and FHA Loan Options in North-Andover, MA

Lendersa® aims to secure the best USDA or FHA loan for you, swiftly and easily. Start by choosing one of three options that will connect you with lenders and their USDA loan offerings.

Lendersa USDA loan request and matching results

What is a USDA Loan in MA?

A USDA home loan is a mortgage supported by the U.S. Department of Agriculture, often called a USDA rural development loan, designed for rural areas only. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans do not require a down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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