For the year 2025, the USDA loan limit in North-Andover, Essex, MA is set at $579,600 while the FHA limit for a single-family residence is $724,500.
Try Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. Evaluate the income, credit, reserves, and documentation that you'll need to qualify. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program for your financial needs in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $579,600 | 0% | |
| FHA | $724,500 | 3.5% | |
| Conventional Conforming | $724,500 | 3% |
Lendersa® aims to secure the best USDA or FHA loan for you, swiftly and easily. Start by choosing one of three options that will connect you with lenders and their USDA loan offerings.
A USDA home loan is a mortgage supported by the U.S. Department of Agriculture, often called a USDA rural development loan, designed for rural areas only. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans do not require a down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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