The USDA loan limits in Lunenburg, located in the county of Worcester, MA, for 2026 is $336,500. In contrast, the FHA loan limit for a single-family residence stands at $472,030.
To compare the most favorable rates today for USDA vs. FHA loans, take advantage of the Lendersa® USDA loan calculator. You can ascertain the income, credit, reserves, and required documentation to qualify. The sophisticated mortgage calculator also lets you view USDA, FHA, Conforming, and VA programs side by side, helping you select the best option in
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| Loan Type | Loan Limit | Down payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to swiftly finding you the best available USDA or FHA loan with minimal hassle. Choose from three starting points to receive lender matches and USDA loan program options.
The USDA home loan, overseen by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. While FHA loans require a minimum 3.5% down payment, USDA loans do not necessitate any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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