USDA VS FHA in Leominster, Worcester County, MA

As of 2025, the USDA loan limit in Leominster, in the county of Worcester, MA, stands at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to efficiently compare today's top USDA and FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Leominster, Worcester, MA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Leominster, MA

Lendersa® is dedicated to quickly securing you the best USDA or FHA loan without hassle. Choose from three starting points to match with lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

A USDA home loan, backed by the government’s Department of Agriculture and also called a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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