USDA Vs. FHA Pro and Con comparison in Ayer, Middlesex County, MA
For 2025, the USDA loan limit within Ayer, in Middlesex, MA, is $675,000. In contrast, the FHA limit for a single-family home is $828,000.
With Lendersa® USDA loan calculator, you can compare today's best rates for both USDA and FHA loans, helping you determine the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loan options side by side to assist you in choosing the optimal program tailored to your financial situation in .
2025 Loan Limits and Down Payment Requirements in Ayer, Middlesex, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Options in Ayer, MA
Lendersa® aims to provide the most suitable USDA or FHA loan quickly and efficiently without hassle. Choose from three starting points designed to connect you with matching lenders and USDA loan offerings.
A USDA home loan is backed by the Department of Agriculture, also known as the USDA rural development loan or mortgage, and is available only in rural neighborhoods. In contrast to FHA loans, which require at least 3.5% down payment, USDA loans require none.
Cedric Stubbs committed to easing your concerns and addressing all of your mortgage needs. I provide personalized guidance and direction regarding a variety of financing options, empowering you with the knowledge and resources you need. Get in touch today to start making smarter choices regarding mortgages.
100 Veterans Memorial Parkway, Wright City, MO, 63390
FMB Bank is your Community Bank. We are not a huge multi-bank holding company. We are your friends and neighbors and we pride ourselves in providing you with the level of personal service you may find lacking in many of the super-regional banks. Our employees regularly support local organizations with their time and talent.
Bank of Crockett has a long history of service to the people of Crockett County. Established in 1887 and opening for business in the Spring of 1888, we are the oldest bank in the county. The main office has always been located on Main Street in Bells. Before the middle 1900's, we had added a branch in Crockett Mills, Tennessee.
Cedar Valley Bank & Trust is proud to be a locally owned full-service community bank. Our highest priority is serving and supporting the communities we serve. We look for individuals with a passion for community banking who will put the needs of our customers above everything else.
Kahoka State Bank received its charter in 1968 and opened the facility at 201 W Commercial Street in Kahoka MO in which the main branch is still located. The current location was at one time the home of the Montgomery Opera House.Kahoka State Bank thrives on providing the upmost friendly, courteous service to our customers & for the entire county.
Exchange Bank of Northeast Missouri, we want to help make the communities we serve better by providing strong financial services. We call these communities home, so we know and understand the challenges you face every day. That’s why we strive to provide the products and services to help you overcome those challenges.
Peoples Bank of Wyaconda has been serving the loyal customers of this community. We continue to be locally owned and operated so you truly remain our family, neighbor and friend. When we say we appreciate your business and We are proud to serve Northeast Missouri from Wyaconda, Kahoka and Canton
Keystone Savings Bank is dedicated to delivering financial products that provide quality with value pricing. Our goal is to establish successful partnerships with our customers, our staff and our shareholders, that respect the interests and goals of each party. Success will be measured by our customers choosing.
