USDA Vs. FHA your options comparison in North-Andover, Essex County, MA
For the year 2026, the USDA loan limit in North-Andover, Essex, MA is set at $579,600 while the FHA limit for a single-family residence is $724,500.
Try Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. Evaluate the income, credit, reserves, and documentation that you'll need to qualify. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in North-Andover, Essex, MA
Loan Type
Loan Limit
Down Payment
USDA
$579,600
0%
FHA
$724,500
3.5%
Conventional Conforming
$724,500
3%
USDA and FHA Loan Options in North-Andover, MA
Lendersa® aims to secure the best USDA or FHA loan for you, swiftly and easily. Start by choosing one of three options that will connect you with lenders and their USDA loan offerings.
A USDA home loan is a mortgage supported by the U.S. Department of Agriculture, often called a USDA rural development loan, designed for rural areas only. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans do not require a down payment at all.
The Andovers Federal Credit Union is a non-profit financial institution owned and operated by its members. It is the purpose of the Credit Union to provide financial services and education to its members and develop relationships that make a difference in our members’ lives, while maintaining a stable and secure future for its membership.
At Sandton Partners LLC, we are dedicated to helping you. We have helped Real Estate Investors in New England and across the United States with the short term financing solutions necessary for their real estate business to succeed. We lend against non-owner Occupied properties, and specialize in rehab loans
Patriot Mortgage Company is a family owned company that was established in 1992 to service the states of Massachusetts and New Hampshire. We believe potential home buyers and homeowners were in search of a broker who was willing to provide mortgage products and services suited for their specific individual needs.
At Methuen Federal Credit Union, we strive to deliver the best service possible to our most important asset – our members.Methuen Federal Credit Union is a member of the Credit Union Collaborative Network of the Merrimack Valley which is a community of Credit Unions sharing knowledge and working together to better serve its members.
Commercial Capital Investor Group is a multi-faceted firm providing numerous sources of liquidity and capital investment to both the commercial and residential investment real estate markets. Our innovative simple documentation, no income verification loan programs set us apart from the competition and enables us to close loans that banks.
Haverhill Bank is a full service community bank with a wide range of financial products and services. Loan products include both residential and commercial mortgages and lines of credit, as well as personal and business loans. The bank’s personal and business deposit products include a variety of savings and checking accounts.
The Haverhill Fire Department Credit Union was chartered on August 5, 1933 for Haverhill firefighters and their families. The first office was located at the Essex Street fire station. After 1 year of business, in August of 1934, the credit union had 91 members and $3, 515.08 in assets. By 1950 the credit union had assets of nearly $41, 000.
The Haverhill Teachers Credit Union was formed in 1937 as a member owned, state chartered, non-profit organization. It was opened in the basement of Haverhill High School (currently City Hall). Following the established pattern as a savings and loan service, members took advantage of the newly developed programs
Pentucket Bank was established in 1891 as a mutual bank, which essentially means we are owned by our customers and our primary focus has always been on meeting their needs. As a local community bank our focus is in three key areas: building long term relationships with our customers, by providing a level of service.
