USDA Vs. FHA your options comparison in North-Andover, Essex County, MA

In 2025, USDA loan limit in North-Andover, county of Essex, MA is $579,600 while FHA limit is $724,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in North-Andover, county of Essex, MA

Loan Type Loan Limit Down payment
USDA $579,600 0%
FHA $724,500 3.5%
Conventional Conforming $724,500 3%

USDA and FHA loan options in North-Andover, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Investment Resources Inc
  • 1454 North West 6th Street, Grants Pass, OR, 97526
  • Owner/Broker Bruno Skopinich employed as loan consultant with Investment Resources Inc. We are located in Southern Oregon. Investment Resources Inc. is multi-dimensional company offering investment, insurance, tax service and mortgage loans. Bruno have been active in the mortgage industry for over 25 years with a stellar reputation.
  • ELITE FINANCIAL LENDING
  • 673 VASCONCELLOS AVE, MANTECA, CA, 95336
  • At Elite Financial, our collective goal advanced us to high standard in the mortgage industry by word-of-mouth referrals and mission What others can’t do Elite Financial can. For over 30 years, we've been a growing team from dynamic people with talent of 100% loan approval to trust, information security and privacy.
  • Elite Financial
  • 165 N Maple Ave, Suite 60, Manteca, CA, 95336
  • At Elite Financial Lending our clients’ goals are our first priority without compromise, we provide unparalleled service with expertise that will exceed your expectations whether you are needing to purchase a home or re-finance and we strive to ensure that each and every client is completely satisfied. This is our commitment to you.
  • Joe Villegas Group
  • 160 N Grant Ave, Manteca, CA, 95336
  • Since 1995, we have remained true to putting others first. Now with Loan Officers from coast-to-coast, we know it's the right way to do business and (in our humble opinion) the only way. We're dedicated to finding great rates & loan options for our customers while offering some of the fastest turn times in the industry.
  • NorCal Realty and Loan
  • 728 Main Street, Red Bluff, CA, 96080
  • ​​When it comes to real estate, you need relevant information to make the best decision for yourself and for your family. Northern California Realty and Loan Brokerage is a full service Real Estate and Loan Brokerage. Our objective is to help you achieve your goal, whether buying or selling.
  • Investment Mortgage
  • 1759 Cherokee Road, Stockton, CA, 95205
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Heritage Financial of Ventura
  • 403 West Ojai Ave, Ojai, CA, 93023
  • Heritage Financial was established in 1990 on the same ethics and standards that keep their doors open today. We are a locally owned and staffed mortgage brokerage with an amazing team of professionals that have the experience and knowledge to get the job done right. We believe in education, not only for our clients but also our company.
  • Real Estate Lenders
  • 705 Alomar Street, Ojai, CA, 93023
  • I have been involved in real estate for over 35 years. My vast experience has provided me with extensive knowledge of the entire loan process. Today, as a licensed Mortgage Broker and Loan Officer, I am able to provide a wealth of information to my clients. As a true mortgage professional, I’m looking to build relationships so my clients
  • ACT 4 Cash Finance
  • 916 W. Ventura Blvd, Suite 102, Camarillo, CA, 93010
  • ACT Finance is a Camarillo-based motor vehicle sales finance company specializing in automobile loans. We cater to the needs of those who may not have access to conventional sources of financing and offer indirect financing through dealerships on new and used vehicles. ACT Finance has been offering its expertise to customers and its dealers for ove
  • Direct Capital Funding
  • 333 N. Lantana Street, Suite 100, Camarillo, CA, 93010
  • DC Funding was founded on the idea and principle of building a better living with excellent support and service.We focus on incorporating and mastering the latest technologies & procedures keeping our associates above the crowd.Our team of professionals set a stronger standard of business, abide by a strict code of ethics and give superior service.
  • Premier Community Credit Union
  • PO Box 8929, Stockton, CA, 95208
  • Premier Community Credit Union is a not-for-profit credit union serving our members with branches in Stockton, Lodi, and Manteca. Unlike a bank, a not-for-profit credit union is owned by its members and provides lower fees, better rates, and quality, personal service to its member/owners. Members enjoy unlimited online.