USDA Vs. FHA your options comparison in Leominster, Worcester County, MA
As of 2026, the USDA loan limit in Leominster, in the county of Worcester, MA, stands at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to efficiently compare today's top USDA and FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Leominster, Worcester, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Leominster, MA
Lendersa® is dedicated to quickly securing you the best USDA or FHA loan without hassle. Choose from three starting points to match with lenders and USDA programs.
A USDA home loan, backed by the government’s Department of Agriculture and also called a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.
Friendly Hills Bank is a financial services company focused on the enhancement of shareholder value through the delivery of high quality personalized service to businesses and professionals in our local communities. The key to providing these services is a personable and professional staff utilizing a consultative approach.
15141 East Whittier Boulevard, Whittier, CA, 90603
Bank of Whittier began Its operation at its present location in Whittier California on December 20, 1982. In July 2011 Bank of Whittier expanded its unique brand of RF (Riba-Free) services by opening a second branch in the city of Richardson, Texas to serve the Dallas Fort Worth area.
15111 Whittier Blvd, Suite 101-B, Whittier, CA, 90603
A full spectrum of loan products from which to choose. Sharing our expertise to personally assist hundreds of families with sustainable home finance Helping you Become a HOMEOWNER with the Best Personal Loan Rates and also When financing your home, you need an experienced, reputable company and an agent who gives you facts, not opinions.
15141 East Whittier Boulevard, Suite 400, Whittier, CA, 90603
American Finance LARIBA NMLS#:3280
Bank of Whittier N.A NMLS#:405611
Riba/Interest free mortgage for your Home, cars and businesses.
We at the Bank of Whittier aspire to cultivate a bigger and more prosperous family, the Family of the Bank of Whittier. We believe that our role as your trusted community bank.
15820 Whittier Boulevard, Suite G, Whittier, CA, 90603
"Allianze Mortgage Services DRE License Number 01403147, NMLS I D 346138.
Mortgage lending specialist with nearly 32 years experience. Specializing in structuring custom mortgage loans tailored to meet client needs. Our mission is to serve our customers with honesty, integrity and competence."
15820 East Whittier Boulevard, Suite D, Whittier, CA, 90603
Trinity Realty can expect the same extra degree of service and experience, and will have access to multiple solutions for financing, an experienced home search consultant, and accomplished transaction coordinators to ensure the smoothest closing possible. When making an offer on a home.
"Liberty Bridge Financial is a neighborhood mortgage lender that was built on core values of integrity, honesty and reliability.
We seek lifelong relationships with our clients. We strive to provide the highest level of service that each customer expects and deserves. In return we have received raves of fans."
15820 E. Whittier Blvd, Suite A, Whittier, CA, 90603
Premiere Consulting Services, our customers' needs come first. Customer service above all else. For over twelve years, we have worked diligently to ensure our clients receive the best home loan options available. As a small Mortgage Brokerage firm, we pride ourselves on continuously growing within an ever changing industry.
GW Private Capital, Inc specializes in private "hard" money real estate loans for California properties. We lend 1st, 2nd and 3rd mortgages. $30k to $10MM. Residential, commercial, apartments, investment, bridge, "fix and flip". Fast and easy. We provide private money real estate loans for California properties.
2440 Willamette Street, Suite 201, Eugene, OR, 97405
We’re proud to be a broker, not a bank. It means we do the shopping and you get the best interest rate and advice; we are experts in what we do because all we do is mortgage financing. We are locally owned and operated. We live here, we work here, we play here. We’re your friends and neighbors, people who will put your interests first.