USDA and FHA Pro and Con in Methuen-Town, Essex County, MA
In 2025, the USDA sets the loan limit in Methuen-Town, located within Essex county, MA, at $579,600, while the FHA limit for a single-family home is $724,500.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine the income, credit, reserves, and necessary documents needed to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, aiding your choice of the optimal program in that suits your financial circumstances.
2025 Loan Limits and Downpayment Requirements in Methuen-Town, Essex, MA
Loan Type
Loan Limit
Down payment
USDA
$579,600
0%
FHA
$724,500
3.5%
Conventional Conforming
$724,500
3%
USDA and FHA Loan Options in Methuen-Town, MA
The objective of Lendersa® is to efficiently secure the most suitable USDA or FHA loan for you without hassle. Choose from one of three pathways to connect with lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is solely available in rural neighborhoods. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA mortgages do not require any down payment.
601 Jefferson Street, Suite KT-02, Houston, TX, 77002
In 1953, KBR Heritage Federal Credit Union was established as a member-owned, not-for-profit financial institution. Throughout the years, KBR Heritage Federal Credit Union has remained strong and continued to grow along with our members. Serving our membership is a top priority for us.
Established in 1951, Harris County Federal Credit Union serves over 15, 000 members throughout Harris County. All employees of Harris County, their immediate families and anyone who lives, works, attends school or worships in zip codes 77002, 77003, 77004, 77006, 77011, 77020, 77023 and 77026 is eligible for membership.
Direct Commercial Funding Inc. works around the clock 24/7 to provide fast commercial financing for an array of commercial loan request. Some of our products include commercial mixed use development loans, hospitality financing, apartment loans, commercial land acquisition & construction and more
Allura Financial is a private money lending company that provides a number of different property financing options to people looking to find a home to rent out for them and their family to live in, for multiple families or large families looking for a house to live in, and for people looking for fix and flip financing to buy a property
Wealthstar Mortgage will provide you with all the information you need in the home buying process, accessible at your fingertips. Come take advantage of all time low mortgage and refinance rates from top lenders. Wealthstar Mortgage can assist you to achieve your ultimate goal – owning your own home.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2007 Commerce Street, Suite 200, Houston, CA, 77002
Urban Mutual is a boutique Private Equity and Corporate Advisory Investment Firm representing family office and institutional money. Urban Mutual's mandate is to provide innovative and secure, turn-key 100% LTV/LTC funding solutions to the real estate development and construction industry.
720 W 26th St, Houston, TX 77008, Houston, TX, 77008
Discover Quick Lending: Texas-based private hard money lender, transforming investment opportunities with unbeatable terms. Our game-changing loans start with just 5% down, covering up to 75% of the ARV. Enjoy speedy funding within 7 days, no credit checks, and zero extension fees. Ideal for flips, rentals, and new constructions, our investor-frien
