USDA Vs. FHA your options comparison in Leominster, Worcester County, MA

As of 2025, the USDA loan limit in Leominster, in the county of Worcester, MA, stands at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to efficiently compare today's top USDA and FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Leominster, Worcester, MA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Leominster, MA

Lendersa® is dedicated to quickly securing you the best USDA or FHA loan without hassle. Choose from three starting points to match with lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

A USDA home loan, backed by the government’s Department of Agriculture and also called a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Procura Mortgage Company
  • 3181 156th Ave SE, Suite B, Bellevue, WA, 98007
  • Procura Mortgage Company strives to exceed the expectations of borrowers by always following our core values of service and convenience. We are committed to helping you achieve the goal of homeownership by providing clear and concise communication.values of service and convenience.
  • Evergreen Northwest Lending Company
  • 15015 Main Street, Suite 205A, Bellevue, WA, 98007
  • We offer low mortgage rates available along with a convenient online loan application process supported by an experienced team. Evergreen Northwest Lending Co is passionate about solutions before the need arises! Our entire team is devoted to our commitment of providing only exceptional service, from our sales team, to our operations professionals.
  • Avenue One Capital Inc
  • 2018 156th Ave NE, Suite 100, Bldg F, Bellevue, WA, 98007
  • Avenue One Capital Inc, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and also We’re a mortgage firm specializing in providing custom tailored mortgage solutions to our clients via our mortgage planning process and Licensed in TX, TN, CA, WA, OR, ID, CO, FL, OK
  • DML Capital
  • 2018 156th Ave NE Building F, Suite 100, Bellevue, WA, 98007
  • DML Capital Mortgage is an independent mortgage lender headquartered in the Seattle Area, WA. We are a retail direct lender well positioned to serve the diverse needs of today’s borrowers. We offer a vast array of loan products to provide our borrowers the best options available.
  • Intrust Funding
  • 14508 NE 20th Street, Suite #200, Bellevue, WA, 98007
  • Intrust Funding provides short-term financial solutions for novice and veteran real estate investors and non-conventional borrowers in Western Washington. Through our simple, efficient and transparent loan process, we help our clients present all-cash offers in as little as 48 hours to secure the best property deals within 72 hours.
  • Coastal Community Bank
  • 5415 Evergreen Way, Everett, WA, 98203
  • At Coastal Community Bank, we firmly believe that banking is about relationships -- relationships built on trust. Our bankers live within the communities they serve, which means they care about you and your needs because they are your neighbors. Our bankers are seasoned, local professionals who know the landscape, the players.
  • Pro Escrow Inc
  • 5920 Evergreen Way, Suite C, Everett, WA, 98203
  • PRO ESCROW, INC is licensed by the Washington State Department of Financial Institution, licensed, bonded and approved by Financial Lenders nationwide. Our clients can rest assured that our high standard of care and professionalism protects their best interests when working with PRO ESCROW, INC!
  • Neighborhood Mortgage
  • 4164 Meridian Street, Suite 108, Bellingham, WA, 98226
  • Neighborhood Mortgage is a locally owned mortgage company located in Bellingham, Washington. Our company mission is to provide superior customer service and offer a variety of mortgage products including: purchase mortgages, refinances, FHA Loans, VA Loans, USDA Loans, Reverse Mortgage Loans, Section 184 Loans, Construction Loans and more.
  • Hyak Financial
  • 2435 Strider Ln, Suite 105, Bellingham, WA, 98226
  • Hyak Financial provides a wide variety of commercial mortgage products and business financing services. With over 90 years of combined commercial banking, mortgage, and real estate experience, the Hyak Financial Team has the experience to find the best rates and terms on most commercial real estate or business financing transactions.
  • CLEVELAND STREET MORTGAGE, LLC
  • 20802 46th Ave SE, Bothell, WA, 98021
  • Cleveland Street Mortgage started in 1999 with Ted Robinson and Chris Butaud (with support from our silent partner and friend Vicki Adair and our first employee Karil Gray) who shared a mission to earn an excellent name in the real estate marketplace. The industry has changed a lot during the intervening years.