USDA Vs. FHA your options comparison in Leominster, Worcester County, MA
In 2025, USDA loan limit in Leominster, county of Worcester, MA is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Leominster, county of Worcester, MA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Leominster, MA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Eugene Mortgage Brokers We’re proud to be a broker, not a bank. It means we do the shopping and you get the best loan terms and advice. We are experts at what we do because we specialize in mortgages. We are locally owned and operated.broker, not a bank. It means we do the shopping and you get the best loan terms and advice
"Stepping Stone Mortgage where our Focus is on Friendly, Knowledgeable and Reliable Customer Service. We are locally owned and operated.
Stepping Stone has built a strong reputation as an outstanding Eugene mortgage broker company. We have the best and most experienced residential mortgage brokers."
When you open an account at SELCO, you become more than a customer—you’re a member-owner. SELCO is a not-for-profit financial institution that serves our members by providing affordable products and services.Since 1936, SELCO Community Credit Union has worked to develop life-long relationships with our members.
We have built a strong reputation as an outstanding mortgage brokerage, serving the lending needs of real estate professionals, builders, and individual home buyers throughout Oregon and Washington. We’re a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending
Founded in 2006, Gorilla Capital is a privately held investment fund with a focus on distressed real estate. Through its own initiatives, and by providing select fix and flip real estate investors throughout the United States with the resources necessary to buy, remodel and sell distressed properties, Gorilla Capital is actively engaged in the revi
Cetan Funds is a private lender in Oregon, for developers, builders, and investors based in Oregon and focused on Lane County. Our team has over 40 years of local lending experience as well as over 20 years in local real estate development, giving us a unique perspective on the needs of professional borrowers in the county and state.
Gallic & Johnson was an established business with an aging brand. The old, two-tone logo made it difficult for a single color print, and didn’t match the value of service they provided. As a financial company offering unique solutions for real estate loans, they needed a brand that resonated with potential clients and investors.
RMWest’s focus is serving senior clients’ retirement and life-stage needs through the Reverse Mortgage product. Our team of select, seasoned Reverse Mortgage Loan Officers is committed to serving seniors. Our veteran Reverse Mortgage Loan Officers are senior specialists well-versed in considering the the total financial/life stage needs
Our mission is to provide you with high quality mortgage programs that are customized to fit your unique situation. We work & do business in an upfront and fully transparent way. We disclose the fees to the clients in advance and in writing & disclose the rate sheets from various lenders, listing the rates & points passed through from the lenders.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
